The 2016 Democratic Party Presidential Primaries And Caucuses

Problems in the student loan market are not just harming students but are also exacerbating problems with the United States’ recovery from the Great Recession. New York Federal Reserve Bank data has found that outstanding student debt topped $1 trillion in the third quarter of 2013, and the share of loans delinquent 90 days or more rose to 11.8 percent. Furthermore, the share of 25-year-old Americans with student debt increased to 43 percent in 2012 from 25 percent in 2003, while the average loan balance rose 91 percent, to $20,326 from $10,649 (Gage and Lorin). More than 40 million Americans are in student loan debt and because of this, more than 40 million Americans are not able to stimulate the economy as they are not able to buy houses or cars, or start businesses or families (Applebaum). In Wisconsin alone, student loan debt has resulted in a loss of over $200 million annually from new car purchases, while also resulting in middle class households with student loan debt overwhelmingly renting homes instead of owning them (Vanegeren).

After the United States ‘Great Recession’ in 2008, many onlookers have been searching for other aspects of the economy that may eventually present a bubble similar to that of the housing market. It does not take long to locate a potential hazard as the cost of tuition has risen approximately 26% over the course of the last decade (‘Tuition and Fees’). The consequence of this increased tuition is having a negative effect on the future that most graduates try to obtain once they complete school. Some students are required to change their career choices due to the overwhelming debt; examples of this could be they are required to take a higher paying job, even if they do not want to, so they can afford their previous choices (Zhang). Many years ago the notion of being so overwhelming in debt seemed unfathomable; but as student loan debt is estimated at $870 billion to $1 trillion, students’ willingness to acquire debt is strong and has no signs of slowing down (Razaki, Koprowski, Lindberg). The steadily increasing student loan crisis will cripple the United States economy if it goes unchanged.

Thousands of American University students are drowning in debt, furthermore statistics indicate student debt currently tops 1.3 trillion dollars and rising. Grads1st consider the unsettled debt currently exceeds outstanding mortgage and credit card debt.

In the U.S. students are encouraged to earn a college degree, but the cost of an education turns many away. “Driven by the allure of a decent salary with a college degree, Americans borrowed to go to school. Outstanding student debt doubled from 2005 to 2010, and by 2012 total student debt in the U.S. economy surpassed $1 trillion” (Mian, Sufi 167). There are plenty of opportunities to obtain funds for college, including one of the most common, student loans. A student loan is defined as “a common way to fund education, specifically college and graduate school, and they provide educational opportunities that you otherwise may not be able to afford” (Barr). Student debt is at an all-time high in America. Over half of all lower income

According to federal agencies, student debt is crushing the middle class. According to the author, “the debt is stopping a growing proportion of families form buying homes, saving for retirement, and making purchases that will keep our economy on the road to recovery.” Different financial crisis have caused families to use their savings and home equities, which is usually how some families help pay for

It is 2017, and the amount of the student debt in the United States is spiraling out of control. 1.4 trillion dollars, those mountains of money are currently owed by 44 million Americans in the federal student loan debt. Moreover, this type of debt looms large all over the auto debt, even more than all the credit card debt, according to the press release of Consumer Federation of America. That is a number that helps to imagine how huge it is. Consequently, many Americans are heavily in debt in their twenties because they strive to achieve a higher education, which leads to many downside effects on the whole country; however, an effective solution to solve this problem would be for the government to give free college to help people be debt-free.

This year, both parties have threatened brokered conventions. It doesn’t seem likely, but as always, I preface this

As a student who has difficulties affording increasingly high tuition in college, financial aid and student loans is one of the biggest concerns for me. Even though with a low-interest rate of student loans, it is still hard to pay back the debt after graduation. As in recent years, the cost of universities in America has rose to such a level that it has exceeded the rate of inflation. (Walker) According to CNBC, America has more than $1.2 trillion of student loan debt, what’s more, about 10 million federal student loans are taken out annually. (Orman) Face on such a huge threat to the economy, in the meanwhile, recently there are some debates happening that has influenced the interest rate of student loans.

In the United States today, the number of students graduating college with student loan debt is quite astonishing. In the article titled, “How the $1.2 Trillion College Debt Crisis Is Crippling Students, Parents And The Economy”, we will examine and break down the student loan debt crisis by the numbers. Today, almost two-third’s of students graduating college are graduating with an average of $26,000 in debt. For most students, $26,000 is a lot of money when the average annual income for a first year graduate is only in the mid $40,000 a year range. According to the Consumer Financial Protection Bureau, student loan debt has reached a new milestone, crossing the $1.2 trillion mark (Denhart, 2013, Introduction, par. 2). With student loan debt levels

As I write this book, Democratic and Republican candidates are getting in position to run for the President of the United States in 2016. Hillary Clinton was the first Democrat to throw her hat in the ring and right away the Republican Party began attacking her for using her personal email and business email together.

The cost of attending college has risen drastically over the years. Statistics show that there has been a 260% increase in tuition costs since 1980. The increase in tuition cost equates to an increase in money borrowed to fund higher education. An increase in money borrowed results in an increase in debt accumulated over time. As a result of the rising figures, the economy as a whole has also suffered because of the restricted financial space many graduates find themselves in upon completion of their degree. In this paper, we will discuss college costs, reasons why they have risen, and the best way for students to pay for it.

Since the beginning of the Presidential primaries, many unexpected events have occurred, proving that we should expect the unexpected with the upcoming Presidential election. Both democratic candidates, Clinton and Sanders, and also the republican candidates, Trump, Cruz and Kasich, posses many differences amongst each other that can ultimately lead to the difference in demographics among each of the candidates’’ voters and the results that we have seen from the primaries. Ultimately, their difference in opinions on major issues and the difference in their voters will have a large impact on the standing of both the Republican and Democratic parties in the Fall 2016 campaign and beyond.

Presidential Primaries have served to give more power to citizens in the selection of candidates for the party 's nomination. Primaries are the main way for voters to get to know several candidates representing Republican, Democratic, and third party platforms. Inversely, the polls are a way for candidates to understand what the citizens of America demand of their future leader. The results of the Democratic Primaries can give a larger insight into the present and future state of modern America, as well capture the status of the current voter.

Even if a presidential campaign began very early, many candidates are not willing to undertake a path so significant regarding the primary problems of today and the consequences in the future. For example, Hilary Clinton or Jeb Bush as well as senators R. Paul and B. Sanders don't really have clear position, in fact, they focus more on the ambition to be president, neglecting important issue.

The cost of tuition at colleges and universities in the United States has seen a steady increase over last several decades. Since the 1980s, the list price for tuition has risen by roughly 7% per year, while the inflation rate has averaged 3.2% per year. The effect of this mismatch in the rise of the cost of tuition versus the average inflation rate has had monumental effects on the ability of students to afford a higher education. This, in turn, has forced more students to take out increasingly large amounts of loans, causing for the national student loan debt to grow to over $1 trillion dollars, more than total credit card