Swot Analysis Of State Bank Of India

The Merriam Webster dictionary defines the noun “bank” as “an establishment for the custody, loan, exchange, or issue of money, for the extension of credit, and for facilitating the transmission of funds.” In essence it is an institution that serves as a medium of flow of funds between users and savers. A bank is a financial institution that links the flow of funds from savers to users and back. For the purpose of this audit report we will broadly classify banks into two major categories: commercial banks and investment banks.

　　Malayan Banking Berhad (Maybank) is the main regional market which is the largest and top bank in Malaysia. According to the Banks around the world 2015, Maybank had total assets of more than RM640 billion and customer deposit of RM439.6 billion on December 31,2014.

The bank is efficiently managed. The bank is one of the few banks in India which gives importance to technology in order to serve its customers better through financial

• In 1993, the bank was together advanced by the Administrator of the Unit Trust of India (UTI), Life Insurance Corporation of India (LIC), General Insurance Corporation Limited (GIC), and its backups which are- National Insurance Company Limited, The New India Assurance Company, The Oriental Insurance Corporation and United India Insurance Company. The Bank was situated up in 1993 with a value of Rs. 115 crore, with UTI contributing Rs. 100 crore, LIC- Rs. 7.5 crore and GIC and its auxiliaries contributing Rs. 1.5 crore each.

Maximising long-term value for its customers, shareholders and its employees is the organisation’s main strategic priority. Commonwealth bank’s strategy is to create long- term value and maintaining competitive advantage by differentiating itself from its competitors.

Wells Fargo is an American multinational diversified financial services company. The company operates throughout the world. It is one of the largest banks in the US in the state of assets. Moreover, Wells Fargo is the largest market capitalization bank in the US. It takes the second category in the field of deposits, delivery of home mortgage services, and delivery of credit cards. The company has its headquarters in Francisco, California. The company has coverage of more than twenty-four states in the US. In every state, it has established its headquarters that act as distribution and storage regions for the company's products and services. The company offers insurance, banking, mortgage, and consumer financing through the sale and distribution of its networks across the US. The advantages of Wells Fargo Company are widely distributed: they have helped it realize a stable market in the United States and around the globe.

Introduction: The following business paper will conduct a SWOT analysis, VIRN analysis, a determination of an generic strategy, and finish with a recommendation for the Canadian Imperial Bank of Canada. When determining the analysis of the above statements, internal and external factors are considered when making conclusions. This paper will answer the questions of what the company should focus on, where the strengths currently are, if opportunity is available, and what the organization should focus on in order to compete more effectively against its competitors. This paper will also underline the key threats that the organization must be aware of, and the reasoning to why remaining innovation and the providing differentiated products is essential for the bank.

PNC Financial Service Group states that they offer a variety of services from individuals, small businesses, corporations, and government. They have services from simple to complicate. The individuals covers kids, adults, and people working towards retirement. Small businesses covers most companies. Even further, as families grow and people age, they start looking to their existing bank relationships to start planning their future – and their families. The website Adweek.com referenced a PNC television advertisement entitled “know you are saving for a special moment”. It showed a Father dreaming of his daughter’s fairy tale wedding. PNC knew the connection of wanting to handle the everyday needs and the long term finance needs that families have. PNC stressed that they could give this man confidence to reach the

The Commonwealth Bank of Australia (CBA) has announced a new credit card to launch early in 2018. The low rate credit card will have a rate of 9.90%, have a limit of $5,000 and have no cash advances, however, users will incur a $5 monthly account fee. RFi Group data shows that of consumers intending to take out a credit card in the next year, that 15% are going to take out a low rate card. With CBA’s low rate card set to compete against Westpac’s ‘Lite’ card, it will be interesting to see which is the most preferred choice of consumers.

In this first section of the Social Media Plan for Wells Fargo, it will discuss the internal and external environments of the company, this will also include a SWOT analysis. Following this analysis, the corporate objectives for social media will be discussed as well as the target market analysis.

The Banking Industry plays an important role in the economic development of the country and is the most dominant segment of the financial sector. Banks encourage economic growth by allocating savings to investments that have potential to yield higher returns. They perform their basic role of accepting deposits and lending funds from these deposits. Banks securely save the money of depositors, provide interest to them, and lend the funds raised from depositors to consumers. They are in a wide range of sizes, from large Global Banks to Regional and Community Banks. We can study the structure of an organized banking industry by taking an example of Indian banking industry:

In the SWOT analysis for Bank of America one I performed a SWOT analysis for the Bank of America. I assumed the role of a mutual fund manager work for First Investment Inc Investment Inc. With the information I gathered in part one of my paper I made the decision to invest in Bank of America. In part two of these papers I will further explain why I chose to invest in Bank of America. This paper will address the financial health of Bank of America by reviewing the banks income statement, balance sheet, and cash flow (MGT/521 course syllabus). I will also analyze Bank of America’s financial health and compare it against another bank. After I do the comparison I will compare Bank of America technological advantages, or address any

JP Morgan Chase & Co. is currently United States’ biggest bank, and the 6th biggest bank internationally with over 2.4 trillion dollars in assets. This financial juggernaut was formed in 2000, when Chase Manhattan Corporation and JP Morgan & Co merged. Currently, Chase is well known for their credit card line in America, and is responsible for consumer banking, while JP Morgan is well known internationally, and responsible for investment banking. Although JPMC is one of the world’s biggest banks, senior management at JPMC has continuously referred to the company as a technology company. Technology plays an astronomically more important role in banking because of convenience and security. JPMC currently has over 40,000 technologists, of which over 18,000 are software developers (Crowe). In comparison, Google, arguably the most renowned tech company in the world, has around 60,000 employees. With such an enormous staff of technologists and coders, JPMC, like any big tech corporation, must be concerned with employee production efficiency. Over my past summer as an intern, I’ve noticed that there is one key area that JPMC could improve on – keyboards. Every technologist at JPMC has their own area for their computer setup, and unsurprisingly, most technologists spend a majority of their time in front of their computer doing one task – typing. The keyboards provided by JPMC were basic plastic membrane keyboards that did not support any added functionality. Even as an intern, I

The company consistently provides superior customer services to its clients before and after providing investment solutions (Invesco Ltd., 2013).

The paper would focus on Bank of America as one company that makes use of differentiation strategy that concentrates on product form, and the brand image The orientation herein focuses on primary factors that associate with the strategy pointing out the different specific company activities that support the company. Through the business strategy, Bank of America’s prospects have proved matchless to other notable and established companies such as Airbus and United Technologies, who offer competition in the aviation-based business. Bank of America is a multinational banking and financial services corporation headquartered in Charlotte, North Carolina. It is ranked 2nd on the list of largest banks in the United States by assets.