Tapping the Ethnic Housing Market Essay

Many Hispanic descent can relate to this

Within each service area there is a host of many options available. Specifically, under the Public and Indian Housing is the Housing Choice Voucher Program, commonly referred to as Section 8 Housing. Section 8 is the federal government's major program for access to very low-income families, the elderly, and the disabled to afford suitable, safe, and sanitary housing in the private market. Housing choice vouchers are administered by the local public housing agencies (PHAs). The

One of the major issues Hispanics encounter is acculturation. Acculturation deals with a merging of cultures or even borrowing traits from another culture. Akins, Mosher, Smith and Gauthier (2008) explain that “acculturation stress refers to societal pressures that force immigrants to alter their lifestyles, behaviors and the way they think about themselves”. When treating Hispanics, one must be careful not to push one’s ideals as to how one believes, pressing the client to act or change their

Wilson (2011) research proves that the Federal Housing Administration (FHA), contributed to the early decay of inner city neighborhoods by withholding mortgage capital and making it difficult for these areas to retain or attract families who were able to purchase their own homes. As the federal government created this program it excluded certain inner city neighborhoods. This exclusion created “redlining” which assessed primarily on racial composition. People who wanted to get out of public housing and purchase a home in a redlined neighborhood were denied proper mortgages, even if they had sufficient funds. Wilson (2011) says that such restrictions such redlining restricted many opportunities for building or even maintaining quality housing in the inner city, which in many ways set the stage for urban blight that many Americans now associate with black neighborhoods. Policies like this one were created to make blacks stay in the inner city

Currently within the United States one of the fastest growing minority population (Schwartz & Scott, 2012) is the Latinos. In 2010 Census Bureau Brief ( Ennis, Rois-Vargas, & Albert, 2011) it stated how an estimated 15 million Latino individuals were living within the United States, which is approximately about 16% of the entire U.S. population. There is one big problem with addressing the Latino population, and that is the family patterns are either misrepresented or not properly understood, due to the label of Hispanic and Latinos being placed together. These two groups may share the same spoken language of Spanish and have similar cultural ancestry but the diversity among Hispanic and Latinos (Schwartz & Scott, 2012) make generalizations about their lifestyles difficult. The term Hispanic came to be used in the 1970’s by government officials (cdc.gov, 2011) in trying to provide a diverse label on this population that had connections to speaking Spanish and the Spanish culture. Latino became more of a termed to be used when distinguishing between Mexican (Hispanics) and Latinos who descendants from Latin America such as Cuba and Puerto Rico.

Schhneider, B. Martinez, S. & Ownes, A. (2006). Hispanics and Future of America : 6 Barriers to Educational Opportunities for Hispanic in the United

Hispanics tend to have very close family ties. In times of trouble they turn to family members for support. They more often than not make decisions as a family and not as an individual. Family

Religion is cordially express with all origins of Hispanics groups. The vast majority of the Hispanic communities acknowledge religion in their every day activity. In the world, 90 percent of the Spanish-speaking world is Roman Catholic. When evaluating the Hispanic population in the United States it is, reveal that 70 percent of Hispanics are protestant (Census, 2002). It is relevant that church influences family life and community affairs, and gives spiritual meaning to Hispanic cultures. Family life is very strong among Hispanic groups.

When one thinks about Hispanics, all too often the image of a field full of migrant workers picking fruit or vegetables in the hot sun comes to mind. This has become the stereotypical picture of a people whose determination and character are as strong or stronger than that of the Polish, Jewish, Greek, or Italian who arrived in the United States in the early 1900's. Then, the center of the new beginning for each immigrant family was an education. An education was the "ladder by which the children of immigrants climbed out of poverty into the mainstream." (Calderon & Slavin, 2001, p. iv) That ideal has not changed, as the Hispanic population has grown in the United States to large numbers very quickly and with little fanfare. Now, the

When looking at the Hispanic/Latino ethnic groups some may think they are all from the same country because of their culture, and the fact that many speak Spanish. However, this is not the case, and when looking at the unique features associated with each ethnic group, it is easy to see the differences between them. All of the Latino/Hispanic ethnic groups have differences and this can even be heard in the dialect used to speak Spanish, such as the case when listening to Puerto Ricans and Mexicans speaking Spanish. In an effort to have a better understanding of elder Mexicans, this paper will look at the Mexican sub-culture, and the features associated with the family dynamics, gender roles, acculturation patters, as well as religious contemporary issues such as taking care of an elder family member. We will examine ways to engage, assess, discuss ways of intervention, and review ways to ensure that effective evaluations are completed.

Given evidence of the effect of race on housing issues, even as it relates to home ownership, an exploration of the empirical evidence in how it manifests within rental markets is necessary. One of the leading researchers in the contemporary study of eviction is Matthew Desmond. In “Eviction and the Reproduction of Urban Poverty (2012), he combines statistical and ethnographic analyses to investigate the ramifications of eviction on the lives of the urban poor. The primary independent variable in this study was gender, while the dependent was eviction rates as a percentage. Half of his quantitative analysis involved extracting legal records or court-ordered evictions that took place in Milwaukee County between 2003 to 2007 (n=29,960) (“Eviction and the Reproduction” 91). Using addresses, eviction records were merged with population estimates of Milwaukee’s 880 block groups (“neighborhoods”), and yearly eviction rates for each block group were calculated by gender and pooled to calculate annual averages (Eviction and Reproduction 94). Then risk ratios and differences were determined using 3 different samples: all groups with at least 1 male and female evictee, high poverty block groups where more than 40% of the population lived at or below 150% of the poverty line, and hyper-segregated neighborhoods where at least 85% of residents were same race/ethnicity (Eviction and Reproduction 94). While these measures provided reliable and exact measures of incidence and location,

B.  Background Information- The nation’s fastest-growing minority of the united states, it is frequently related to academic failure and dropping out; even though, most of the Hispanic students are native-Born. For this reason, it is impossible to Pretend that the Latino crisis is just the result of an immigration problem.

Affordable housing in the United States describes sheltering units with well-adjusted housing costs for those living on an average, median income. The phrase usually implies to applied rental or purchaser housing within the financial means of lower-income ranges specific to the demographics of any given area. However, affordable housing does not include those living in social housing owned by government and non-profit organizations. More specifically, the targeted range for housing affordability sets below 30 percent of a household's annual income, including all applicable taxes, utility costs and home owners insurance rates. If the mean income per household breaches the 30 percent mark, then the agreed status becomes labeled as

The history of the African Americans, Latino Americans, Native Americans, and Asian Americans contains an infinite variety of experiences. To the Native Americans who founded these lands, slavery, and the waves of migration. What all minority groups have experienced is the

In 1492 Columbus sailed the Ocean Blue. Everyone knows the story of Christopher Columbus; they are taught it in grade school if not before then. When he landed in America by accident, he had no idea that he would be creating the world's largest Melting Pot. This "melting pot" provided means for a new country, made from a mixture of many cultures and beliefs, thus creating a new country with a new and ever-changing culture. One complication with a Melting Pot is that you cannot put people of different race and ethnicity together without conflict.