The Affordable Care Act (ACA) Essay

As American transcendentalist Ralph Waldo Emerson once said, “money often costs too much”. This famous quote can be interpreted in many different ways; it seems very logical in parallel to the idea that money can result in a high social and moral cost. As individualistic as American society is, the preference for monetary stability has become a higher priority for Americans than general societal health and stability. It is then not a surprise that the Affordable Care Act (ACA, also known as ObamaCare) has become one of the most controversial health care reforms as it looks to improve the health care system for the country whilst conflicting with cost reform at the same time. Essentially, the ACA is a program that works to entirely reform

A key goal of the Affordable Care Act (ACA) was to decrease the number of uninsured individuals, many of whom are in low-income families and are minorities (Kaiser Family Foundation 2016). Under the ACA, immigrants who are in the U.S. legally are eligible for coverage through the health insurance marketplace but undocumented immigrants are not (HealthCare.gov) even when using their own money to purchase. There are estimates of 11.1 million undocumented immigrants in the country as of 2014 (Krogstad, Passel, & Cohn 2016). It is estimated that California was home to more than two million undocumented immigrants in 2013. In 2016, California passed SB 10, a bill that would require the California Health Benefit Exchange, which facilitates the enrollment of qualified individuals into health plans, to apply to the United States Department of Health and Human Services for a waiver to allow individuals who are not eligible to obtain health coverage through the Exchange because of their immigration status to obtain coverage from the Exchange (California Legislative Information). This paper will explore California’s SB 10 legislation, its purpose, and how it will seek to serve its undocumented immigrant population and their health needs.

The affordable care act (ACA) or the Obama health care reform has been a topic of great concern in today’s health care. In March 23rd 2010 President Obama signed the health care legistration (Obama Care) into law. The passage of the law affected different many issues in the lives of Americans. Socially, it was a great law due to the facts that individuals that cannot afford health care would have access to health care regardless of preexisting conditions and young adults benefits in staying longer under their parents insurance until age 26. Hence, economically, depending on the side of the table the individual chooses (republican or Democrat) there will be an increase in national debt because more people will be eligible for Medicaid (The National Committee to Preserve Social Security & Medicare, 2012). According to Root (2012) the so-called Obama health care reform will be a tax imposed on the citizens of the United States, because it obliges people to actually buy insurance provided by the government, which is in a big violation of the commerce clause or the individual mandate threatens the foundation of contract law. American contract law rest on the principle of mutual assent. For example, if I hold a gun to your head and force you to sign a contract, no court of law will honor that document since I coerced you into signing it. Mutual assent must be present in order for a contract to be valid and binding (Markham, 2002).

After the inception of ACA that is Affordable Care Act on March 23, 2010 various policies and regulations has been proposed which has more controversy (www.healthcapital.com, 2013). Affordable health act has impact on the stakeholders in different manner. The main concern in the medical field is the input cost which is increasing continuously. This is the biggest challenge for the US government as the increasing cost makes it impossible for the government to allocate appropriate resources in managing the requirements of the ACA public policy. There are more initiatives taken by the US government in implementing the ACA in an appropriate manner by continuously improving the quality of health care at affordable lower costs

The Affordable Care Act, also known as Obamacare, is an act passed by president Barack Obama on March 23, 2010. This act, which provides affordable health insurance to Americans, was passed for three primary reasons. These reasons are to reduce the number of individuals in the United States who currently are not covered by some form of health insurance, to improve the availability and quality of existing health care programs, and to reduce the cost of health care to individuals and the government (“Patient Protection”, 2014). The Affordable Care Act has been successful in some ways, but ineffective in other ways since it was passed in March of 2010. For example, Obamacare has helped expand Medicaid and has helped those who have Medicare. However, this act has had a negative impact on the uninsured and on insurance premiums. In addition, some small businesses have benefited from this act, while others have had a negative effect. The Affordable Care Act has many pros, but it also has some cons, which is why there are still some changes and ideas that I would like to see implemented in our healthcare system.

The Affordable Care Act, also known as the Patient Protection and Affordable Care Act, or Obamacare, was put into law by President Barack Obama on March 23, 2010. The focus of the Act is a health care law geared towards improving the health care system of the United States by broadening medical coverage to more Americans, as well as protecting the existing health insurance policy holders.

On March 23, 2010 President Barack Obama introduced a new healthcare system because various Congress representatives and Obama believed our country needed a change. This new healthcare system was called the Affordable Care Act (ACA), better known as Obamacare. It is now 2016, and it is time for more changes. With a new president coming into office, Donald Trump, we can expect changes to Obamacare or an entirely new healthcare system altogether. Obamacare is costing Americans more than it was intended to (Galen Institute). This essay will explain why Obamacare needs to be improved and how to improve this healthcare system. Obamacare has two types of supporters. The first type of supporters believe there is nothing that can be done to make this healthcare system better, while the second type think there should be changes to reinforce this health care system. Opponents believe Obamacare needs to be changed or ended altogether because they claim it is not helping the American citizens. Going forward, Trump should make changes to Obamacare in order to make it stronger instead of scrapping it altogether.

One of our nation’s most controversial topics since the year 2009, and still continues to affect our country, is the Patient Protection and Affordable Care Act (ACA) also known as Obamacare. The Affordable Care Act was passed by Congress and signed into law by President Barack Obama on March 23, 2010. The Law was designed to extend coverage to millions of uninsured Americans and protect patients from abuse or discrimination. The Affordable Care Act affects, all Americans, either in a positive or negative way. It is an issue that has come to separated our congress, it has divided the republican and democratic parties, to the point where the Government was shut down.

The Affordable care act (ACA), all so known as Obamacare, was signed into law on March 23, 2010. The ACA said that every taxpayer must have health insurance, if they have not enrolled by the deadline they will face a penalty of having to pay for not having health insurance. People were told that with the ACA that health insurance would be more affordable and for some it did but for others it changed what they already had and they can no longer afford to have insurance. Ilyma Somin wrote that because of the Commerce, Tax and the Necessary and Proper Clause because basically they say that ACA offers economic effects in some way or another (Somin, 2012).

President Barack Obama signed the Affordable Care Act H.R. 3590 into law on March 23, 2010. It was passed along with the Health Care and Educational Reconciliation Act and the Student Aid and Fiscal Responsibility act of 2010. Opponents see this healthcare mandate as an unprecedented and unconstitutional violation of personal liberty. The mandate effectively restructures American healthcare by flipping the balance of authority away from the private sector and onto the Federal Government. One

The Affordable Care Act is an act used to help citizens that need help with medical bills, and is also called Obamacare. The ACA was an act passed by President Obama is 2010 and it is used to help people with health care. People around the United States use ACA for medical bills, and health insurance. Affordable care act is not only to help people with medical bills it also can be used for people who really need help with medical bills and need help financially. The fate of the Affordable Care Act is up in the air because the new president may or may not repeal it.

In 2010, The Affordable Care Act (ACA) was signed into law by President Barack Obama. The law was established in order to address essential issues within the US health system such as the high and rising cost of care, inadequate access to health insurance and health services and the diminished quality of care.1 Although this law was intended to help millions of Americans, many Americans are being effected by this same law. As a future physical therapist, there are many issues with this law that are bothersome in contemplating my future in a small outpatient privately owned clinic.

In the United States, are we free to make our own choices? Are we free to control others? Are we free to be responsible? Are we free to be proactive? Are we free to seek happiness? Are we free to our own beliefs? However, in the case of the Affordable Care Act, some might suggest it splits our religious freedom.

First and Foremost , the Affordable Care Act also know as Obama Care was created so our citizens in the United States can all have affordable insurance for the people of this country. The Obama Care is very similar to Canada’s healthcare system. For example , the healthcare system in Canada system is a group of socialized health insurance plans that provides coverage to all Canadian citizens. It is publicly funded and administered on a provincial or territorial basis, within guidelines set by the federal government ( Canadian Health Care n.d. 2016 ). The United States wanted a similar health care system to make sure the americans who don’t have insurances have the ability to be insured .

According to the United States Census Bureau, in 2012 the percentage of people without health insurance was of 15.4 percent. The percentage of people covered by employment health insurance was of 54.9 percent or 170.9 million. The percentage of people covered by Medicare was of 15.7 percent or 48.9 million. The percentage of uninsured children under age 18 was of 8.9 percent or 6.6 million (De Navas-Walt, 30). One of the mandates under the ACA is the individual mandate. This mandate requires that most Americans obtain health insurance by March 31, 2014 (“ObamaCare Individual Mandate", n.d.). Another mandate under the ACA is the employer mandate. Under this mandate, the ACA requires “all businesses with over 50 full time equivalent employees to provide health insurance for their full-time employees” ("ObamaCare Employer Mandate", n.d.) The ACA has also created a health insurance exchange also known as the Marketplace. This Marketplace allows the public to shop and compare different insurance plans side-by-side by guaranteeing the best deal as the prices are regulated by this law. Uninsured Americans will be able to get free or low cost health insurance through the State’s Health Insurance Marketplace and Medicaid has been expanded up to 15.9 million men, women and Children below 138% of the poverty level. ("ObamaCare | Health Insurance Exchange", n.d.).