Risk Management For Islamic Banks

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Several studies such as, [27], [28], [29], [18], [21], highlighted the Risk management for Islamic banks in different countries and the differences between them and Conventional banks. Where [21] conducted a field study of risk management and Islamic banks, where a study on 17 Islamic bank in 10 countries (including Bahrain, Egypt, Malaysia and the United Arab Emirates). And suggests that Risk Management for Islamic banks include three basic components: Establishing Appropriate Risk Management Environment and Sound Policies and Procedures, Banks must have regular management information systems for measuring, monitoring, controlling and reporting different risk exposures, and Banks should have internal controls to ensure that all policies are adhered to. The study arranged the types of risks facing the Islamic banks where the interest rate risk to the most serious and then operating risk, liquidity risk and, to a lesser extent, the credit risk, the market risk are the least danger in Islamic banks.
Some studies such as [30], [31], [32], Focused on risk management and Islamic banks in the countries of Middle East. Study [32] was conducted on 421 countries Bank Middle and Far East. found that Islamic banks are less vulnerable and more stable and able to cope with the financial crisis compared to conventional banks. The study [30] sees that the most important risks to Islamic banks in the Middle East is the liquidity risk, followed by credit risk, as well as other risks the
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