Should Poor Or Homeless Individuals Be Required Pay For Healthcare Insurance?

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Studies from various cities in the United States have revealed that there is an overall inadequacy of healthcare for low income, homeless, and uninsured individuals (Hwang et al., 2010). For many years the government has recognized the lack of care and have been struggling to enact a healthcare reform. Finally, in March 2010 the Affordable Care act was written into law (Hammer et al., 2010). There have been many debates on the pros and cons and how effective this act will be at achieving the goal. These debates raise the question, should poor or homeless individuals be required to pay for healthcare insurance? Experiencing poverty or homelessness presents unique barriers to all aspects of life, one being healthcare. Many of these individuals have heightened exposure to communicable diseases and parasites on a daily basis (Zlotnick et al., 2013). Healthcare needs within the population range from diseases such as hypertension, diabetes, cardiovascular disease, obstructive lung disease, HIV, cancer, liver or kidney disease, and chronic pain (Baggett et al., 2010). Another common occurrence within the population is substance abuse, mental illness, vision impairments, dental concerns and an increased mortality rate (Hwang et al., 2010).
There are various reasons for why homeless or poor individuals have unmet health needs. It is likely that one may be unemployed or have a low income employer who does not offer health insurance benefits. Many individuals who have experienced
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