Scholarship Essay

The foreclosure crisis is the second major financial dilemma of the twenty-first century. To solve this, the roots of the problem need to be dug up and exposed followed by replanting with an appropriately improved regulatory system to help build stronger roots for the future. It seems that the free market system can't be free anymore given its intertwining roots extend way beyond domestic to international financial systems. There are two fundamental causes to the latest credit crisis: 1) poor quality securitized mortgages and 2) insufficient underwriting for credit poor borrowers. Secondary (downstream) problems making the financial crisis more complex include underemployment and business failures. Many banks,

I should be considered by the Galactic Unite Bytheway STEM Scholarship program for not only my lifelong passion for math and science, but also my dedication to challenge myself, diverse interests, and career goals.

My father is going to retire in some years and my mother is a house wife. They both have invested in their house heavily therefore these reasons might affect my family’s ability to fund my college tuition.

Growing up in a small town, with the knowledge of a small town community can have an effect on you. Having the respect and dignity to know between right and wrong adds and interesting aspects into a life style. Growing up in a small community makes you realize what it is like to have small class rooms and having your teachers know you by a first name basis.Knowing everyone on each sport team because “everyone knows everyone in a small town”. I had the ability to be able to ride my bike down the street without a real question of my safety where I grew up in Worland Wyoming. I have different academic interests than others may, I enjoy different extracurricular activities than other students, and life experiences that are unlike anyone else that have shaped me into who I am today.

Being diagnosed with cancer has impacted my outlook on life in many different ways. At first I saw cancer as a burden on my life and only the negative attributes stood out on how it was going to change my life and the way I saw people around me, but now after being two years cancer free, I have gone to realize the positive aspects cancer has had on my life.

Growing up in rural North Carolina was both a blessing and a curse. My hometown, Fallston, North Carolina, is a tiny town way off the beaten path. Most people speak with a southern accent, are devout christians, vote Republican, think camouflage is a normal fashion pattern, and adore country music. But while I was a child, none of these things were a problem. I never realized how close-minded everyone was or how there were no opportunities for success; I was too concerned with the three most important events of the year: the Fallston FunFest, the Belwood Tractor Pull, and the Cleveland County Fair. However, as I grew older, zeal wore off and reality set in. I started to realize how conservative and restrictive it was. What little Fallston offered,

I have been a part of JROTC for the past four years of my high school career. During my time in the program, I gained more self-confidence and was able to venture out of my comfort zone, which allowed me to join numerous clubs and organizations throughout my high school career. The clubs include the Chess Club for one year, the Environmental Club and AFJROTC Honor Guard team for two years, and Science Olympiad all my four years of high school. The organizations include the National Technical Honor Society for two years and National Honor Society for two years as well and voted Vice President.

I intend to use this scholarship to help pay for my tuition and books at the Southern Arizona University of Phoenix- Online. I would like to be considered for this scholarship because I have no financial help from my family. This means that I have to be able to pay for college on my own because of the fact that my father is no longer in my life, and my mom has my other siblings to take care of. My father is no longer in my life because he now lives in Mexico with his other family. I don’t have financial help from him because he has a wife and six other children. My mother would like to be able to help me, but she has two other children she’s taking care of by herself, and she has to prepare for my sister's graduation next year as well as mine this year. I plan to get a job after I graduate to help pay for the expenses of college, but since I am going online the expenses of college are going to be a lot less than if I were to go on campus, this is the main reason I am planning to go online, and to take a lot of the stress of being totally alone off myself because I will only be twenty minutes away from my family instead of an hour or two.

Living and growing up in a small town is better than doing so in a big city.

Growing up in poverty meant always being in a pinch for money. This led me to my decision of seeking a job within the first month of my freshman year in high school. Thankfully, this decision led me to the precious self-taught skill of time management. I was able to build my skills until my sophomore year. I tried to take on more shifts at work than I could handle, in aspiration of saving up for a car, and consequently my grades began to slip. I acquired my first C in my favorite class: Chemistry. Being an aspiring student in the medical field, and a student who prides themselves on their grades, I was devastated. As a result, I soon reached the epiphany that one has to have priorities in life; I chose mine to be education. I discussed with my boss my situation and she gave me a set schedule of a doable 4 days a week. This allowed me to do my homework and studying in advance. This also permitted me to get enough sleep,

Robert Frost once wrote, “Two roads diverged in a yellow wood and I, I took the one less travelled by and that has made all the difference. As a young, educated, black man I have already chosen to take the road less travelled. Life is a journey where you stumble and fall, but I elected to not become a negative statistic. While in high school I decided to start my college education early in the pursuit of bettering my mind and proving to my ancestors that their plight is being well-respected.

Ever since I was a young kid I have always been interested in movies. My grandma, who was full of the wise the life experience left, always knew about my interest in movies. She feed my vain for the art. Even though her religion, she professed Adventist of seven-day religion, didn't let her go to the cinema, she always found the way to took me to the cinema. She and I enjoyed watch movies. We used to sit in the darkness room, with our faces illuminated from the reflection of the light which rebooted from the screen, both absorbs in the plot of the movie which made us laughed or cried. After the movie, while we went back to her home, she started to talk about the movie. She had a particular point of view where the main story

I am a person with a need to be great. A person who leads others in humor and humility, sensitivity and strength. I may fall, but I always rise again and when I succeed, I always reach back to help another person forward. Judging from my current high school career, I embody the core values that Howard holds so profoundly.

There are people that just simply like being in a smaller town. If you live in a small town, then you will know more people and people are normally friendly. The cost of living in a small town is lower than a bigger town. The cost of going to school is lower than what it would be in a bigger area. It is easier to get involved when you are in a smaller community. There are more opportunities to help out with small things around the community. You will always stay informed and know what is going. You will

Most people would agree that a small town does have its “special charm” and that everyone is like a big huge family which i do not agree with. If you don’t have a big name in a small town a lot of the time you are pushed out and not allowed into the “cool kid” clique. In a small school there are less classes to choose from less social groups or cliques to be a part of, there are one or two groups that hang out if you aren’t in one you're considered a nobody. Some would argue that a big school is scary you will get pushed around the hallway if you don’t stand up and that it’s harder to make friends. This in fact is very untrue there are a lot of kids in bigger schools meaning more social groups and you have plenty of people to choose from for