Swot Analysis Of Anz Bank

Commonwealth Bank has a strong presence in Australian financial services industry and has the largest customer base of any

Australia has a long history of large and persistent current account deficits. During the 1960s the current account deficit averaged the equivalent of 2 per cent of gross domestic product. The CAD rose considerably, due to the floating of the Australian dollar and the opening of the capital account in 1980s, and by 1990s CAD has sustained around an average of about 4.5 per cent of GDP. However, in recent years the deficit has been falling and in 2011 it was just 2.25 per cent.

Wells Fargo is an American multinational diversified financial services company. The company operates throughout the world. It is one of the largest banks in the US in the state of assets. Moreover, Wells Fargo is the largest market capitalization bank in the US. It takes the second category in the field of deposits, delivery of home mortgage services, and delivery of credit cards. The company has its headquarters in Francisco, California. The company has coverage of more than twenty-four states in the US. In every state, it has established its headquarters that act as distribution and storage regions for the company's products and services. The company offers insurance, banking, mortgage, and consumer financing through the sale and distribution of its networks across the US. The advantages of Wells Fargo Company are widely distributed: they have helped it realize a stable market in the United States and around the globe.

Westpac Banking for the year 2013 has delivered a strong performance, with an increase in net profit of 14% compared to 2012 resulting in $6,846 million in 2013. The net interest income increased 3% compared with 2012 at $12,865 million in 2013, as a result of a 10% increase in customer deposits, loans and lower margins. Non-interest income increased 5%, $5,774 million in 2013, reflected in higher trading, wealth management and insurance income (Westpac Annual Report 2013,p.83).

The Australian financial system evolved in five stages. The first stage was the introduction of financial institutions during the early colonial period in the 19th Century, where the influence of British institutions was a key driving force. The end of that period was marked by the 1890s depression which saw a major rationalisation of Australia’s financial institutions. The start of the modern era of financial regulation can be traced back to the introduction of banking legislation in 1945 and the establishment of Australia’s first central bank.

1. Introduction In New Zealand, banks was established to serve the finacial need of people in the period of be settled by European. Nowadays, New Zealand is one of the most competitive and flexible banking industries in the world because of environment and banks’ strategic capabilities. In this assigment, the broad macro-environment that influences banking industry will be analysed through PESTEL framework and Porter’s five forces. There are large banks in New Zealand such as ANZ bank, BNZ bank, and Kiwibank; however, just Kiwibank are deeply analysed in this assignment. Moreover, through Porter’s five forces, there are identification and discussion of the relative importance for Kiwibank. Furthermore, the analysis of Kiwibank’s strategic

The Commonwealth Bank of Australia (CBA) has announced a new credit card to launch early in 2018. The low rate credit card will have a rate of 9.90%, have a limit of $5,000 and have no cash advances, however, users will incur a $5 monthly account fee. RFi Group data shows that of consumers intending to take out a credit card in the next year, that 15% are going to take out a low rate card. With CBA’s low rate card set to compete against Westpac’s ‘Lite’ card, it will be interesting to see which is the most preferred choice of consumers.

In this first section of the Social Media Plan for Wells Fargo, it will discuss the internal and external environments of the company, this will also include a SWOT analysis. Following this analysis, the corporate objectives for social media will be discussed as well as the target market analysis.

This report illustrates various scenarios of the future population growth and ageing in Australia. Australia is one of the countries experiencing falling fertility, and consequently, ageing of their populations. The future growth, distribution and age structure of the Australian population are key factors for the economic and social changes. For instance, the issue of service provision, economic development, and environmental sustainability. However, the future paths of population ageing in Australia are still remaining unknown.

“ANZ’s objective is to become a super regional bank – strengthening our businesses in Australia, New Zealand and the Pacific – while establishing a significant presence in key markets in Asia”

Due to the consequences of the recent financial crisis, the company has observed a significant decline in the investment activities of its clients all over the world. These consequences brought negative impacts to its financial performance.

The financial sector is the largest contributor to Australia’s national output, around 11 per cent of Australian output or A$135 billion of real gross value added in 2010.1 Australia ranked fifth amongst the world’s leading financial systems and capital markets in the 2010 World Economic Forum Financial Development report. Total assets of Australia’s banks, defined as Authorised Deposittaking Institutions (ADIs)2, were A$2.7 trillion. Australia has four large domestic banks (the “four pillars”) that provide full service retail and commercial lending to the Australian economy; Australia and New Zealand Bank (ANZ), Commonwealth Bank of Australia (CBA),

The ANZ bank’s venture into China focuses on private consumer and corporate banking for business activity between Australia and China reflecting their strengths and core competencies in Australia. Accessing these markets and delivering what they have set out to do will be the largest challenge for ANZ. The purpose of this report is to assess key issues and provide alternative solutions to ensure the success of ANZ’s venture into China. China is a highly competitive environment; ANZ must differentiate themselves from others in order to gain a niche market. ANZ should use their core competencies to take advantage of the gap that currently exists within the market and focus on providing high customer satisfaction,

Here are the strengths, weaknesses, opportunities and threats of HSBC, "The World's Local Bank." Strengths-- * International Finance. Since HSBC is a multinational company itself, it is well-qualified to advise other companies on aspects of international business.

HSBC bank is the leading banking service provider in the United Kingdom and is regarded as the largest banking and financial service organisation in the world. The international network of the bank consists of 7500 offices in about 80 countries. The headquarters of the bank is located in London and operates in about 1800 sites. The aim of this paper is to provide critical evaluation of the performance and management of HSBC from last 5 years. Moreover, the SWOT and PEST analysis are used as the qualitative tool for analysing the position and performance of the bank. On the basis of this evaluation, the position and condition of the bank for next 5 years is evaluated.