Real Estate Investment Case Study

Well think about over the last few years while your child has been in college you really only had to take care of yourself ;now you have take care yourself and another person. So that means now you have to feed this person and, shelter this person that don’t come cheap. Over recent years the percentage of parent refinancing their homes has increased upwards of 28% , according to the article Effects of the Boomerang Generation. Families are doing this just so that they can come up with the more money for expenses. Which is also putting them more into debt and prolongs them from buying their home. How can moving home affect student growth?

College is usually the first time an individual child leaves home and lives on their own, but what are the factors that make an individual student satisfied with their living situation? In the article titled "Aspects of student housing satisfaction: a quantitative study," the researchers attempted to define what aspects of student housing influence a person's satisfaction with that particular housing situation. The study consisted of a quantitative survey of university students which emphasized five aspects of student housing and asked them to rate their importance. In the end the researchers discovered that the type of ownership was the most important factor in a student's satisfaction followed by the quality of the housing and its location.

Room and board make up a significant percentage of college costs at four-year colleges. “Living at home also saved me a lot of money on living expenses … that was an added benefit financially,” says O’Brien.

Changes in market conditions make buying a house difficult. The percentage and reasons why young adults are living with parents show

Now, let to see how this can be related to another case without owing a business. If you decide to invest in a college apartment for your child. A lot of people might think why I should buy a condo for my child if I am not sure is he/she is going to college or where is he/she decide to attend? And these are good reasons to be skeptical about this kind of investment. We are going to see in a positive scenario to analyze better and decide if a college condo is a good plan and its tax benefits.

Situation 1 - one main issue I see is as soon as they had each child, they should have saved for college. They would not have had to use any of the $42,000 they had in savings. for college. There is a college savings plan called the 529 savings plan. The main benefit from this plan is you earn tax credits from the government and most states. The only negative from this is it is like a 401k; you can withdraw funds at any time for any reason, but the earnings portion of non-qualified withdrawals will incur income tax and an additional 10% penalty tax.

There is a 529 Plan that can help the parent start preparing for their child’s college. The plan will help families save many for future college funding. The plan is setup into two plans, saving and prepaid. Saving plans work by investing your money in shared funds. If the family were to choose the savings plan, it comes with different options to invest the family’s money in. The account will either increase or decrease in value based on the investment. The prepaid plan will allow the family to pre-pay all of the cost for public higher education. The prepaid plan may also be converted for a private college. Even though contributions are not deductible, the income in the plan is federally tax-free. Therefore, the income will not be taxed when they are removed to pay for college. The 529 plan does not have to be reported on tax return. The donor will stay in control of the account. The account owner can withdraw funds at any time, but non-qualified withdrawals will earn income tax and a ten percent tax. Anyone can qualify for a 529 plan. There are no limits on income, age, or yearly contribution. (§529)

Rent Opportunity: Due to limited budgets of students, many students do not want to purchase professional

Single parents who choose to pursue a college degree face the challenge of balancing their studies with their parental duties. These parents acknowledge that a higher level of education increases the likelihood of becoming better providers for their children. Single parent students often struggle financially as they have to rely on financial aid to satisfy the needs of their children such as housing, nutrition, etc. The challenges of returning to school involve taking into account how financial distress can fuel academic failure. The benefits for parents returning to school are based primarily on earning a degree that will lead to a financially profitable career. The benefits also involve providing their children with a better opportunity to succeed. Single parents acknowledge that in order to create future possibilities for their children, they must first embody success and inspire their children with their hard work and dedication. The drawbacks of parents returning to school involve a lack of financial stability as well as the failure of colleges to receive federal funding needed to maintain positive retention rates. This paper will weigh the advantages and disadvantages of single parents returning to school.

Parental unity is one of the aspects we view crucially when referring to the American dream. Everyone yearns for a complete household, where mom and dad are there to raise their children under one roof. As a product of a single-family home, I witnessed first hand on how difficult it was for my mother to support me through college, while keeping up with her expenses. This alone, motivated me to attend college and push through the hard times, so that one day I will be able to be successful and take care of her for once. With this reflection comes my research question; are children from single-family homes more driven to complete college than the traditional family household?

Nearly 68% of undergraduate students choose to live on campus (Moltz, “Look Who's Living on Campus”). Many of them choose to live on campus specifically for all the resources it provides and the commute to get anywhere they need to within the campus is easier. More colleges, in fact, are expanding and opening up dorms to make living on campus simpler and more of an option, if not mandatory, for students. Before it was nearly impossible for students to stay on campus, whether it be financially, or because they were out-of-state, but now there are more scholarships to fund them, and traveling in general is much easier. College students should be required to live on campus their freshman year in order to raise their GPA, lower the risks of them dropping out, and allow them to take full advantage of their campus’ resources.

I currently pay a reasonable amount of rent in Manhattan. I looked at several options and this was the most economical rent I could find in Manhattan. In Parsons, Kansas my parents paid $350.00 for rent, electricity, gas, internet, and water with three other girls living with me. During that time I played volleyball and basketball. I was required to attend all practices and with my class schedule, I was unable to work at a job, while going to the junior college, so I didn’t help with paying the bills. In Manhattan, I live with three other girls now, but we each have bills in our own names and the bills are divided by four making it cheaper. Sometimes my roommates and I make dinner together or we splurge and go out to dinner. The only bad thing about living with other people is that if you want to cut cost everyone has to pitch in and make everything efficient. If one roommate is not worried about cutting costs, it makes it difficult for the rest of us trying to keep the cost low on the bills.

saving for your child’s education when they are at a young age rather than their senior

Coming to live on campus will give one more opportunity to gain experience in the campus life, not having to deal with your parents,

Usually the financing for living in dorms or in apartments are way too expensive for college students to afford. Which many students have one focus for college and that’s getting their academic. Having to pay for dorm funds or rent for an apartment can be very stressful. Not only do students have to pay for the dorm funds or rent, but they also have to pay for their food, housing utilities, and recreation. When students live with their family; they don’t have the stress with all the finance problems. For example, if the student does not already have a car but need one they will not be able to afford one without a parents help if they spend their money on a dorm or an apartment. According to Anne Carnns “…Students from lower and moderate income families have