Social And Economic Consequences Of Inadequate Housing Essay

The problems that arise from housing are numerous. Housing takes up more than half of all real property tax. Not only that, it’s also the largest issue in a family’s budget. The federal government spent $38 billion in preferential subsidies and $2 trillion on housing in total in the year 2006. Rigid zoning codes prohibit certain types of housing from being built. This prevents some citizens from being provided with homes that fit their budget and ads to the chronic problem of homelessness our communities face. Too many houses can crowd neighborhoods and make transit difficult. They can also obstruct view and, when foreclosed upon, lead to plummeting property values.

One of the most prevalent forms of discrimination is through housing. While modern discrimination is typically difficult to figure out the exact intentions of the person accused of discrimination, such as a boss not choosing a minority to fill a management role, discrimination in housing has continued to be more obvious. The reason why housing is so important is because where a person lives dictates the school the resident’s children go to, the infrastructure such as hospitals, parks and libraries, and also availability of employment. Many of the housing inequalities have been caused by the Federal government such as the national appraisal system and subsidizing suburban areas, and not enforcing abolishing restricted covenants.

Within each service area there is a host of many options available. Specifically, under the Public and Indian Housing is the Housing Choice Voucher Program, commonly referred to as Section 8 Housing. Section 8 is the federal government's major program for access to very low-income families, the elderly, and the disabled to afford suitable, safe, and sanitary housing in the private market. Housing choice vouchers are administered by the local public housing agencies (PHAs). The

Many advocates and policymakers of housing for the poor believe that to achieve optimal human development of low-income households the location of the housing must be considered as well as the quality of the housing unit (Newman, 2008).

This policy brief is prepared to give some insights of the housing affordability problem in Australia. In addition, the paper also suggests some approaches in which the Government should consider in tackling the issue in the Australian context. Housing affordability always

This essay will explore housing as a social determinant of health and the effects it has on the physical and mental health and wellbeing of families, communities and individuals. Poor housing and poverty may be a result of overcrowding, dampness, mould, insufficient heating and poor ventilation. It can have detrimental effects on the behaviour of individuals, how families cooperate and friendliness within communities. Poor housing can cause anything from colds and flus to cardiovascular disease but also may affect mental health. This may lead to individuals experiencing depression and anxiety. It is also common for children’s development to be disrupted due to poor housing and poverty. Different housing-related conditions results in different physical and mental health illnesses for different age groups, for example, overcrowding affecting the respiratory system is more common in childhood whereas insufficient heating having a negative affect and causing excess winter deaths is prone to those age 65 and over.

“You have to be twice as good as them to get half of what they have.” Was a famous quote said by Kerry Washington on her hit show Scandal. The quote was said in reference to Kerry having to work twice as hard to get half of what her Caucasian co-workers have. This quote relates to a black person everyday struggle. As a black person, they are constantly competing for equality with their Caucasian counterparts. Equality in things such as the work-force, food industry but more importantly in the housing area. Housing discrimination amongst blacks has been one of the biggest issues in the United States. Because of the discrimination, Blacks still have a greater struggle finding housing more than their equally qualified Caucasian counterparts. The

Those who cannot afford the high prices of housing are often forced out into the streets where they face a very uncertain future due to the number of abuses they encounter daily from all walks of life, with the most damning being the vagrancy laws that come into vogue in areas that are getting gentrified, which many cities have passed to “protect” their newfound assets and tax base from the “lowering” of property values. Furthermore, when cities such as Los Angeles demand that property developers set aside affordable housing for lower income people, they get sued in court, such as in 2009, when real estate developer Geoffrey Palmer successfully sued in order to overturned an ordnance which required that. This was also the same man who also proposed building a footbridge connecting two of his buildings to minimize contact with people he deemed undesirable (Davis).

Ever noticed the people outside, asking you for money on the train or in the streets? Most have a funny smell, or are barely dressed when it is freezing outside? Those people are more than likely homeless. Being homeless is the state of a person living on the streets, if they have no home. Homelessness occurs because many people cannot afford housing, do not have a job, receive low income, are mentally ill or have a drug addiction (Coalition for the Homeless). Homelessness affects society in a variety of ways making it a social issue. It causes economic downturn, increases poverty, and also causes family dysfunction.

It is often easy to castigate large cities or third world countries as failures in the field of affordable housing, yet the crisis, like an invisible cancer, manifests itself in many forms, plaguing both urban and suburban areas. Reformers have wrestled passionately with the issue for centuries, revealing the severity of the situation in an attempt for change, while politicians have only responded with band aid solutions. Unfortunately, the housing crisis easily fades from our memory, replaced by visions of homeless vets, or starving children. Metropolis magazine explains that “…though billions of dollars are spent each year on housing and development programs worldwide, ? At least 1 billion people

Given evidence of the effect of race on housing issues, even as it relates to home ownership, an exploration of the empirical evidence in how it manifests within rental markets is necessary. One of the leading researchers in the contemporary study of eviction is Matthew Desmond. In “Eviction and the Reproduction of Urban Poverty (2012), he combines statistical and ethnographic analyses to investigate the ramifications of eviction on the lives of the urban poor. The primary independent variable in this study was gender, while the dependent was eviction rates as a percentage. Half of his quantitative analysis involved extracting legal records or court-ordered evictions that took place in Milwaukee County between 2003 to 2007 (n=29,960) (“Eviction and the Reproduction” 91). Using addresses, eviction records were merged with population estimates of Milwaukee’s 880 block groups (“neighborhoods”), and yearly eviction rates for each block group were calculated by gender and pooled to calculate annual averages (Eviction and Reproduction 94). Then risk ratios and differences were determined using 3 different samples: all groups with at least 1 male and female evictee, high poverty block groups where more than 40% of the population lived at or below 150% of the poverty line, and hyper-segregated neighborhoods where at least 85% of residents were same race/ethnicity (Eviction and Reproduction 94). While these measures provided reliable and exact measures of incidence and location,

Affordable housing in the United States describes sheltering units with well-adjusted housing costs for those living on an average, median income. The phrase usually implies to applied rental or purchaser housing within the financial means of lower-income ranges specific to the demographics of any given area. However, affordable housing does not include those living in social housing owned by government and non-profit organizations. More specifically, the targeted range for housing affordability sets below 30 percent of a household's annual income, including all applicable taxes, utility costs and home owners insurance rates. If the mean income per household breaches the 30 percent mark, then the agreed status becomes labeled as

Housing affordability is a perennial problem in Australia and has worsened significantly over the past three decades.

Those who rent from private landlords do not only tend to, on average, pay almost double the rent of a person living within social housing but also are twice as likely to live in a residence the Government would class as a “non-decent home”, a residence in disrepair and one that does not meet health and safety standards (Jonathan Owen, 2014). The undisputable growth of private renting sector is not limited to England but is also noticeable in Wales, Scotland and Northern Ireland. In wales the private rental sector represents 14% of total housing, the private rental sector in Scotland has doubled over the last ten years as more than three hundred thousand properties have been sold and in Northern Ireland private landlords own more properties than councils and housing associations combined according to national figures provided in 214 (Jonathan Owen, 2014).

“Affordability is not simply a matter of housing costs and income levels; it is about people’s ability to obtain housing and to stay in it” (Housing New Zealand Corporation, 2005). Affordability is concerned with different standard at a