The Affordable Care Act (ACA)

The goal of the ACA is not only to curb health care costs. It also looks to improve a health care demander’s experience and outcomes. The ACA does this particularly for those individuals who participate in the Medicare, Medicaid programs and insurance plans offered through the health care exchange.

The Affordable Care Act (ACA) set out to radically change the American health care system, bringing coverage to Americans who would otherwise be disqualified for several reasons whether it be loss of coverage from employer, parents or pre-existing health conditions. The second major initiative is strengthening Medicare with emphasizing resources and coverage for preventive health care. All feeding into the umbrella

The Affordable Care Act or ACA (often called ObamaCare) was signed into law on 23 March 2010 by President Obama. The ACA is a vastly wide-ranging piece of legislation which touches on many facets of our health care system. It is comprised of the Affordable Health Care for America Act, the Patient Protection Act, and the Health Care and Education Reconciliation Act. This act is known as being one of the most comprehensive reforms of the United States medical care system in the last several decades, as it put in place broad transformations that are supposed to increase access to reasonably priced health insurance for everyone. The ACA renovates the non-group insurance market in the United States, dictates citizens have health insurance, considerably expands public insurance, subsidizes private insurance, increases revenues from an assortment of new tax laws, and lessens and restructures spending under the country's largest health insurance plan, Medicare.

Title three: making the quality and efficiency of health care in US to be of a higher standard. Under this title, the quality of medical care would be enhanced for every U.S citizen, mainly to those who were members of Medicaid and Medicare. A research was set to be conducted aim at mobilizing consumer on taking good care of their health. Accountable Care Organizations would also receive a percentage of the savings

The Patient Protection and Affordable Care Act (ACA), enacted in 2010, is legislation intended to expand access to healthcare by providing increased health insurance coverage as well as bringing the uninsured into coverage (Shanks, 2017). The goal of the law was to reform the United States health system by providing and improving access to quality and affordable healthcare, and to provide rights and protection to American citizens, all while reducing cost to individuals and the government.

The Affordable Care Act is one of the new policy that provides Americans with better health security by putting in place comprehensive health insurance reforms. It allows people to have expand coverage. Now a child can stay under his parents insurance until age 26. The ACA holds insurance responsible by dropping health care while guarantees more choices and enhance the quality of care. The ACA facilitates long-term care services to help people whom such care need receive it and to find ways to help make such care available not only in organizations but also in the public. They try to eliminate non-discrimination language that will restrict health insurance companies from discriminating against any health care provider. The ACA includes policies

Before the ACA was enacted in 2010, many Americans were uninsured or underinsured. Health insurance was hard to obtain due to the high prices and lack of accessibility. Being able to have access to care is important because it protects citizens from health crisis, which can lead to poverty. The mandate included many elements that reshaped healthcare to be more affordable, while still offering quality care. For instances, the ACA allows people with pre-existing conditions to obtain health insurance and most importantly, 80% of the profits made by insurance companies from premiums must be spent on healthcare (Kaiser Foundation 3). The ACA is effective because it will protect American citizens from financial burden, increase access to care and

Another important aspect of the Affordable Care Act to look at is how it is making the healthcare market a more fair and humane place. Before the ACA was signed into law, private insurance companies dominated the insurance market and had a huge say in how much they would charge you, what they would cover and most importantly if they would even grant you coverage at all due to a pre-existing medical condition. “Before the ACA, someone with cancer or mental health problems, for example, often was unable to find affordable health insurance. Some couldn't find any insurer to cover them.” (O’Donnell) Under Obamacare, unfair practices such as

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

Some of the substantial changes to our health care system made by the law include requiring most individuals to carry health insurance, keeping insurers from denying a person their benefits based on a pre-existing condition, creating health insurance exchanges through which individuals and families not eligible for employer- or government-sponsored health insurance can purchase cover- age and expanding eligibility for the Medicaid program. The ACA will change the focus of our nation's health care system from treating sick people to prevention, increasing access to care and ensuring quality health care for

After all the negativity and debate over the ACA, there are some advantages of this law. One advantage is that millions of people who are uninsured have the ability to have health insurance whether it’s through their employer, Medicaid, or through health insurance marketplace. Also, it ensures that health insurance companies are not allowed to drop your insurance due to your illnesses, or the insurance company cannot charge more for your illness. Insurance companies do not have the capability of denying insurance because of a person’s gender. Employers who have more than 50+ employees must offer health coverage to their employees. The expansion of children’s health insurance plan has increased with health insurance for children. Young adults are allowed to stay on their parents insurance until the age of

The primary objective of the ACA is to make quality health insurance more affordable and available to the American public (U.S. Department of Health and Human Services, 2015). The ACA requires that insurance companies have minimum standards and rates. In particular, the ACA prohibits insurers from denying coverage to individuals due to pre-existing conditions and requires them to offer the same premium price to all applicants regardless of their age, gender, or location. Moreover, it establishes minimum standards for health insurance policies and requires all individuals who are not covered by either government or employer-sponsored health plans to secure an approved private insurance policy or pay a penalty. The law provides subsidies to help low-income individuals comply with the ACA and has set up online health insurance exchanges to allow individuals and small businesses to compare policies and buy insurance. Additionally, the ACA has expanded Medicaid eligibility for all individuals and families with income up to 133 percent of the federal poverty level. Other provisions of the Act include: allowing dependent children to remain on their parents ' insurance plan until their 26th birthday, prohibiting insurers from imposing lifetime dollar limits on essential benefits on new policies issued, prohibiting insurers from dropping policyholders when they get sick, and requiring all new insurance policies to cover preventive care and medical screenings without requiring

The Affordable Care Act (ACA) was signed into law on March 23rd, 2010 by President Barack Obama. This radical health care law was a much-needed step in comprehensive health insurance reform. Three important features of the Affordable Care Act are 1. Improving quality and lowering health care costs 2. New consumer protections and 3. Increased access to healthcare. (Key Features. 2014). Under the umbrella of these three key features additional benefits include free preventive care, drug discounts for senior citizens, increased protection against health care fraud, small business tax credits, increased access to health care through the health insurance marketplace, consumer assistance, and non-discrimination based on pre-existing conditions.

Providing quality and affordable health care has been on ongoing challenge in the medical industry for some time. In order to accomplish this daunting task, there are several factors that have been determined as provisions in meeting these goals. As we are learning in this class thus far, those provisions include understanding "the complexities of health care services and systems, investigating and interpreting the use, costs, quality, accessibility, delivery, organization, financing, and outcomes of health care services is key to informing government officials, insurers, providers, consumers, and others making decisions about health-related issues (Steinwachs & Hughes, 2008). The mission for health services is to provide patient safety,

According to the U.S. Department of Health & Human Services (HHS, 2015), the ACA is an act the Congressional Budget Office (CBO) passed in 2010 that President Obama signed into law on March 23, 2010. The ACA help individuals, families and small business owners stay in control of their health care (HHS, 2015). As the ACA, on the surface shows that more people can access a better healthcare, subjacent impeding factors, such as cost for employees and employers, accessibility, simplicity in enrolment process, as well as, quality of insurance can negatively impact how potential beneficiary enjoy these new services. In fact, scholars found that too many people in the United States are not reaching their full potential for health because of preventable conditions (Koh & Sebelius, 2010).