The Affordable Care Act: A Case Study

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

Although the ACA have made progress, many still question whether or not this new law is working. The law is too complicated for people to understanding their coverage. "The ACA is not perfect", "but at least" the U.S. has taken one step toward reducing the disparities between rich and poor and providing health coverage to everyone (Gruber, 2011). In this paper I will discuss the benefit of the ACA and the affect it will have on provider reimbursement.

While the Affordable Care Act was implemented in 2010, the most significant changes in the healthcare system began in 2013 with the expansion of Medicaid. According to the ACA’s official website, the law’s main goals are to create cost efficient health insurance and medical services, as well as expand Medicaid so that the stated programs will be available to more Americans. (“Affordable Care Act (ACA)”). To do so, the ACA imposed many requirements on both sides of the health care system. The ACA has expanded federal regulations on private insurance providers by requiring that these companies cannot deny coverage based on the health of the beneficiary. The ACA has also established a marketplace for health insurance to be purchased by small businesses and individuals. Finally, the most noteworthy reform is the requirement for all Americans to purchase minimum coverage, or pay a penalty. However, those who cannot afford coverage and have “an income below 138% of the Federal Poverty Level eligible for Medicaid” will be paid for by the government (“The Affordable Care Act in the US”).

Obama first signed the Patient Protection and Affordable Care Act (Obamacare) into law in 2010, and laws will continue to roll out through 2020 in order to fully change the healthcare industry. The law was originally enforced to grant more Americans affordable health insurance, improve the quality of the United States’ health insurance, and better manage the health industry as a whole. As stated on the Obamacare Facts website, “the law aims to increase the quality, availability, and affordability of private and public health insurance to over 44 million uninsured Americans through its many provisions, which include new regulations, taxes, mandates, and subsidies.” That is, Obamacare hopes to increasing the growth of Americans who have affordable health care, as it has previously not been rising sustainably.

The Affordable Care Act has resulted in a larger variety of the U.S. population receiving healthcare, thus a larger portion of the country have increasingly fought off and have overcome common diseases. Saying this, the Affordable Care Act has caused America to become healthier in the sense that they are getting the vaccines and medications that they need. However, due to recent studies, due to the larger influx of people needing healthcare, it has been found for hospitals, clinics, and healthcare

On March 23, 2010, President Obama signed the Affordable Care Act into law. The Obama health care has received mixed reviews over the last couple years. It has put in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices. Many people dislike the idea of Obamacare because of misinformation from the press, opposing political candidates and by those who refuse to seek the information themselves. Additional reforms aimed to reduce costs and improve healthcare outcomes by shifting the system towards quality over quantity. President Obama has stated on several occasions that the new health legislation would start out slow but pick up over time to compensate for the initial loss.

The Affordable Care Act (ACA), also known as Obamacare, was officially signed into legislation in March 2010. The ACA was a major step in achieving a system of universal healthcare, which essentially means all citizens are provided with healthcare and financial protection. In the 1960’s America introduced the Medicare and Medicaid programs, which helped guarantee some type of medical insurance cover for the very poor (Medicaid) and elderly (Medicare). Even though programs like these assisted in covering the most vulnerable groups of people, many Americans still did not have healthcare insurance. The goal of the ACA reform is to ensure that all Americans are covered by some form of health insurance. The ACA promises healthcare access to

The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health

In 2010 during the term of President Barack Obama something needed to be done due to the rise of healthcare costs and the number of people who were uninsured and unable to pay their healthcare bills (ehealthinsurance 2014). United States spent more on healthcare than any other country but yet was only the 34th in life expectancy. These are some of the many reasons why The Affordable Care Act came about and was signed into a health care law. This landmark law impacted and changed many aspects of the healthcare system, as well as influenced everyone’s healthcare options in the United States. The Affordable Care Act has been just about been one of the most

Healthcare has always been a topic of great interest among the American people. Previous attempts have been made to implement a healthcare system that benefits all Americans; however, the mandate of Medicare and Medicaid in the mid-1960s has been the closest resemblance of universal healthcare system. In March of 2010, the President Barak Obama signed the most significant legislation for the U.S. healthcare system, the Affordable Care Act (ACA) also known as the Obamacare. This law was introduced to improve the quality and affordability for the health insurance industry. This act would also minimize the insurance rates for the uninsured as well as expand coverage. At the passage

The Patient Protection and Affordable Care Act of 2010 (ACA of 2010) was the first time the U.S. government had addressed the issue of providing insurance to all Americans in a significant way (Shi & Singh, 2013). President Barack Obama signed the ACA of 2010 into law on March 23, 2010. Since then the comprehensive reforms that the law provides, has been rolled out in stages throughout the years following. Some of these changes included, in 2010 a new Patient’s Bill of Rights went into effect, 2011 brought free preventative care services, 2012 introduced a Value-Based Purchasing program to hospitals, in 2013 open enrollment began for the health insurance market place, and 2014 will be the first tax year that individual that choose not to get health insurance will pay tax penalties for doing so. These changes and the many others detailed in the ACA of 2010 aim to provide more access to health care, bring new consumer protections, improve quality and lower health care costs (U.S. Department of Health and Human Services, n.d.).

The Affordable Care Act (ACA), which is commonly known by the unofficial name of ObamaCare is an American healthcare transformation law of the land, expanding and improving access to care, while minimizing spending through government regulation and taxes. This health care insurance aims at protecting the patients and modifying health since it was signed into law by President Obama on 03/23/2010. By reforming healthcare infrastructure and introducing new initiatives mainly focused on excellence and provision of satisfactory health coverage to American citizens, ACA became United States leader in health care industry, elevating existing standards in other health care provider companies. Additionally, this healthcare law is extensive and

The Affordable Care Act (ACA) set out to radically change the American health care system, bringing coverage to Americans who would otherwise be disqualified for several reasons whether it be loss of coverage from employer, parents or pre-existing health conditions. The second major initiative is strengthening Medicare with emphasizing resources and coverage for preventive health care. All feeding into the umbrella

Obamacare offers all different numbers of new benefits, rights, and protection. It prevents gender discrimination and stopping insurance companies from denying the customer coverage or charging that person on more health based (Obamacare.net). The ACA doesn’t guarantee free coverage, but has helped millions of Americans over the past seven years (Patient Protection and ACA). Before the law was passed fifty million Americans lacked health insurance of any kind, because it’s very expensive (Obamacare.net). The ACA requires every authentic American citizen to get health insurance or pay tax. The organization provides many way to sign up for Obamacare by going to a health insurance marketplace or a direct provider, it depends on the level of income,

Like many other health insurance companies, Obama care is the one planned by the President Obama‘s administration .This company has for goal to protect healthy the young Americans.