Should Obamacare Be Abolished?

Healthcare in the United States is a constant struggle. For generations the country has been in heated debate over the best approach to this unsettling issue. While many changes have been made, none seem to be effective enough to please and serve the country effectively. No matter what course is taken there is always a group, or groups of individuals who are left out and underserved. As a country we need to provide for all of our citizens to ensure healthy living and overall quality of life. Unfortunately, our society is based off of socioeconomic class. This becomes an issue in regards to healthcare requirements due to the fact that many poverty stricken families go throughout their lives with little or no coverage at all. For those in good financial standing healthcare is easily accessible, while the poor struggle and deal with illness in inhumane ways. Millions of American citizens are uninsured; this number includes all walks of life from children through the elderly. In order to overcome this devastating issue the American people have to come to a decision on how to care for all of our citizens so that no one is left out. In today’s society this has become an even more difficult task as we face an ongoing struggle within our economy, leaving many families in financial hardship.

Money plays a huge role in access, therefore it is a vital issue to discuss. Within the current system, lack of money results in lack of health care, which leaves thousands of people without any health care coverage. Between 2001 and 2005, the number of people paying for health insurance increased 30%, however income only raised 3% (Health Care Problems). Adequate income is a necessity and unfortunately that is not present. According to the National Conference of State Legislatures, the average annual premium across the country is $16,000. Currently, the average annual income in the United States is $51,107. Mint Money Management suggests that about 4-6% of one’s total income should be spent on insurance, including life, disability, and health insurance. However, the averages in the United States show that the average person spends about 31% of their income on health insurance, which is not financially beneficial. When this rise in health insurance is not parallel to the inflation of income, innocent people are left without a method to achieve health care. There is a program for those who can’t afford health insurance out of pocket nor have access to it, and that is called Medicaid. Issues still exist with the program. There is only so much funding, which leaves many still uninsured. Additionally, people with Medicaid have difficulty

The U.S. health care system faces challenges that indicate that the people urgently need to be reform. Attention has rightly focused on the approximately 46 million Americans who are uninsured, and on the many insured Americans who face rapid increases in premiums and out-of-pocket costs. As Congress and the Obama administration consider ways to invest new funds to reduce the number of Americans without insurance coverage, we must simultaneously address shortfalls in the quality and efficiency of care that lead to higher costs and to poor health outcomes. To do otherwise casts doubt on the feasibility and sustainability of coverage expansions and also ensures that our current health care system will continue to have large gaps even for those with access to insurance coverage.

Rising health insurance premiums have made healthcare unaffordable in the United States. Health insurance premiums in this country have undergone a steady rise over the past few years while incomes have remained the same. More than 50% of individuals with low incomes holding private insurance in the United States are unable to afford their healthcare costs (Collins, Gunja, Doty & Buetel, 2015). In addition, costs related to healthcare are equally unaffordable to 25% of working-age individuals who hold private health insurance policies (Collins et al., 2015). According to the Kaiser Family Foundation/Health Research and Educational Trust (Kaiser/HRET) survey on employer health benefits, employer-sponsored health insurance plans have also had moderate rises in premiums in 2013 for both individuals and family coverage (Claxton et al., 2013). While

For centuries, health care has been an ever changing entity within the United States. The cost of health insurance, medication, and medical care has fluctuated from high to low. Over the years with all the changes to healthcare, those in Congress try to appease everyone that is involved. For example, trying to make healthcare affordable for those who are less fortunate and live around the poverty line. As well as, employers who may have to revamp their insurance plans offered to the employees. Recently the talk about healthcare has put many people in an uproar. Health care reform has been a very debatable topic since President Obama has been in office. Health care reform, also known as Obama Care, has a section called the Affordable Care

One of the biggest concern of the nation is the health care, because more then half a million people do not have insurance. The Democratic and Republican worked together to improve the issue, but there was not any solution through any of our past president. Until President Barak Obama signed and passed the Affordable Care Act on March 23, 2010, which is also known as ObamaCare. This act reforms the combination of control health care cost, and the development of coverage through the public and private insurance

The ever rising cost of healthcare has made access to healthcare almost impossible to many households in the United States. That these households have stagnant incomes has further complicated issues (Collins, 2008). Many working families without insurance cover have been forced to pay for their own medical expenses that consume lion share of their incomes. Individuals have been forced to forfeit healthcare because of its inherent costs. The lower-income and middle-income families are a very vulnerable lot because they are either uninsured or underinsured (Collins, 2008).

First, having affordable health care in the United States will decrease the number of uninsured. Although the Affordable Care Act (ACA) or Obamacare has decreased the number of uninsured people yet, there are still people without acquiring health insurance. According to The Henry J. Kaiser Family Foundation (KFF), which is a non-profit organization focusing on the national health issue and serving as a non-partisan source, individuals below the poverty line are at the highest risk of being uninsured. In 2015, 46% of uninsured adults said that they tried to get coverage, but did not because it was too expensive (KFF). The cost of health insurance is still an ordeal for people to get covered. The U.S government needs to consider that it is disproportionate

On March 32rd, 2013, President Obama presented to Congress a Healthcare Reform Stimulus Act, in which he ensured will help all the American people save plenty of money on health coverage and medical expenses; such as, hospitalization and treatments. The Affordable Health Care Act, bill was put into law to cover recipients who was paying high premiums reduce their premiums and to insure uninsured recipients who could not afford to purchase coverage get it at a cheater cost. Without a doubt, universal healthcare is still considered one of the most challenging social problems that we have to deal with today. Even though, this issue is unsolved there is still a lot to discuss that need to be clarified concerning affordable healthcare. During presidential election in 2012 both parties the Republicans and the Democrats presented different viewpoints on this ideologies matter. Obama care new health care policy was put into action this to provide more coverage to a larger percentage of low–income working American, it is less cost effective and more within citizens spending budget. “AHRQ-funded researchers compared data on health maintenance organization (HMO) premiums in various markets. Premiums were lower in more competitive markets, where a high percentage of the population was enrolled in HMOs and many HMOs competed for their business” (AHRQ, 2002, Para. 13).

According to the Department of Health & Human Services (HHS), 16.4 million of the previously uninsured are now insured (2015). The agency attributes this increase to the ability of young adults to stay on their parent’s plans until age 26, the Marketplace, and Medicaid expansions. However, while 12.3 million of the newly insured are the result of Medicaid expansions, only 28 states have expanded Medicaid (HHS, 2015). Many remain uninsured. According to a report from the Kaiser Family Foundation (Garfield, Damico, Cox, Claxton, & Levitt, 2015), 32.3 million nonelderly people remain uninsured. The foundation estimates that 15.7 million (nearly half) of these people are eligible for assistance through Medicaid or Marketplace subsidies. For others, reasons for remaining insured include their states refusing to expand Medicaid, having an income too high to receive a subsidy, or their immigration status (Garfield et al., 2015). The ACA has been effective in improving the number of those who have health coverage, however it has not achieved 100% coverage. Millions continue to lack coverage, including those who are eligible to receive aid. In addition to this, partisan politics has prevented the expansion of Medicaid in all states. There is also a portion of the population whose income may not be enough to pay for insurance but is too high to receive government

For many Americans the cost of health care is something they cannot easily afford, however these individuals make too much to obtain Medicaid. Usually these Americans are young and generally healthy individuals that do not need access to medical services regularly. Until the ACA passed in 2010, many of these healthy individuals were not covered by an insurance policy. Under our new laws regarding mandatory coverage, these hard working, healthy taxpayers are forced to maintain insurance

As implemented throughout communities, Americans have struggled with the rising cost of health care for many years from low income households to upper and middle class individual groups. These groups have had insurance or obtained by any means of the working purposes for most and at

Health insurance is an important part of today’s society, and each person is a stockholder. Not only is each person susceptible to sickness and disease, but each working individual holds a part in the public’s health insurance situation. Because of the Affordable Care Act (2010), also referred to as Obamacare, Americans are required to not only be insured, but also face the consequence of paying a fine if one is uninsured. By mandating health insurance for the pubic, an abundance of people in poverty are advised to take advantage of the governmental system that supports people in poverty- Medicaid. As of 2016, 17.6 million Americans who were previously uninsured are now covered. According to the Kaiser Family Foundation, “Over 14 million more

U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it

The U.S. health care system faces challenges and it is urgent that the American people become aware of these challenges. There are approximately 46 million Americans who are uninsured, and many insured Americans who face rapid increases in premiums have to pay out-of-pocket costs. As Congress and the Obama administration consider ways to invest new funds to reduce the number of Americans without insurance coverage, people must address shortfalls in the quality and efficiency of care that lead to higher costs and to poor health outcomes. If something is not done soon, there will be many more who will not have health care coverage that is affordable or they will be without coverage altogether.