Sat1 Task 3

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SAT1 Task 3 Cherilyn Moser Healthcare is an ever growing concern around the world today. Populations continue to grow and people are living longer than ever. Nations have different systems for healthcare. The United States and Japan are two healthcare systems that are have different coverages for their citizens. United States: The United States has multiple opportunities for insurance coverage for people. There are many private insurance companies to insure Americans. There are also government assistant agencies such as: Medicare, Medicaid and Children Health Insurance Program (CHIP) (Commonwealth Fund, 2013). Persons must apply and qualify for any government assisted programs for healthcare. Medicaid: is offered to those…show more content…
Co-pay up to 20% for children under 3 years are required. Co-pay up to 10% for people 70 years or older and low income (if qualified). Monthly out-of-pocket threshold varies according to age and income. Out-of-pocket spending per capita is lower than the United States at $464. Patients do not need a referral to see a specialist. They can be seen by most physicians with a short waiting period of a day or more. However, they may wait hours in the office for a 3 minute consultation (Economist, 2011). Because patients can see any physician at a clinic or hospital setting, there are no exemptions of treatment for pre-existing conditions. All citizens will be treated and approved medications are covered under their healthcare system. Other statistical important values are the unemployment rate and life expectancy. The unemployment rate amount Japanese is 4.0%, whereas the United States is 7.4% (Find-the-data, 2015). This is one of the reasons the Japanese government is able to keep down costs. However, the average life expectancy of Japanese citizens is 83.33 years to U.S. 78.84 years, which would require Japan to care for their citizen’s longer (Find-the-data, 2015). This can financially impact the government with increased expenses and costs to an aging nation. Another financial implication can be for the government to continue to pay for low income families, individuals, and children to have insurance while the deficit grows with the

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