Essay on Successful E-Business Systems - Paypal

2693 Words11 Pages
Archil Avaliani
International University in Germany
Supervisor: Prof. Keiichi Nakata
PayPal is an account-based system that allows anyone with an email address to send and receive online payments. This service is easy to use for customers. Members can instantaneously send money to anyone. Recipients are informed by email that they have received a payment. PayPal is also available to people in 38 countries. This paper starts with introduction to the company and its services. The information about the history and the current company situation are covered. Later some interesting and different technical issues are discussed. The Paper ends with analysis of the company and
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PayPal Accounts:
There are three different account types that differ in the services offered. Personal accounts are free, for individual use only, and include only core features. Premier and Business accounts are charged a decent fee to receive payments, and include our premium features, suchlike the ability to accept credit card payments and the PayPal Shopping Cart.

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Personal account basically only offers to send money and receive money from non-credit card payments for free. This type of account is especially popular because of its "Auction Tools". Premier features in addition to personals' one are the following. It allow to receive money from credit cars for low fees, has customer service hotline support, offers special seller tools and ATM debit card for selected users. This account type also allows mass payment, which means one can pay thousands of customers at once. Business accounts is the most powerful one. In addition to all services mentioned above it allows to do business under a corporate or group name. Multiple Login is also supported. The following table (Fig.3) clearly shows the difference between account fees.
(Fig.3, PayPal Fees, Retrieved on February 10 th , 2004 From:
Merchant and Auction Tools
Merchant Tools are for website payments and consequently gives opportunity to accept credit cards for online payments.
It allows the user to manage and

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