The federal government provides health care insurance called Medicare. The program stared out strictly for those United States citizens who are 65 years of age and older. The plan has changed over the years to covering younger individuals with disabilities and diseases that are accepted by the program, like end-stage renal disease and young people with amyotrophic lateral sclerosis. Medicare covers over 49 million people as of the end of 2015 (Anderson, 2015).
Merriam-Webster dictionary defines social insurance as, “protection of the individual against economic hazards (as unemployment, old age, or disability) in which the government participates or enforces the participation of employers and affected individuals” (1). The United States government operates several national social insurance programs. Medicare is the United States’ first medical social insurance program. This program was designed to provide health insurance to the elderly and protect them from financial hardship due to illness. A thorough investigation of this program reveals the overall history, financial cost, and the total effect that it has had on the healthcare system.
The United States Social Security Administration (SSA) was founded in August 14, 1935 as an outcome of President Franklin D. Roosevelt's Second New Deal. As an attempt to prevent future destituion such as the one the nation was experiencing currently in the Great Depression, the program guaranteed an income for the unemployed and retirees 65 or older. Franklin D. Roosevelt created this in an "executive order.” The President put this into action by issuing an Executive Order. In the years following, the only changes to the program have been to expand the coverage for workers and increase benefits provided. To this day, the SSA still functions as a major dependency of Americans.
Our nation’s current health care expenditures have continuously risen over the past years. This issue has escalated because many Americans do not have health care coverage.
State may expand medicaid program based on the state's law and regulations. Federal funds allocated to each state will determine how the the state chooses to administer the medicaid program. Yes, this will leave some Americans at disadvantage in the sense that those who rely on medicaid to meet their long-term needs won't be able to have a higher income to meet medicaid
I was given the task to compare the multiple Medicare plans within counties located in the southeast region of Florida. As a business analyst for the Tampa area, I used my resources and knowledge to attain the given information about Medicare plans from the counties of Broward, Miami-Dade, and Palm Beach. With the key variables I was given, I used those parameters and specific Medicare plans to gather the information I have above. With the graphs presented above, it is evident that Hillsborough Medicare plan is superior to those in the other counties, however Broward looks like the best county to expand our services into. They have the second highest overall population percentage when it comes to member’s rating of their health plans. They
As established in the preceding sections, the congress was largely involved in the health care reform involving Medicare. To some extent, the congress members have acted indifferently with the aim of pursuing their own political interests rather than addressing the real issues facing the society. Eventually, this may influence the policy making process in a negative way. The different congress committees have been very influential in the policy making process, and this experience was not in exclusion in the case of the Medicare (Hill & Varone, 2014). Through the congress committee, the public would be provided with an opportuned platform where their views and opinions would be heard. The members of the committees in the congress were largely
There are many population trends that have a direct and significant impact on the development and delivery of healthcare services to ensure they are accessible, affordable and effective. In order to properly strategize, it is necessary to understand the demographic makeup of the population being served; this includes such categories as stage of life (age) and socio-economic status as well as lifestyle habits. In addition, it is vital to be aware of disease specific trends, in order to adequately finance the healthcare platform.
previously. My father was severely sick and i wanted to the pharmacy to get his prescription but they refused me because he's healthcare did not coverage for this particular prescription which was way expensive at around$ 450. I spoke to the pharmacist about my father condition.She insisted to give the prescribed and i did not know what to do called several time his healthcare coverage and did not helped me. At the present time i used to lived in Saint Paul Minnesota and one of City council by the name Dai Thao was happend to be there at time. He saw my frustration and Asked me that happened and told him that my father is sever sick and his healthcare is not covering the prescription. He immediately called Healthcare Coverage and told
Social and health issues can have a substantial influence on life. Previous to Medicare, some programs attempted to assist the aging population, but they unsuccessful met the demands of their medical needs. The state's resources were limited making those funds accessible to assists those in need. Congress begins to perceive a significant increase in healthcare cost among the old, making it impossible for them to afford health insurance as their incomes gradually declined (Social Security Administration, n.d.). During Johnson presidency, he made it a precedence to ensure that older Americans would have necessary protection against healthcare and its rising cost.
The Social Security Administration was created August 14th of 1935, when President Franklin D Roosevelt signed the Social Security Act. The mission of this agency is to "Promote economic security for the nations people". They strive to provide financial benefits and assistance, support and retirement plans for workers and their families. Until the year of 1995 this administration was under the Department of Health and Human Services, after then it has become its own agency. This agency was created as a result to a long term development for the country to allow citizens retirement and disability for those who are unable to work, all while not becoming in poverty. The SS agency has two trust funds, Old Age and Survivors and Disability insurance.
I would like to highlight these differences in response to whether the changes to health care reform can create a lateral change, improvement, or regression in national progress to improve health care for all Americans. Plans to change the ACA which will result to huge increase in the number of uninsured people will worsen the general health outcome of the U.S. Certainly, the ACA has deficiencies, nevertheless, as a member of health providers (being an RN and future NP), I am extremely concern of the possible increased of uninsured individuals as well as in the restriction of the health coverage. One way for the federal government to generate savings is to "cut off Medicaid spending by reducing the number of people covered, reduce the benefit
How Medicare, Medicaid and private insurance benefits affect how the hospital bills and collects revenue. To begin with, a hospital is funded by numerous fairly distinct systems, depending on who is paying. Medicare program for the aging normally pays hospitals a flat payment per hospital case. With the federal-state Medicaid program the poor, sightless and disabled, hospitals obtain either one case-based expenses or a two set amount of dollars per day of inpatient visit (per-diem payments) or (3) fees for single services and supplies . The levels of the payments are set individually by the state managements. In numerous states payments are greatly lower than the full cost of providing the services. Private insurers
Good post Paul. The Centers for Medicare & Medicaid Services (CMS) includes the Medicare, Medicaid, and the Children’s Health Insurance Programs and together provide more coverage, better care, and improved health care for all Americans (CMS.gov, 2015). As you stated, many health care facilities and organizations depend on the funding from reimbursements from CMS and in return, these facilities need to meet certain incentive programs and quality measures created by the CMS. Meaningful Use is one such program that required health facilities show that they are committed to integrating electronic health record technology to improve the safety, quality, and efficiency of care while reducing health disparities (HRSA.gov, 2015). The programs
The need for a long-term plan and immediate resolution for the impending financial imbalances and depleting financial reserves of the institution must be adamantly prioritized. The trustees call an action from the lawmakers to resolve the depleting funds of Social Security and the “financial imbalances” haunting the beneficial services and Medicare (Blahous and Reischauer). It is timely that the social security members, especially the new members, must have adjusted payments that are subjected to possible inflation rates, foreign exchange policies and risks that can be implemented based on the current life expectancies and economic trends. In addition, it is highly important that the Social Security System must enact saving policies in terms