Saving Early College

College is a huge step into your future. It allows you to put a foot in the door of the career path you decide. I believe college will benefit my positively allowing me to be independent with my studies and really allow myself to purserveir to where I would like to be in life. As a senior in high school I can not imagine my future being anything other than a nurse. It has been the dream for years and I plan to accomplish my

Leonhardt believes that college is beneficial and especially financially. The debt that college students go through becomes negative $500,000. After students finish college and start working they pay their debt easily. Leonhardt mentioned “Americans with four years college degrees made 98 percent more an hour on average in 2013 than people without a degree.” This statistic shows that when students start working they can pay their debt in a wisely time depending on their major.

After finishing high school people go through a dilemma on whether or not they want to continue their education. They could either go to college or begin working as just a highschool graduate. Going to college is a necessity. College takes four years and maybe another four years of studying. They is very little in comparison to an average 80 year lifetime. That’s not much time at all! College costs $20,000 - $30,000, college is like putting an investment into yourself and in hope that you’ll prosper and get a deserving career. Many jobs require special skills and that’s where college degrees come in. College brings many job opportunities, whether it be flexible or just high paying. Debt could easily be payed off if college is completed because of the better income.

Its great to start taking college courses, which are offered through a student's local high school, so that he or she may better understand what college will be like. Along with this, when taking courses in high school, students often get a bargain, for these class credits are usually much cheaper. Yet, taking early college classes also have some negative aspects. First of all, because these subjects tend to be harder than regular high school classes, they could give students the wrong idea of what college will be like. Second, a student's overall high school Grade Point Average, (GPA), may suffer, if the student is not quite ready for college level studies. Nonetheless, by taking early college classes, students are able to take advantage of an excellent opportunity to work on their first college level subjects, in a more familiar and less threatening high school

Now that I'm a senior I guess college is right around the corner, along with the dreaded expenses. Paying for college can be a stressful experience or a walk through the park. For most it's a mightmare, because of the debt they are or will be in. I've always been concerned about how my family and I were going to pay for college. Fortunately there are many options I can take advantage of to avoid a horrible financial fate.

Why should you go to college? Well would you rather suffer a couple years and eventually lead to success or, take your chances and skip those years and have a little chance of success? Now, college doesn’t give you a 100% of success or a job, infact in the article “Why College Isn’t for Everyone”, states that “ a goodly proportion (more than 40 percent) of those attending four-year colleges full-time fail to graduate, even within six years.” ( “Why College Isn’t for Everyone” 78). Also, in the article “New School Year, Old Story: Education Pays” it says “Students who take out loans to pay for school should consider the amount they will be obligated to repay.” (“New School Year, Old

Figuring out how you are going to pay for college is the second most important thing and it makes a decision easier. I am still in high school working a full-time job at Belk. I give myself a budget for every two weeks and put the rest of my money in savings. I look up scholarships daily and am applying for as many as I can. $50-$10,000 scholarship is better than nothing and it keeps me out of debt at the end and that is what matters. Unfortunately, I do not have a rich family and no one will be handing me a lot of money for college, but that just means I need to work a little harder and there is nothing wrong with that. I will also be taking out student loans to help and my parents will be doing as much as they can. I ask myself questions like “Do I need to go to school because their football team is amazing” or “Do I need to focus on the long run” and “Is going to Kennesaw going to get me just as good of job as Alabama and save me a little bit more money”. So, even with all of these plans I know that I am still going to have debt, but the real picture to look at is how much debt do I want to have when I am already trying to find a job.

Beggining ones education young, prepares one for the future. Early education has been proven to be beneficial in many aspects throughout life. Children may dread the idea of starting early but in the long run starting early can make a significant difference. Also some may even be ahead of his/her peers in the following years. Early childhood education should be a requirement due to the ability it has to help gain early skills, necessary positive behaviors, and increased brain development.

Wake STEM Early College High School will be very beneficial to my high school and college experience. Being able to take college classes in high school is not only great as I will gain college credit in high school, but simply being accepted into this school looks great on a college resume for North Carolina State University, or any other college. I would love the environment of smart, friendly, hardworking people, where we could all help each other to receive the best education possible. This school will challenge my academic abilities, but also doesn’t compromise my ability to be in a sport. Wake STEM Early College High School will be one of the best schools to help me unlock the best and highest of my academic abilities.

One of the many, is that if I leave for college early(with a academic scholarship of course) you will have one less dependent in your household which decreases your financial strain and, improves your access to resources that you otherwise would not have. In addition, you can utilize your income to a greater extent without the extra $16,915.5556 USD(average cost to raise a child every year). Another benefit is that you will have more free time and there will be less conflicts in your household, which in turn decreases stress and improves happiness, intelligence, success, sleep, among all of the other benefits. This is the most efficient path of progress which improves the overall stability in your

In recent years, a college degree has become a necessity for obtaining a job that pays a fair livable wage that can help support a family. The cost of such education is at an all-time high, with tuition costs ranging up to the tens of thousands per year. These enormous costs associated with acquiring a college degree can put a person in hundreds of thousands of dollars in debt, but there is a way to try to prevent this heavy debt accumulation. Parents need to consider college as soon as possible. If a parent uses the eighteen plus years from birth to high school graduation, then it is possible to save enough money to entirely cover your child’s choice for education. There are a multitude of different ways that saving for education can be done. Methods for saving include, but are not limited to: 529 plans, UGMA and UTMA accounts, and opening an IRA. All

Most student loans are set up based on the semester or the school year, and because it takes many semesters and multiple school years to get a degree students find themselves with lots of smaller loans when they are finished with school. For example, a student that attends school for 4 years, may finish their college degree with 8 student loans-- 1 for each semester of the school year!

By using a CD instead of a savings account, I will be able to make more money off of the award due to CDs having higher interest rates since the money cannot be withdrawn until the end of the term. This would not be problematic for me because if I were to receive the award, I would use the money for college expenses to invest in my human capital, so I would not need it for two years. Going to college will give me a financial advantage in the long run because according to what I learned in personal finance, people with degrees tend to have higher paying jobs. Additionally, with this award and scholarships, I might get through college debt free. This too would be extremely beneficial to my financial situation throughout life because I would not have to worry about paying off student loans and could instead invest in stocks or in my retirement funds. Furthermore, I love volunteering and giving back to my community, so I also want to invest in nonprofit organizations to help others find their way in life and allow them the opportunity to go to college, get a well-paying job, and hopefully continue the cycle of giving back. Therefore, the money from this award would benefit me for the rest of my life along with the community I will invest

High school graduates without at least some college under their belts now hold just 18 percent of the good jobs, down 10 percentage points during the same time period,” (Fain 3). People with a four year college degree have gained 55 percent of well paying jobs in 2015 compared to in the nineties where it was lower. Going to college is a good start to help decrease unemployment rates and also increase chances of working well paying jobs. College education can help with getting stable jobs, leading to increased income and better financial support for one’s family.

High school students are often stressed how important college is and how vital it will be for their future, but students often wonder if the thousands of dollars spent to further their education is worth it. According to the New York Times, “Student debt, meanwhile, has topped $1 trillion” (Leonhardt, 2014). Having that much in student debts, often questions individuals attend college or to join the work force right out of college. There are a lot of advantages of attending college as well as disadvantages of attending college. As an individual, you have to be the one to decide if it will be worth it or not. Some may view it is not worth all the debt in the long run, whereas some think it is worth every penny in the end. I have always had strong values when it came to education, therefore I think college is worth every penny.