Strengths And Weaknesses Of Icici Bank

UBC’s Initial Public Offering (IPO) was the highest (417 times in the public category) oversubscribed IPO in Sri Lanka. The IPO brought a Rights Issue and a Private Placement which attracted remarkable investor interest and showed its’ uncommon unique strengths with its potential for the future. Through IPO, UBC planned to broad base the public ownership of the Bank resulted in increased visibility and brand image which enabled the Bank to expand its deposit base and eventually led to growth in business

Commonwealth Bank has a strong presence in Australian financial services industry and has the largest customer base of any

It serves approximately 80% of the U.S. population with about 57 million consumer and small business relationships. Most recently, the corporation had assets totaling approximately $2.1 trillion with over 280,000 full time employees. There are six banking segments in which the corporation operates: Deposits; Card Services; Consumer Real Estate Services (CRES); Global Commercial Banking; Global Banking and Markets (GBAM); and Global Wealth & Investment Management (GWIM). The corporation’s global presence in corporate and investment banking and trading across a broad range of assets serves governments, institutions, individuals and corporations.

“We aim to become a super regional bank. This involves growing our presence in the Asia pacific region and sourcing 25-30% of earnings from our Asia Pacific Europe and America division by 2017, while also being very focused on growth in our core domestic businesses in Australia and New Zealand.”

Leader in banking services in the UK (market share of 18% in current accounts in 2014 [ http://www.statista.com/statistics/387098/uk-banks-current-account-market-share/ ])

This merger has propelled Kotak into the top ranks of India’s private lenders at number 4. The combined entity will possess assets worth $32 billion. The merger will result into a network of more than 1,250 branches and 1,900 ATMs across the country. Post the merger, Kotak which already has most of its branches in West and North India, will get a strong hold in Southern India too, particularly in the states of Karnataka and Andhra Pradesh. While Kotak’s strength lies in its corporate and retail banking, ING Vysya’s strength lies in its small and medium enterprise business (SMEs) operations, which will truly complement Kotak.

2. HDFC Bank has over 4500+ branches and over 12000 ATMs, in more than 800 cities in India

market capitalization it was the largest bank in the world in 20151, and currently it is the 2nd largest bank

ICICI Bank is India’s largest private sector bank. The bank has a network of 4,050 branches and 12,919 ATMs and offers customers a robust Internet banking solution. The bank has a presence in 19 countries, including its home market in India (SAP Success Story). ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital, and asset management.

This reports deals with Introduction to State bank of India, challenges due to technology, Implementation of CoreBanking System, benefits to SBI, various architecture followed at SBI & talk with MR. ASHOK KUMAR SHARMA (Chief Manager SBI Stressed Assets Resolution Centre).

institutions. Prime Bank Limited is a fast growing bank and several times it occupies the first position in CAMEL rating.

Sparing cash in India in the present day sense began in the latest numerous years of the eighteenth century. The among the first banks were Bank of Hindustan, which implicit 1770 and traded in 1829-32; and General Bank of India, secured 1786 yet failed in 1791. The greatest bank, and the most settled still in vicinity, is the State Bank of India. It started as the Bank of Calcutta in June 1806. In 1809, it was renamed as the Bank of Bengal. This was one of the three banks backed by an organization government, the other two were the Bank of Bombay and the Bank of Madras. The three banks were merged in 1921 to structure the Imperial Bank of India, which upon India 's opportunity, transformed into the State Bank of India in 1955. For quite a while the organization banks had gone about as semi national banks, as did their successors, until the Reserve Bank of India was made in 1935, under the Reserve Bank of India Act, 1934. In 1960, the State Banks of India was given control of eight state-related banks under the State Bank of India (Subsidiary Banks) Act, 1959. These are presently called its accomplice banks.

While considering the total number of customers and the total number of branches, the post office savings bank is the largest bank in India. The bank does not discriminate between rich customer or a poor customer.

ICICI Bank is an Indian multinational saving money and monetary administrations organization headquartered in Mumbai, Maharashtra. Starting 2014 it is the second biggest bank in India as far as resources and business sector underwriting. It offers an extensive variety of saving money items and monetary administrations for corporate and retail clients through an assortment of conveyance directs and specific auxiliaries in the ranges of venture managing an account, life, non-extra security, funding and resource administration. The Bank has a system of 3,845 extensions and 12,012, Atms in India, and has a vicinity in 19 nations.

"Generation Next" segment: (426 million young Indian between age group of 15-34 years see life and life-style very differently)- This is going to be the target in immediate future. It is currently urban phenomenon but it would not be too long when it will emerge in rural India also. They are tech-savvy and prefer electronic channel. They seek financial information from variety of sources and are very fickle shoppers. Banks will have to leverage technology and develop E-based products to tap this segment