Super Crunchers

After the Affordable Care Act (ACA) was enacted in 2010, much of the uninsured population in the United States were finally given the access to health insurance (Shi & Singh, 2015). Prior to the passing of the Act, those who did not have insurance still managed to seek medical attention, whether paying for medical care out of their own pockets or seeking the assistance of government programs. As reported by the U.S. Census Bureau, in 2013, 13.4% of the population in the U.S. were uninsured during the entire year (Smith & Medalia, 2014). Still, a great number of uninsured who sought medical care were unable to pay for those services, this is referred as uncompensated care. In 2013 the cost incurred from

The ACA is made up of a series of additions of and changes, to the multiple laws that are made up from the legal framework of the U.S. healthcare system. This act establishes the basic legal protections that have been nonexistent to the United States, will now guarantee access to affordable health insurance coverage for Americans, from when they are born, all the way through his or her retirement. The act hopes in cutting the number of uninsured Americans by more than half of the U.S. population (Rosenbaum, 2011, p.130). This law hopes to result in health insurance coverage for about 94% of the American population (Rosenbaum, 2011, p. 130). This will reduce the population of uninsured Americans by 31 million people, and increase Medicaid enrollment by 15 million recipients (Rosenbaum, 2011, p. 130). Approximately 24 million people are still expected to remain without a coverage plan. The act has several goals. For instance, one goal of the ACA is to have a close to universal coverage system, with the help and responsibility among individuals, employers, and largely, the government. The second goal is to improve the fairness, condition, and affordable prices of health insurance coverage for Americans (Rosenbaum, 2011, p. 130). Lastly, a third goal is to improve the quality of health care through value, excellence, and effectiveness while trying to reduce inefficient spending and making the healthcare system more reachable to a diverse population (Rosenbaum,

Since the passage of the Affordable Care Act (ACA) or ‘Obamacare’ in 2010 and its implementation in 2014,there has been a steady decline in the uninsured population of the United States of America. The number of Americans with health insurance, has reached a historic peak. According to recent data from the Census Bureau about health insurance coverage, the number of uninsured Americans fell from 33 million the year prior to ACA implementation to 29 million in 2014.The total uninsured rate dropped by more than 4 percent since the health care law took effect. The ACA has significantly reduced the number of Americans who were not able to acquire health insurance due to poverty, unemployment, or having a pre-existing condition.

In Ohio, the financial aspects of ACA implementation are numerous. A large amount of Ohioans received an average tax credit of $244 per month while about half that number, 41% of enrollees, were able to secure insurance for $100 or less (United States of America, 2015). One million dollars was received in research grants for Marketplace innovation and improvement and funds that were originally spent on salaries and marketing were diverted to care improvement through the 80/20 rule (United States of America, 2015). Large amounts of funds were made available to combat premium increases which have saved approximately one billion dollars nationally (United States of America, 2015). Over $217 million has been made available for primary care services in community health settings with an additional $33 million ear marked for prevention and public health needs (United States of America, 2015). I believe this feature will have the greatest impact on health in Ohio. Increased funding for community projects naturally leads to increased preventative measures and decreased health care costs overall. Close to $235 million was saved in prescription costs by those enrolled in Ohio Medicare through the closure of the medication coverage gap (United States of America, 2015). This results in an average saving of $980 per

The affordable care act truly contains over a thousand pages of reforms to the insurance and health care industries in order to combat rising health care costs that are manifesting all around the country. Throughout the developing statistics pertaining to the American that did not receive health care insurance, it was stated that as of 2013 there were close to around 44 million Americans who went without health insurance, this can be a little less than sixteen percent of the United States population (Cite). So let’s take a look at the majority of those individuals that are unisured, they

Through successful implementation millions of Americans would benefit from the imposition of health insurance through the ACA. The law intended to cover the poorest Americans under the Medicaid expansion option and to cover low and middle-income earners with new health insurance exchanges. However, in June 2012, the Supreme Court overruled a portion of this landmark victory by giving each state the option to forego the Medicaid expansion provision. The Court’s ruling creates a breach in the ACA’s potential to afford healthcare to the working poor and abandons those who do not quite qualify for market place subsidies. Consequently, a large segment of the United States population will remain uninsured due to the lack of affordability.

The purpose of The Affordable Care Act (ACA) is to increase access and make it more affordable for all Americans. Unfortunately, the US health care delivery system lacks the ability to plan, direct, and coordinate from a central agency making it difficult for citizens to obtain health coverage. For that reason, The Affordable Care Act in 2010 became the most extensive health care reform in US history with its main objective to reduce the number of uninsured. The ACA permitted some standards in the health care delivery system to achieve universal coverage. Some examples were authorizing health insurances to start covering children and young adults below the age of 26 under their parents’ health insurance plans also allowing the law to lower

The Affordable Care Act (ACA) is a complex federal law that affects health system of the United States in every aspect. ACA goals is to improve quality of healthcare; increase access, and to stabilize and possibly reduce the cost of the healthcare services. ACA provisions include, but not limited to, expansion of Medicaid to all individuals less than 65 years of age whose income is 133% of the Federal Poverty Line (FPL) or below; created Consumer Operated and Oriented Plan a nonprofit, member-run health insurance companies in all 50 states; prohibits existing health insurers to deny coverage due to preexisting conditions; allows states to create a Basic Health Plan for individuals without health insurance and income range of 133-200% FPL; improves prevention services by requiring health plans to include basic preventive coverage without cost-sharing; improve access to health care by providing additional funds for community based health centers and other community based organizations(Knickman, Kover, 2015. Pp344-361). Every provision of ACA will bring significant change to every area of the healthcare and, as a result, changes in access, quality, and cost. These 3 components of the healthcare system are intertwined and change in one will cause the change in the others.

The Affordable Care Act (ACA) was created by President Barack Obama on March 23rd, 2010. This act created several policies that covered many individuals in the United States who were previously uninsured. The ACA mostly focus on improving health by creating initiatives that improve access to healthcare, lowering healthcare cost, improving quality of healthcare, and updating new consumer protections. According to authors Gruber and Sommers, “Since the passage of the Affordable Care Act(ACA), an estimated 20 million Americans have gained health insurance, and the country’s uninsured rate has dropped from 16% to 9% since 2010 (Gruber & Sommers, 2016). The issue with health insurance in the United States is that it is primarily expensive, while

A current important issue in healthcare is the addition of the Patient Protection and Affordable Care Act (ACA). This program is for families and individuals with limited resources and low income. This program ensures that individuals who fall under these categories are able to have medical and financial benefits (Martin, 2015). The Affordable Care Act is a program that has expanded the eligibility for more citizens to receive benefits under Medicaid. Citizens that fall under the poverty line now qualify for coverage in all states that have a Medicaid program. In the United States, Medicaid and ACA is the largest source of funding of medical services for people with low income (Martin, 2015). This act was predominately passed to help

In today’s society health care has become a huge issue for most Americans who are financially struggling and who also live in poverty. Obama passed an act known as Obama Care, which is also called the Affordable Health Care Act. The ACA (Affordable Health Care Act) was implemented in order to provide affordable health insurance for those living in poverty and for those who cannot financially afford health care. It was set out to improve the lives of Americans with affordable health care and affordable health insurance for all (Obama Care facts). Due to the propaganda that was put into place with the ACA, a majority of American’s today only know the positive effects the ACA has on today’s society. The first thought that comes any

The revised affordable care act was intended to solve the everlasting issue of how health insurance would be delivered and how it would be paid for. The ACA requires everyone to have insurance. Public insurance was expanded and private insurance rates were subsidized. There are raises in revenue because of the new taxes surrounding the ACA, and a cut in spending under the nation 's largest insurance plan, which is Medicare. Projecting the impacts of fundamental reform to the health care system is filled with complicatedness. This brief describes these reforms and, where possible, documents their initial impact at the ACA’s five-year mark. Our report discusses the key results from that prior reform and what they might imply for the impacts of the ACA.

The primary goal of the Affordable Care Act was to expand health care access to Americans and subsequently reduce the number of uninsured in the nation. From September 2013 to March 2015, there was a significant reduction in uninsured Americans from 17.6% to 10.1% (Anderson, Hempstead, Karpman, Kenney, Long, Shartzer, Wissoker, Zuckerman , 2015). This was achieved through the new laws affecting private insurance and the expansion of the government’s Medicaid program. The ACA started the process by extending tax credits to an estimated 4 million small businesses that would help them provide insurance for their workers in 2010 (Implementation, 2016). In 2013, a marketplace exchange was finally opened for the American people to compare and purchase

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.

The PCA addresses the issues of cost by emphasizing the relationship between doctors and patients, without the government interaction. It allows patients to choose their doctor based on the physician’s prices and quality ratings. The PCA also focuses on prevention through public health. The current GDP for public health in the U.S. is 3%, meaning three cents from every dollar spent in the U.S. is going towards public health. If efforts became focused on preventing of those chronic diseases that take up roughly 75% of our healthcare spending, our spending on healthcare should decrease (Sultz, Harry and Young, 2013). As stated previously, the current ACA is focused on repair and recovery, rather than trying to prevent these chronic killers