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Role Of Managing Non Performing Assets On Scheduled Commercial Banks Essay

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Role of recovery channels in managing Non-Performing Assets in Scheduled Commercial Banks CH.V.RAMA KRISHNA RAO*, Dr. KRISHNA BANANA** M.B.A.,M.Com.,M.Phil.UGC-NET,AP-SET,Ph.D* M.com, Mphil, Ph.D. * Research Scholar (ANU), Asst. Professor, Dept. of Business Administration, St. Ann’s College Of Engineering & Technology: Chirala-523187, A.P.Ph:09985287778 Email:krishnachevuri@gmail.com ** Asst. Professor,Dept. Of Commerce & Bus. Admn., Acharya Nagajuna University Ongole Campus, Ongole, Prakasam(dt.), A.P, India. Ph: 8500330314, 9676375705 Email:dr.krishnabanana@gmail.com Abstract The issue of Non- Performing Assets (NPA), the root cause of the recent global financial crisis has been drawing the attention of the policy makers and academician’s. The Indian banking system has undergone significant transformation following financial sector reforms. It is adopting international best practices with a vision to strengthen the banking sector. The Indian banking sector has been facing serious problems of raising Non - Performing Assets (NPAs). The NPAs growth has a direct impact on profitability of banks. Several prudential and provisioning norms have been introduced, and these are pressurizing banks to improve efficiency and trim down NPAs to improve the financial health of the banks. In the background of these developments, this study strives to examine the state of affair of the

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