Strengths And Weaknesses Of Bank

Have you ever wondered what it means to be human? Or what it means to dehumanize one another? As humans, we have the ability to think and use our brains. We are subject to an evolving education and to require an education. When someone is deprived of these human qualities, they are dehumanized. Everyone strives to live in an environment that enables them to learn, discuss, and act similarly.

Imagine a world where phones actually complete your entire world. Where you don’t have to worry about cash to pay your bills; a swipe from your phone et voila! Your bill is paid. Imagine 1.2 billion Indians empowered with that kind of facility.

The strength of Maybank is becoming the biggest bank in Malaysia that taking the regional market lead (Santhi, Barathy, & Teoh, 2013). In 1981, Maybank was the first Malaysian bank to set ups ATMs in Malaysia (Maybank’s Annual Report, 2014). The ATM Machines are placed broadly accessible all over Malaysia thus it become the biggest Banking Service supplier in Malaysia. In addition, the express international cash transfer service is also firstly delivered by Maybank and made convenient via Pakistan, Cambodia, Philippines, Brunei, Indonesia, Singapore and Malaysia. Hence the money transaction is more convenience in worldwide for their customer. Aside from that, Maybank execute comprehensive services and diversified its product line from deposit,

The United States Congress chartered the Second National Bank in 1816 in order to control unregulated currency at the state-level banks. After several states questioned the constitutionality of the bank, Maryland imposed a tax on all banks that were not chartered by the state. By 1818, Maryland approved legislation of taxing the Second National Bank of the United States that was chartered by Congress, which is part of the Federal Government.

All the banks are attempting to lure clients away from competitor banks which increase the competition are, offering lower rates for loans, higher rates for deposits, services enabled by technology, initiatives for insurance, investment services, and grater conveniences than their rivals. The problem of the banking sector is that when a technology first developed, the bank that first adopt and promotes the product will earn a higher market share until another one capture the same technology and it happens very quickly. And another major factor is the development of sustainable competitive advantage through innovation and technology and powerful competitive strategy followed by rivals. The Seylan bank is consisting with the core advantage from customer loyalty and friendliness, but not having many of the technologies and innovative products may create a disadvantage for the bank. Another issue posed by the current competitive banks like Sampath Bank, Commercial Bank and HNB is required to open certain amount of accounts every month which makes competition really fierce to the bank. The Seylan bank dependability upon enhancement of the customer base, the technology and innovations have gone to the secondary level which will be increasing the threat of competition with leading banks. Therefore the fierce current competition will be the most affecting force that has to be answered

There will always be someone who takes control of things. Those who are innately dominant will often possess a strong influence over others; some people in society have a tendency to lead while others follow. However, when the effect of power is negative, it becomes able to destroy the very thing it has control of. In Pedagogy of the Oppressed, the author, Paulo Freire, highlights such negativities in the classroom setting in an education system he calls the “banking concept”. This idea prevents active thinking and instead, the students absorb empty facts, keeping them stored in their memory. Although he discusses the alternative, more positive “problem-posing” concept, the banking principle seems to be more prominent in Chinua Achebe’s Things

There are many strengths in our organization. From a financial standpoint, we run our clinic very well in that we do not make frivolous spending decisions. In 2011, we moved into our current building which consists of four floors, with only the first two floors being occupied. Our leadership had a Five year plan of expanding the clinic to what they foresaw as a growing need in the community. In our second year we started the build-out of phase one of the third floor and just this year we completed the second phase of our third floor expansion. The needs of the clinic and our patients take priority over all else.

Banks are the most significant players in the Indian financial market. They are the biggest purveyors of credit, and they also attract most of the savings from the population. Dominated by public sector, the banking industry has so far acted as an efficient partner in the growth and the development of the country. Driven by the socialist ideologies and the welfare state concept, public sector banks have long been the supporters of agriculture and other priority sectors. They act as crucial channels of the government in its efforts to ensure equitable economic development.

One of the functions of the financial institutions is Commercial Banks. Commercial banks will accept deposits and provide very good security and make it suitable for their customers. This is just a normal role for the bank to give their customers money safe so that their customers don’t have to physically keep their belonging in their home or on them (APB, 2001). With having commercial banks there is no need to keep large amount of money in hand because the banks can handle it such as online banking, checks, debit card or credit card.

How did a trader in Singapore directly cause the collapse of the 230-year-old merchant bank in England? Nick Leeson was the head of Barings Futures Singapore (BFS) which is one of the subsidiary companies of Barings Group. In 1995, His unauthorized trading activities made Barings completely went bankrupt. This is the biggest financial scandal of last century. By interpreting the Barings case and the COSO framework which contains five components of internal control system, we would have an idea of why Barings became insolvent and how to improve in designing, performing and evaluating internal control for the company.

This is analyzed from the case analysis that AlpenBank is having a lot of strengths which provides it competitive advantage over its competitor in the market of Romania. The bank has gained high recognition in the European and American countries which is its key strength for further moving in Romania. Moreover, it is also serving in the western area so it will not be difficult for bank to establish introduce credit card system in Romania. The vast experience of management in the banking industry is also considered as the key strength for Alpen Bank. Another major strength of Alpen is that bank is having loyal affluent customers which will help to enhance the sales of credit cards in Romania. Alpen Bank is working from last two decades

The goal of marketing efforts at this stage is to differentiate a firm's offerings from other competitors within the industry. Thus, the growth stage requires funds to launch a newly focused marketing campaign as well as funds for continued investment in property, plant, and equipment to facilitate the growth required by the market demands.

The Export-Import Bank of the United States just lapsed for the first time in over 80 years on June 30, 2015. The primary activity of the Export-Import Bank is to provide export subsidies to buyers and sellers of U.S. exports. Its ultimate goal is to shift global market share to U.S.-based corporations and away from corporations headquartered in other countries so as to boost the U.S. economy on the global scale. The purpose of this paper is to determine the economic effectiveness and impact of the Bank and to discuss the implications for international, national and local economies should the Bank fail to be reauthorized by Congress and permanently expire.

Private banking industry has changed in a very basic way, driven by many key factors such as: free competition systems, modern developments in information technology (in particular, developments of the internet), and changing demographics. Private banks now operate in an environment shaped by increasing and shifting regulations, and in markets influenced by the uncontrolled situations of the world economy and geopolitical issues.

In this paper we investigate the relationship between ownership structure and firm performance in the American financial industry.