Term Paper on Islami Bank Limited

17265 WordsAug 4, 201270 Pages
CHAPTER-ONE INTRODUCTION 1.0 Background of the Study Islami Bank Bangladesh Limited (IBBL) is the first of its kind in the South East Asia which was established in 1983 with a view to provide banking services based on Islamic principles. The bank, which started its operation with only 3 branches in the first year of its inception, has now 207 branches in 26 years of operation. As a bank, Islami Bank Bangladesh Limited receives deposits from its customers from all over the country as well as from abroad on profit and loss sharing basis and deploys that fund to different investment clients to gain profit. The bank distributes an agreed portion of the profit earned to the customers and the shareholders.…show more content…
Data collection: Source of data of this report can be divided into two categories: 1.4 Sources of Information ❖ Primary Sources: • Practical experience of banking. • Training, workshop & seminar. • Related files, books study provided by the officers concerned. ❖ Secondary Sources: • Research papers, training materials, magazines. • Annual Report ,Audit Reports of IBBL • Banking related text books, Relevant books, Research papers, Newspapers and Journals, Manuals. • Class notes of IBTRA, Website of IBBL. 1.5 Limitations of the Study From the intention to make the report realistic and properly accepted this report has been conducted. However, many problems appeared in the way of conducting the study. During the study it was not possible to visit the whole area covered by the bank although the financial statements and other information regarding the study have been considered. The study considers following limitations: ❖ The major limitation I faced in preparing this report was the sensitivity of the data. As it is a highly competitive market, if the margin information is released to other competitors, it may have a negative impact on their business. Resultantly, in some cases management were reluctant to give some specific data. ❖ Confidentiality of data was another important barrier that was confronted during the conduct of this study. Every organization has their own secrecy that is not
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