Essay on Running Head: Rapid Ethnographic Assessment

Health care expenses are a never ending headache that create numerous liabilities. Liabilities are created when goods or services are purchased on credit and obtained through short- term and long- term loans. Health care expenses create liabilities such that payments are made late or no payments are made at all. In some cases, the cost of health care expenses are unaffordable resulting in those type of payments. To prevent large health care debt, many individuals seek health insurance. Health insurance is provided by private insurance companies or by the government. It covers health care expenses and provides the necessary health care. Although, health insurance is necessary it can also be very costly.

This report is gives a look at numerous factors affecting healthcare and how a lack of insurance has implications to not just the individual, but society as

Insurance is a critical part in the health care of Americans that would use it for life threatening, unaffordable and spontaneous health issues. But instead insurance has created substantial problem because it is being utilized as a payment system for everyday primary health care and not to cure

When it comes to health care, cost is one of the biggest problems. Something needs to be done in order to make it possible for patients, families, and businesses to be able to afford health care. US does not always spend health care dollars in the most productive way. The cost of cancer treatments alone can cost up to hundreds of thousands of dollars, and the only way to pay for that is to raise the cost of the insurance to the patients. Cost is defined as the “price” of healthcare. The “price” or cost can come from various places such as, the physician’s bill, the cost of prescriptions, as well as what the employers pay to cover their employees. The cost of treatments, emergency room visits, medicines, the cost of newest technology and etc. is what is making our increase in cost rapidly. The rising costs leads to becoming a financial burden to families, even the ones that have health insurance, which can typically result in individuals not receiving the health services that they need.

Central Idea: Exercise and physical activity are a great way to feel better, gain health benefits and have fun.

Not having health insurance makes a difference in people’s access to needed medical care and their financial security. The barriers the uninsured face in getting the care that they need means they are less likely to receive preventive care, are more likely to be hospitalized for conditions that could have been prevented, and are more likely to die in the hospital than those with insurance.  The financial impact can also be severe. Uninsured families already struggle financially to meet basic needs, and medical bills, even for minor problems, can quickly lead to medical debt. (McCarter, 2011)

Healthcare is essential to the nature of our well- being, it provides some financial relief to individuals or families during doctor or hospital visits. Medical care is very expensive, and without health insurance it can be even more of a financial burden. However, being able to afford health insurance has been a challenge for a lot of family’s. For some, they must choose whether to feed their families, pay utility bills or make monthly health insurance payments; so, they allow the insurance to laps. The

Care for the uninsured: Caring for the uninsured causes immense financial burden on the healthcare organization as well as ethical dilemmas for the organizations and the healthcare providers.

The ever rising cost of healthcare has made access to healthcare almost impossible to many households in the United States. That these households have stagnant incomes has further complicated issues (Collins, 2008). Many working families without insurance cover have been forced to pay for their own medical expenses that consume lion share of their incomes. Individuals have been forced to forfeit healthcare because of its inherent costs. The lower-income and middle-income families are a very vulnerable lot because they are either uninsured or underinsured (Collins, 2008).

An active lifestyle keeps them feeling young and promotes wellness. They jog two to three miles on weekends when both are off from work. No weights are involved or visits to the gym for this couple. They enjoy going to the movie theater followed by eating

“But insurers in many counties are offering such a dizzying array of health insurance plans with so many subtle differences that consumers have struggled to determine which plan is best for them” (Pear, 2015). One of the attractive features of affordable coverage is the low monthly premium. With these attractive numbers, some people might even choose to give up their employer coverage to save the extra money. Naturally, consumers would most likely be fond with the low premiums rather than the quality of the plan. However, low premium is only worth the price that is paid for. The high deductibles lie within these low cost plans could cost the patients a fortune when they receiving the care. As this happen, the Affordable Care Act is no longer serve its purpose in helping to increase the quality and affordability of health insurance as well as reducing the cost of healthcare. Instead, the Obama Care only succeeds in reducing uninsured rate of the population. The lack of understanding about the healthcare coverage could become financially burden to the consumers’ family if they choose to use the plan.

the way we are can be challenging and aging, even so much more. Taking care of the physical

once they tried to use for coverage through Marcia's job, they were turned down due to Matthew's pre-existing condition. Matthew finally qualified for coverage through incapacity; however Mark had to wish a lower-paying job to be eligible for coverage (Health Security 6). Hence, increasing immobility of policies is significant to reform. Not ought to be compelled to a private lose quantity with the loss of employment. Secondly, insurance suppliers have to be compelled to stop cherry-picking people. individuals mustn't be denied health care coverage as a results of they need been sick. Denial of amount alone forces these patients to use pricey space services instead of getting regular treatment. Costs} ar just passed on to the insured patients at intervals the style of higher prices (U.S. Health 18). Insuring the sick could cause the healthy person's premiums to travel up, however everybody can have the nice issue regarding the peace of mind that medical coverage can forever be accessible.

The concept, affordable health care insurance for all, in theory sounds impressive and the practical application seems realistic. However, as the idealistic theory unfolds, the cost and the coverage are all falling or failing to deliver every aspect and causing so much controversy. The bill and Obama are rapidly dropping in popularity; initially Obama had the backing of the house and congress, which has changed drastically as well. This topic is a concern to all as everyone would like to have affordable health care insurance for their families, not just for catastrophic illness but also to cover preventative health care.

Second, talented and hard-working people do not receive adequate lifetime benefit from medical care. Indeed, medical insurance expenses are still so high and many employers prevent their employees from receiving the employer self-insured medical insurance. Therefore, many talented but poor employees have to buy medical insurance with low or basic medical coverage and when they are seriously sick they will accumulate the largest debts they will