Saanich Case Study

The acute housing crisis in the Indigenous communities always has a critical issue in Canada. Recently Government officials termed it as ‘housing crisis,' due to the contemporary housing shortage in combination with a growing indigenous population. The housing crisis in aboriginal communities is not new to those working in the housing sector, and of course a timeworn problem for indigenous communities. Adequate housing is the right of every human being. Housing is not just a physical structure for shelter rather it is a home, a place of spiritual belongings to its inhabitants. Aboriginal people have specific housing needs and aspirations. This paper starts with the argument that the Canadian housing policy has largely overlooked indigenous

Housing in Toronto is at an all time high, through research found it has become apparent that there is a significant problem with affordable housing. Although finding affordable housing is not necessarily impossible, those who are lucky enough to find affordable accommodations end up with other issues that are beyond their control such as pests and property maintenance issues. Many families living in Toronto are considered middle class and could easily afford to live anywhere else, the rent prices are too steep in the city for them to afford. The city is growing at a healthy rate and there is already a significantly high homeless rate in the city. The purpose of this proposal is to introduce a few organizations that have plans to help this

Americans across the United States search for the perfect home, location and square footage of course a great price to pay for their castle. Finding an affordable place to live is ideal, and necessary for survival in this day of age. As the years go by the cost of living increases but Americans do not receive a cost of living raise. The demand for affordable housing is on a all time high, but so is the cost of housing in the metropolitan areas across the United States. America must take care of its citizens and should provide affordable housing programs, to assist Americans to either purchase or rent a home.

This policy brief is prepared to give some insights of the housing affordability problem in Australia. In addition, the paper also suggests some approaches in which the Government should consider in tackling the issue in the Australian context. Housing affordability always

However, in order to eliminate homelessness as a crisis in Canada, these individual factors must be analyzed alongside the structural influences that lead to homelessness. According to the literature, structural risk factors that contribute to homelessness are: transitioning from an institutional placement into the community, social policies such as a lack of affordable housing and the dismantling of national housing strategy, transferring the responsibility from federal to provincial governments, and discrimination (Gaetz 2010, 22; Piat et al. 2015, 2368). By acknowledging these structural risk-factors as contributing alongside individual factors, a social ecological viewpoint proves effective in preventing homelessness (Piat et al., 2379). As the literature suggests, the “social ecological perspective provides a lens for understanding homelessness in Canada as a complex social issue that warrants a coordinated response across sectors, levels of government, and society” (Piat et al., 2380). By considering the issue of homelessness across all levels of society, we are better prepared to formulate a proper and effective solution towards the national

Structural factors, such as the availability of low-income housing exacerbate on the already burdening individual factors. The rise in homelessness is mostly due to the decrease in the number of low-cost housing units. Nowadays, families were struggling to consolidate their current situations because they are unable to afford the housing need (Thomas Betar, 2012). Inadequate of affordable housing is one of the contributors of homelessness (Ghee WY, Omar RNBR, 2015). A large number of low-income people have been forced to move. Nearly 6,000 people older people who are aged 60 or above in Victoria need to pay the rent of more than thirty percent of their salary (Ronaldson, 1999). The shortage of affordable and available housing straightforwardly harmonizes to levels of homelessness and inadequacy income and insufficient of

It is often easy to castigate large cities or third world countries as failures in the field of affordable housing, yet the crisis, like an invisible cancer, manifests itself in many forms, plaguing both urban and suburban areas. Reformers have wrestled passionately with the issue for centuries, revealing the severity of the situation in an attempt for change, while politicians have only responded with band aid solutions. Unfortunately, the housing crisis easily fades from our memory, replaced by visions of homeless vets, or starving children. Metropolis magazine explains that “…though billions of dollars are spent each year on housing and development programs worldwide, ? At least 1 billion people

Canada 's housing market is at an all-time high, they are known in Vancouver for having the most expensive housing market. This expensive market is not just a Vancouver problem, it is an issue growing throughout the nation and is depriving the average citizen to be able to purchase a house in their lifetime. There is a major issue with the state of the market and how it affects the current citizens. Issues have been rising where the average wage in Vancouver is estimated at seventy-one thousand per family household, according to the Vancouver Sun (2014), yet the average costing home as reached between five hundred thousand in the municipality to over one million within Vancouver, according to articles by Beth Lindsay (2015) of the Vancouver Sun, and Troy Landereville (2015) of The Maple Ridge Times.

Imagine living paycheck to paycheck and having your house be taken away. It’s scary and now you have nowhere to live. It happens to many people, and sometimes, like in the case of the financial crisis, they end up living on the streets a lot longer than they anticipated. “Breaking the Cycle” by Sian Griffiths for New Internationalist discusses chronic homelessness and how the Housing First is helping. Housing First was created to lower the number of individuals living in chronic homelessness and they’ve been successful. Housing First gives homeless individuals permanent housing without any barriers or conditions like sobriety (Griffiths 16). Buying housing and allowing homeless people to move in doesn’t sound like a perfect idea, but the program has an eighty percent success rate which is higher than any other program (Griffiths 16 ). Since Housing First has been so successful in the United States, Canada decided to begin the program in their own country. Canada was experiencing exactly what the United States was a decrease in health care and social services cost. So, not only was this program successful for homeless people, but

Another major cause of homelessness in Edmonton addressed by the committee is the lack of affordable housing available. According to the Canada Mortgage and Housing Corporation (2008) in 1999, the average two bedroom apartment rental rate was $650/month, by 2008 the amount for the same two bedroom apartment had risen to an average of $1,170/month – an increase of 80%. The rental increase, coupled with the historically low rental availability of about 1.5% correlated directly with the “drastic decrease in rental incentives” (Avison Young, 2010); the same rental incentives that generally gave a renter a break on damage deposit, first month’s rent or utility payments. So a major increase in rent saw many people losing their homes; a substantial decrease in availability added to people not being able to find new homes; and the almost complete absence of rental incentives blocked those who found a place to rent from obtaining the rental unit.

We also offer subsidies for those of low-income to help bridge the gap of whether to pay the rent or eat. According to Stats Canada, more than 12 per cent of all Ontario senior citizens fall below the Low Income Measure, which defines and determines poverty. That number hits 27 per cent when looking at seniors who are also single. This is particularly troubling given that seniors are expected to make up 23 per cent of the population by the year 2030. The stress on single person households is also a cause for concern in the report. The basic income gap for Ontarians in these homes falls 33 per cent under the 2014 poverty line of $19,774, while someone on the provincial disability support program falls 60 per cent below this

Housing Affordability in Australia has become the focus point for urban planners in recent years. In particular, South East Queensland (SEQ) has experienced significant pressure as the demand for property and affordable dwellings increases and population growth in the region continues. The issue has come to the forefront in discussions for local governments in the region and there is a real need to address the problem of housing affordability. The subject of affordability is complex and is contributed to by a number of factors including the impost created by Council processes, which is the scope of the HAF-T5 Project.

These are few of the many issues of poverty we face today in our communities; food banks are crisis because of the high in demand of people in need. Housing is another important factor as millions of people worry about being able to make rent payments, and finding affordable living places where they do not have to worry about living paycheck to paycheck. A study was conducted from t McMaster University in 2010 for the City

Multiple reasons exist for the the lack of affordable housing. On the demand side these include population growth and increased migration to urban areas, easily accessible housing finance, tax incentives and a “strong cultural preference for owner-occupied detached houses”. On the supply side, affordability problems are exacerbated by inflexible and slow responses to the need for new housing stock, lack of infrastructure and generally inefficient planning processes and development assessment by local governments.

This report examines the housing affordability crisis in Auckland, the current situation of the housing market, and extent of this problem. Auckland is in a deficit of houses due to the difference in demand and supply factors. The demographic and economic factors are the main reason for the increase in demand for houses. The supply side is not performing up to the mark to satisfy the demand in the market. The first home buyers are finding difficulties to make choice on their housing needs. The median households are struggling with the high rentals in Auckland market. Lower income households with faces a greater affordability pressures than those are living outside Auckland. There is a shortage in land and houses that are affordable for lower income households. The report suggests some new factors that can be considered to solve the affordability crisis.