Sicko: Health Insurance

Many would agree that a worthy, controlled health system, above all, should essentially contribute to good health. The responsibility of a health care system is that the organization of people, institutions, and resources deliver the health care services required and meet the health needs of focus populations. Another duty that the health care systems stimulate is the reduction of inequality to race, gender, social status and religion. Each health care system is different when looking at specific countries across the world, however some countries are more similar than others, such as France and Canada’s health care system. These two countries have numerous similarities when examining their health care systems, conversely that does not denote that both France and Canada are just as equivalent as the other. When observing countless aspects, such as longevity and infant mortality, as well as a lot of the inputs such as doctors or beds per capita, and of course the total expenditure on health as a percentage of GDP over the year, it is seen that France has a better and more enhanced health care system than Canada.

The United States (U.S) healthcare system is a large private system that consist of multiple payers, which leaves the U.S

A national health care system in the United States has been a contentious topic of debate for over a century. Social reformists have been fighting for universal health care for all Americans, while the opposition claims that a “social” heath care system has no place in the ‘Land of the Free’.

In 1954, Congress passed legislation allowing employers to provide health insurance benefits to employees on a tax-free basis (Sih and Singh 99). This legal provision marked the beginning of the rapidly expanding health care costs still apparent today due to the major incentives provided by the government to obtain employer-based health coverage. The overwhelming popularity of employer-based health insurance has led to a serious market inefficiency resulting from the system of third-party payment. As individuals rely on their insurance companies to pay for their medical expenses, this provides

Citizens in America obtain healthcare either through an employer, Medicare, or ,for the forty-five million, out-of-pocket. The number one in healthcare, Japan, uses the Bismarck model system- healthcare through insurance. America is almost the same, except the Bismarck insurance insures everyone without making a profit. Japan has more privately owned hospitals than America. This model can be funded several different ways for cost-control. The reason we have not changed our healthcare system is because of federal debt. Half of the health care costs are paid by the government. This debt will be America's downfall, but also the healthcare reform it so desperately

The administration of the United States is incompetent and is growing more useless, this is stated when a compare and contrast between the United States, who does not have universal healthcare, and Canada, who does have universal health care. Canada’s healthcare is not too far from the United States but it does vary with certain things. One of these key things is cost, and administration. (Woolhandler, Himmelstein. 1991) The cost of health care within the United States has enlarged, Canada’s spending has waned. Canada funds the hospitals and doctors with one payer (one lump sum) while The United States hospitals bills several different insurances (per-patient policy) who vary with policies, qualifications, and certification. Doing this causes a complex accounting scheme for acquiring payment and further charging insurance and patients. Another reason the administration of healthcare in the United States is incompetent is due to private insurance, because, the owner profits a percentage of premiums that is much larger that the federal government.

Creating a health care reform plan for the U.S. health care system is no easy task. Multiple things must be taken into consideration. These include making insurance affordable, making sure the plan is economically feasible, and creating a plan that will still work in the future. What hindered the reshaping of health care into a sustainable system in the past, are the health sectors interests that prefer the status quo. By continuing to cling on to yesterday’s model, the health care industry is creating its own peril (Schaeffer, 2007).

In recent years, health care has been a huge topic in public debates, legislations, and even in deciding who will become the next president. There have been many acts, legislations, and debates on what the country has to do in regards to health care. According to University of Phoenix Read Me First HCS/235 (n.d.), “How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost”.

We should work to delink health insurance from employment, so if they lose their job, their health insurance goes with them, and it is personal, portable, and affordable

In the 21st century with many developing countries around the world providing universal healthcare, but efforts in the United States are unsuccessful in implementing health reforms. In the documentary (Frontline) examines the worsening economy and broken healthcare system around the United States. With millions of Americans losing jobs, unemployed, uninsured and leading to bankruptcy, which has taken a toll on peoples lives and the healthcare system. This paper will examine and discuss the care identified in Sick Around America and some of the dilemmas they face in keeping it. As well discussing the major differences between the USA and the Canadian healthcare systems.

Our country should offer immigrants’ private insurance so that they have some sort of medical coverage that can empower and motivated other immigrants seek proper medical care when they need it. Also think this can assist with undocuments immigrants who come into the US illegally, because I

Our healthcare system needs major restructuring. Major improvements needs to begin with "all health care organizations, professional groups, and private and public purchasers should adopt as their explicit purpose to continually reduce the burden of illness, injury, and disability, and to improve the health and functioning of the people of the United States", (Crossing the ……, 2001).

There should be a public option available in health care and the government should have control over the industry. Backing up a bit, what is wrong with the health care system in the first place to cause such an enormous reform?

Health insurance and employer’s providing insurance benefits for their employee’s has been a debate for a long time. Everyone is asking who should pay for it and who shouldn’t. From my point the employer should pay for health insurance. Why? It is simple, starting with the point that the majority of all the employers are paying low wage salaries to their employees. Also, they are only giving part time jobs. Thus, employers need to give a good reason and incentives like health care insurance that

If this particular system isn't working, then what will? The possibilities are numerous considering many countries around the world offer different types of healthcare. In the film, "Sickness Around the World," a reporter T.R. Reid visited 5 wealthy/developed countries: the United Kingdom, Japan, Taiwan, Switzerland, and Germany (Palfreman 2008). Each of these countries has it's own pros and cons when it comes to healthcare. For instance, the UK has singular government run system that it's citizen's do not have to pay for. However, waits to receive treatment can take a long time and taxes are much higher. Whereas, in Japan, the government regulates all the costs and prices yet, services are largely privatized. This puts hospitals and doctors offices in financial deficits. In the small country of Taiwan, leaders took bits and pieces other systems around the world. Leaving them with, one government insurer who collects money, competitive medical providers, and low premiums. The Swiss, have a system where only certain types of care can be profited from. And lastly, the Germans pay premiums based on income and pharmaceutical drugs are cheaper because the sickness funds are negotiated with medical providers. Yet, because of all the sacrifices the providers makes, they often feel underpaid for their services (Palfreman 2008). It is important to note, that these systems did not appear overnight, they would shaped and changed many