Student Loan Is The Most Powerful Weapon

There are many moral dilemma associated with college debt forgiveness. Those that decided not to go to school due to the high cost of it are suffering from the lost opportunity. They have already made the decision to not be in debt and are now seeing that it could have been forgiven. Another dilemma is the burden of paying for colleges on the taxpayers. Should someone who has never met you have to pay for your education? This argument is similar to the welfare system. However you stand on these issues know that student loan debt will affect you. It is up to the voting age Americans to make a decision that will affect the older generation, our generation, as well as the younger generations. The steps that we take now can and will set a precedent

Forgiving students loans is one of the heavily contested topics in the United States. There are many Americans who argue that students shouldn’t have to pay for an education. , I myself think that education should be a given to the American people. After completing college depending on your degree you’re still left without a good paying job. I know a lot of people that have degree’s and still can’t find a job in their field of study. But yet you still have these huge student loans that you have to repay back. I think that the professors/teachers should get paid from the federal government for teaching. If we didn’t have the teachers how could we get higher education learning?

An education is one of the most important tools a person can acquire. It gives them the skills and abilities to obtain a job, earn a wage, and then use that wage to better their lives and the lives of their loved ones. However, due to the seemingly exponential increase in the costs of obtaining a college degree, students are either being driven away entirely from earning a degree or taking out student loans which cripple their financial prospects well after graduation. Without question, the increasing national student loan debt is one of the most pressing economic issues the United States is dealing with, as students who are debt ridden are not able to consume and invest in the economy. Therefore, many politicians and students are calling

Student loan forgiveness is a terrible idea. Sure, in an idealistic world it would be great if the country could forgive all student loan debt and thus bring relief to all students across the nation. Realistic? Not necessarily! Instead of the fairytale notion of student loan forgiveness being the answer to all the problems, America would fair better in taking the initiative in making reforms to the educational loan system that are a bit more realistic. Student loans are a massive predicament in the U.S. that can no longer be ignored. The Atlantic 311.2 article “The myth of the student-loan crisis(CHARTIST)(Statistical data)” by Allan, Nicole, and Derek Thompson states that to date student loan debt surpasses all other forms of debt with over a one trillion dollars sum (2013). The United States should stop being complacent on an issue that has affected and ruined so many lives and begin finding ways to relieve the proverbial and ever-present menacing “Student Loan” pitfall.

"Education is our passport to the future, for tomorrow belongs to the people who prepare for it today" (Richardson 382). One of the most amazing things people have dreamt to obtain is the “American Dream”. It is so profound in all the things it can symbolize. It is freedom, justice, but most of all, it is a hope for a better way of life. The immigrants who made the long and dangerous voyage to America wanted their children to have experiences that they never got to experience, one of those things being to have an education. Education has been so important and cherished for many years now. Without it, usually meant a mediocre job was imminent. Without it, people will not be using their full potential. Without it, the American Dream is not

Student loan forgiveness remains such a vital topic to many individuals because the exorbitant costs of post-secondary education require a majority of students to take on debt in order to simply improve themselves and advance intellectually. Thousands of students are graduating college every year, each with several thousands of dollars in debt. This area is important to research because it will provide insight into the futures of all college students immersed in the deep debt that appears to consistently accompany a quality education. Finances are important to many college students, especially when it is hard to receive scholarships to cover schooling expenses. When going through college, students stress about the amount of debt that they acquire throughout their post-secondary schooling and learning about the potential to have these debts forgiven is monumental.

Student debt forgiveness is not the answer, for it is the cost that is the issue that needs to be addressed. As Robert Applebaum states in his short essay mentioned in the article “Student Loans: Should Some Indebtedness Be Forgiven?” tuition rates are increasing at ridiculous rates because colleges somehow feel that because the government makes it easy to get a loan it justifies their rising tuition costs (466). Instead of arguing for student loan forgiveness, perhaps protesters should refocus their attention at the paramount reason for needing student loans in the first place.

In the U.S. students are encouraged to earn a college degree, but the cost of an education turns many away. “Driven by the allure of a decent salary with a college degree, Americans borrowed to go to school. Outstanding student debt doubled from 2005 to 2010, and by 2012 total student debt in the U.S. economy surpassed $1 trillion” (Mian, Sufi 167). There are plenty of opportunities to obtain funds for college, including one of the most common, student loans. A student loan is defined as “a common way to fund education, specifically college and graduate school, and they provide educational opportunities that you otherwise may not be able to afford” (Barr). Student debt is at an all-time high in America. Over half of all lower income

Without student loans, a great deal of students would not have the opportunity to obtain a higher educational degree. Student loans give the possibility to low-income families to be admitted into college without the doubt of not being able to pay. Lastly, some argue that “the upside of student debt is that … it may be possible to earn significantly more or to pursue a more personally fulfilling career, making the debt financially or emotionally worthwhile”(Fontinelle). This argument comes from if one wants to enjoy their job, they need to get the correct amount of education in their field of desire, no matter the debt. Conclusively, there are plenty of upsides to loan debt, but in all, the increased debt of student loans should be subsidized to lessen this

Many people would love to have their student loans debt forgive but do not believe it will happen. So Kayla Webley decided to write an article about student loan forgiveness, at the time Webley wrote the article she was the education correspondent for Time magazine. Now she is currently a staff writer for the same magazine. In her article, she claims that the student loan dilemma that is facing a lot of Americans is a problem for your country and needs to be addressed, but the current idea for solutions is not feasible and new ideas need to be raised. In her article, she argues against solutions people have put forward and also counter argue the claims they make in their solutions.

The best way to tackle the issues is to address that loans are effecting college graduates negatively, and that it effects society as well as college graduates. This is American concern because it doesn’t just effect student of today, but for the future. Houle (2014) looked at three different cohorts, and what he discovered was that with every cohort he looked at, college debt risen due to cost of college. College students are taking out more loans every year, and with college tuition on the rise, future scholars are in jeopardy of paying more for college that previous generations. With college being one of the many avenues that people can take to better their lives and move into middle class communities (Yeseul, 2014). College need to be looked

Education is something that everyone needs in order to live a good life. In my opinion, free education is our right. In everyday life we always us things we have learned while in school. Free education is so important because not every place gets it, it helps our future, and we do not have student loans.

With the news of the now infamous ITT Tech closing its doors last week, the millions of students undertaking financial loans for this fall semester have something to reconsider outside of the classroom. Student loan forgiveness has become an increasingly contentious topic over the past few years, most notably as being the crux of Bernie Sanders’, and now of course, Hillary Clinton’s, presidential campaigns, as can be noted from Clinton’s Democratic National Convention speech this past July in which she promised, “to make college tuition-free for the middle class and debt-free for all!”(McCaskill). While there is concern to be had with the recent unfurling of predatory for-profit colleges, more important is the need to shift our focus away from emotional appeals and towards President Obama’s policies that have led to this unfortunate situation before it becomes an irreparable failure.

We all may be different of different colors; gender, race and social class, but we have human needs that make us all the same. Providing good education to every child is a must, as they will be the one to lead the nation in the future. It is an investment for the better of the nation.

Did you know that the average college student will be $28,400 in debt, after graduating? crazy right! Tuition in colleges and universities today are in an all time high and students are in more debt than any other time in history. There are many ways to address this issue but, what I believe to be the best solution is creating a “Loan forgiveness program”.