Stress And Debt

I was surprised at the end of reading this article when I found out it was written by a research associate in the Community Development department of the Federal Reserve Bank of San Francisco, since her work involves her researching a range of issues aimed at improving the finances and ultimately, the health of people from low to moderate economic status. The writer, Laura Choi who studied economics and public policy at Berkeley, shows genuine concern for people who are struggling financially.

Most stress comes from three things: family, money, and love. They are all connected. Without money, there is conflict. With conflict, love fades. Without love, family slowly deteriorates.

In today’s society nearly every individual experiences some sort of stress, whether it is chronic stress or acute. Acute stress is the immediate response to a demanding situation, for example, managing your home life, finances and the status of ones health. According Time Magazine, a recent survey reports that the incidence of stress has declined but is still lingering over the lives of young adults. The National Stress in America survey had two thousand participants ages eighteen to thirty –three, more than half of this population reported receiving minimal to no support in coping with the stress (Sifferlin, 2013). Most of the young adults reported that a single source

The anxiety and stress will then increase when students compare themselves with peers. They see that their peers are better off financially; thus, affecting self esteem or belief in success.  In this stress one can identify the acute stressor as when the student seeks financial resources on campus. These type of resources can help form a social network to be able to manage financial anxiety. The chronic stressor is if the student keeps comparing themselves to their peers based

Our book describes stress as “any circumstances that threaten or are perceived to threaten one’s well-being and tax one’s coping ability” (Weiten, 2014). Stress is not necessarily a traumatic, life destroying event. It can be as simple a small change in one’s daily schedule. People will have multiple stresses throughout their lifetime. Some will be little and daily, but overtime these add up and can affect you in many ways. Stress can be positive or negative and can take many forms; a few being frustration, internal conflict, change, and pressure. All of which make almost a daily appearance in my life (Weiten, 2014).

Debt, Financial stress, and anxiety are three examples of the risks of wealth, these can lead to a whirlwind of emotions. Debt can be a huge correspondent to causing these emotions. Accusations are made about how life is much easier for the wealthy. Yes, the wealthy have many more luxuries and live better than the poor, but, they are more susceptible to debt, chronic stress, and anxiety. Most wealthy people experience at least one or all three of these risks.

The misuse of the word stress occurs quite often between the members of the lower socioeconomic class. Recently the American Psychological Association conducted a nationwide survey to see how America is doing with its stress levels. The American Psychological Association came to the conclusion that the bulk of people encounter stress under the following conditions: loss of money, work (if employed), family responsibilities and health concerns. (“American Psychological Association Survey… NP). Members of the lower socioeconomic class very commonly fail to realize that stress is not only what makes things go wrong but, also what saves one’s life on occasions. Many people work better under pressure, what they don’t know is that they perform better because of how stressed they are to complete a certain assignment. The expectations one’s boss or teacher has for one on an assignment also turns into stress and helps one perform better. Members of higher classes realize this because they are able to afford therapists that help them analyze the root causes of their health. Members belonging to the higher classes also have proper methods of stress relief such as socializing with friends, listening to music and exercising. Rather than using the same or similar methods of stress relief, members of the lower socioeconomic class tend to smoke, drink alcohol and watch excessive amounts of television (Miller, NP). When members of the lower socioeconomic class misinterpret stress and engage in bad stress relief methods it results in more

Stress and anxiety in the average college student. Selye (1936) defined stress as “the non-specific response of the body to any demand for change” (The American Institute of Stress, 2017). Stress can lead to feelings of anxiety. Anxiety is a normal part of life, but can be considered a type of worry or fear that can inhibit everyday life. College students show higher stress/anxiety than average individuals. Major sources of stress are from new responsibilities, campus living, money issues, and classwork (Ross, Niebling, & Heckert, 1999). There have been a number of studies circled around how stress can affect college students. Females and males show differences in anxiety/stress in college. (Misra and McKean (2000)) found that females

Stress is unavoidable, no matter the situation, location, or time; stress is always present. Stress is found in higher levels during the duration in which students attend college. It is predictably higher among college students, freshmans in particular, because of the extreme expectations set upon them by their parents and, of course, society. The need to please their parents, longing for success in life, and being able to sustain a reasonable income in the future, all of which falls into the hands of college students who are making critical decisions which may decide the outcome for a large portion of their lives. If these students end up hating their future jobs, the stress of having to go back into college to study for a new career

INTRODUCTION: Even though stress negatively affects physical and mental abilities. Stress is the cause of tensions, overwork and increasing demands. Generally, the Anxiety is a part of our life. We live with it, manage it, or more all stress over it. Our lifestyle, the region in which we live, the economy, and our occupations can result in a lot of anxiety. Not everybody manages the same level of anxiety and there are a few elements that can affect our lives and reason us to have higher or lower anxiety levels. (Feldman, 2009)

Attention Getter: Tim Allen once said “You don't know what people are really like until they're under a lot of stress.” (BrainyQuote, n.d.).

Everybody has at least one thing in common. Can you guess what it is? If you guessed, heartbreak, you’re right, but that’s not the answer I’m looking for. The correct answer is stress. Everyone has stress in his or her life at one point or another. It’s one of many inevitable parts of life. Whether it’s busting out a research paper for Psychology at the last minute, expecting your first child to be born, to making sure you’re up in time to catch the Saturday morning cartoons, it’s clearly evident that everyone goes through stress. The real question is, how is stress handled in our society? A person is defined by how they handle the stressors in their lives and how they overcome stressful moments. This paper will explore the aspects of

Based on these findings from research done previously I feel that this study is important. Firstly, we need to understand what causes the stressors and how it affects the individual. For example, if you have an entire university with stressed students, not being productive, not performing well academically perhaps thinking of dropping out of university because of the overwhelming anxiety; it can be detrimental to the institution in terms of status and students in terms of individual realisation. Secondly, we soon have to formulate effective and efficient stress management guidelines as we

Psychological stress is pressure placed on a person to adapt, cope, or adjust to a situation (Rathus, 2016, p.284). The result of prolonged stress can affect a person’s mood, pleasure experience, and have harmful effects on physical health (Rathus, 2016, p.284). Society in the twenty first century places high demands on people. Technology makes it very difficult to separate work life, school life, and home life. Today, society places a high value on a busy lifestyle for individuals. For example, many places of business are open twenty-four hours a day. In addition to societal pressures, attending a university adds to the stressors a person may experience. Going to school not only includes classroom time but it also includes homework,

Stress is part of our lives. We live with it, deal with it, and above all worry about it. Our way of life, the area in which we live, the economy, and our jobs can cause a great deal of stress. Not everyone deals with the same level of stress and there are several factors that can impact our lives and cause us to have higher or lower stress levels. We can have stress caused by Cataclysmic events which according to Feldman (2009) are events that can affect many people at the same time and are “disasters such as tornado and plane crashes, as well as terrorist attacks”. (p418). Other factors are personal stressors and can be caused by events such as a divorce, death or a loved one or the loss of a job. (Feldman, 2009). The