Speech On My Dream Wedding

Good evening Ladies and Gentlemen - I would like to start by thanking Frank on behalf of the bridesmaids for his kind comments and echo the fact that they look wonderful and performed their role fantastically well, despite the inevitable and healthy rivalry that can sometimes occur. In fact, just before the service I overheard a furious sisterly argument about who was going to be first to dance with the best man. Understandable, I thought - until I got closer and heard them saying, 'You!', 'no, you!'

Ceremonies and honeymoons would be inexpensive compared to the cost of the bachelor party. The cost of strippers and liquor really do add up.

For example, immigrant weddings were an important part of social life unlike the trend of elopement in American marriages (Ewen 235). According to Ewen, "weddings were large, festive affairs in which the ties between the couple, the two families and the larger community were sanctified" (235). Since weddings in America were much more expensive, many Italian and Jewish daughters and mothers went without paying for food, rent, or other pleasures in order to fund a wedding. Many went into debt as well, but they found it "worth the sacrifice" (Ewen, 237). This attitude permeated other social events such as christenings, bar mitzvahs, holidays, and funerals.

Even though a private school’s tuition is high, all 4 years would cost far less than one year at a public school and around the same amount of money for one year at a public school. Today, the average student from the class of 2016 is $37,172 in student loan debt. Student loans are every college student's nightmare. Many students use student loans to try to pay whatever they can’t personally pay to try to continue to go to the college of their choice.

The typical all-American dream is a great paying career, a happy family, and a good home to raise them in. This is, however, only possible by going to college and getting a good education at a high-cost university that buries you in debt. Often when discussing student loans the general consensus are that students are in colossal financial struggles if they obtain degrees at good universities. The myth of crippling student loan debt is, however, not typical.

There are many factors that contribute to student loan debt some of which are, increase in tuition, out of state fees and private colleges. In fact, the cost of education always rises faster than inflation. The cost of operating a college is getting higher and at the same time, governments are contributing less money. State support for public colleges and universities has fallen by about 26 percent per full-time student in the last 20 years. (Luzer) For the 2011-12 academic year, average tuition and fees range from $2,963 per year at public two-year colleges and $6,604 at public bachelor’s colleges, to $35,195 at private doctoral universities. In 2015-16 the cost of a four-year private school was $32,405, and $43,921 if you add on fee, room and board. (Tuition and Fee) The cost of tuition will inevitably raise due

Student loan might make you feel nauseous inside, but unfortunately, majority of Americans can’t survive without it. Financing your student loan might seem intimidating, but this guide will help you through the process.

The most common types of debt in and after college are student loans and credit card debt. If loans and tuition rise more and more, it will be increasingly difficult for students to pay them off, causing bankruptcy and economic mayhem (Taibbi). Due to rising tuition since the 2000’s (Taibbi), it is much more difficult for students to find other means of paying for college. Students are faced with debt from the loans they were forced to take out. Student loans allow students the opportunity to go to college and graduate. However, this is a double-edged sword as some student haven’t even started their career yet and they’re faced with a mountain of debt “I could never buy a house. I can’t travel; I can’t do anything, I feel like a prisoner” -Kristin Cole.

One research looked at the effects that student debt has on college graduates and their chances of marrying after college. The researcher collected data by interviewing and survey college graduates. The participates were men and women who receive their bachelor’s degree in 1993. There were 9,410 participates who were all single adults after college. The researcher finds were that men and women differ when it comes to marriage and loan debt (Bozick,2014). In conclusion, man who are high in debt are less likely to marry after college than those who are lower in debt. Women are more acceptable to getting married, while having large sums of student loan debt which shows that man and women differed with marriage (Bozick,2014). Dwyer, Hodson, Mccloud (2013) research focus on how debt affects men and women differently and how they take different paths. Some men and women may go to college after high school, and some may jump into the job market. The researchers discovered that debt affects men and women differently when trying to pay off their debt. Men have it easier to pay off their debt, because more employers are willing to pick them over women, which put women at a disadvantage. Bozick (2014) also looked at the differences in men and women, but by looking at debt and marriage rates. He found that they’re also a difference on how debt affects men and women. His findings were that men are less likely to marry if he is high debt. Women are more acceptable to marry if she has high debt, compared to men. Both researchers concluded that men and women differ with it comes to

With the heavy push to secure a college degree combined with the rapidly-increasing cost of college, families are facing one of the toughest decisions of their lives: How to pay for college without being buried in student loan debt. As a college student, there’s no doubt you may end up with student debt. Almost all college students will receive some form of student loan during their college career. This year’s college graduates are leaving school with an average of $37,172 in student loans – up from $35,000 last year. Many students and families are searching for solutions to avoid becoming part of the crisis.

Student loans may sound nice and dandy, but by the time you have to pay it back you realize you are in the deep hole. Having to pay back thousands of dollars plus interest can be a bear on a recent college graduate.

In America we are known for throwing lavish ceremonies and expensive parties to celebrate the union between two people. I’ve attended quite a few weddings and participated in one during my lifetime thus far. Most weddings in the American culture follow the same itinerary.

Scherer & Anson (2014) are of the opinion that the crushing debt of students has slowed the U.S. economy as the students cannot buy homes and vehicles leave alone start their families. Comparing the net worth of a student without a loan and that with a loan, it is evident that the former has a higher net worth while the latter has a low net worth. Individuals with student loans are burdened with their financial condition (Konczal, 2015). This will affect their movement towards adult life. In this regard, the student debt reduces the likelihood of marriage. Konczal (2015) also argues that adding ten thousand dollars in loans reduces the marriage likelihood by around seven percent.

As the cost of colleges and universities continues to climb at almost 5% per year, more and more individuals find themselves facing an overwhelming student loan debt. Although the interest rate for these loans is one of the lowest for any type of personal loan, nevertheless, many students end up unable to meet their monthly obligation. If you are finding yourself in a situation where you are not able to make monthly payments you may need to start looking at your different options to help you from going default on your loan.

It’s not uncommon for students to use their loan money for a variety of expenses. It could be an incredible backpacking trip, an engagement ring, or even a wedding.