Social Contracts In America

In 2010, the United States created The Affordable Care Act (ACA). The objective was to share the responsibility of costs between the government, individuals, and employers to provide affordable access to quality health insurance. “However, health coverage remains fragmented, with numerous private and public sources, as well as wide gaps in insured rates across the U.S. population.” (“United States: International Health Care System Profiles,” n.d.). Each individual state within the US, generally has control over private insurance.

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the

On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.

The goal of this paper is to explain the downfalls of Obamacare and share the stories of individuals affected negatively and directly by the approval of the policy. Although Obamacare set out with good intentions, many people are still left without health care coverage because of the constant revisions of the bill. There have been many taxes raised for the approval of this policy, and has caused problems for individuals who do not want coverage under Obamacare but would want coverage under a different company. Obamacare has helped some, but has caused other problems that would make it a bill that should be up for repeal.

In 2008, during President Obama’s campaign, President Obama announced that he would fight for a national health care system that helped millions of uninsured Americans obtain health insurance. The Affordable Care Act, also termed Obamacare, passed on Christmas Eve of 2009. While some people believe the Affordable Care Act is great, others are not too fond of the of it. From passing the bill, the government hoped to expand Medicaid eligibility to help more people whose income was meager or near poverty level. Although the idea was good, studies show that people of color, families in rural areas, and those with cultural and language barriers struggle to receive health care and pay for it. Furthermore, since Obamacare passed into law, the

One of our nation’s most controversial topics since the year 2009, and still continues to affect our country, is the Patient Protection and Affordable Care Act (ACA) also known as Obamacare. The Affordable Care Act was passed by Congress and signed into law by President Barack Obama on March 23, 2010. The Law was designed to extend coverage to millions of uninsured Americans and protect patients from abuse or discrimination. The Affordable Care Act affects, all Americans, either in a positive or negative way. It is an issue that has come to separated our congress, it has divided the republican and democratic parties, to the point where the Government was shut down.

The Affordable Care Act (ACA) is a very controversial topic that I never quite understood until I got to read the supplemental chapter untitled “The Affordable Care Act: A Brief History, Assessment, and Future Challenges.” Throughout this paper, I will be answering five questions about the ACA. The first question has to do with listing and explaining three demographics that contributed to disparities in health insurance coverage prior to the ACA. There were many demographics that contributed to disparities in health insurance coverage in America prior to the adaption of the Affordable Care Act. Some of those demographics had to do with race, age, citizenship, or region of the country. One of them had to do with racial demographics, which

On March 23rd of 2010 one of the most highly controversial bills in American history, the Patient Protection and Affordable Care Act (PPACA), better known as the Affordable Care Act (ACA) was passed into law. The Affordable Care Act attempts to reform the healthcare system by providing more Americans with affordable quality health insurance while curbing the growth in healthcare spending in the U.S. The reforms include rights and protections, taxes, tax breaks, rules for insurance companies, education, funding, spending, and the creation of committees to promote prevention, payment reforms, and more. Four years since being passed has the Affordable Care Act begun to make healthcare more affordable to Americans? When it comes to the affordability of health care In the United States, health care has always been a private for-profit industry. The main purpose of the ACA is to make insurance more affordable and expand coverage to uninsured Americans by enacting a number of provisions. This research paper will explore some of these provisions, document their details and decide whether are not they are truly helping make health care more affordable.

Charles, the Affordable Care Act (ACA) was intended to correct the historical issues related to cost and access in the health care system in America (Pagel, Bates, Goldmann & Koller, 2017). The ACA was an attempt by the US government to ensure access to health insurance was available for more Americans. The historical role of the government in health care prior to the ACA had been that the government should only have a little involvement in the delivery and reimbursement of services with respect to having a role in policy making for the protection of the public’s health (Williams & Torrens, 2008). The role of government involvement has changed through the Medicare and Medicaid government programs. Today, these programs have the

In February 2017, the news was dominated by stories and video of town hall meetings with constituents telling their representatives stories of how the ACA had benefitted them or their loved ones in one way or another (Colliver, 2017). There is no doubt that the law has helped thousands, maybe even millions of people across the country. There have also been stories of individuals who have health insurance, but are unable to use it because of high deductibles, which effectively render the insurance policies these people hold emergency only plans (Luhby, 2016). This is most certainly an unintended consequence of a law that was written with good intentions, but which needs to be modified to work with the real life situations the citizens of this country are faced with.

Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand

U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.