The Affordable Care Act ( Aca )

1575 WordsMay 2, 20167 Pages
“We will be moving further away from humanity-based health care and more towards the patient as a commodity. This was not the way my father practiced—nor will I (The Doctors).” This quote, from a surgeon in Michigan, was only one of many quotes gathered by The Doctors Company, which is the largest insurer of physician and surgeon medical liability in the nation, when they asked over 5,100 doctors about their thoughts on different aspects of Health Care Reform. American health care reform is something nearly seventy-five years in the making; since Franklin D. Roosevelt, U.S. presidents have struggled to enact health care reform, and most failed (Health Affairs). In September 2009, President Barrack Obama addressed Congress with his proposed…show more content…
Many other glaring needs of health care reform were addressed through the ACA, but I want to focus on three main ripple effects that I believe need to be tackled in order to create a more well-balanced, consumer friendly health insurance market. 1) The amount of quality health insurance plans in America is dramatically decreasing: Health insurance used to be readily available in tiers; the highest tier, being the most comprehensive, had the highest monthly premium, but a low deductible (a patient’s out-of-pocket costs for surgeries, emergency visits, etc.). While the lower tier, which offered basic health care for routine visits, had a higher deductible. Today, insurance companies are being forced to offer “more affordable” plans, which is creating little-to-no actual diversity in benefits among available plans. 2) The doctor-patient relationship is becoming a thing of the past – in an attempt to reduce the costs of health care, the ACA is forcing insurance companies to become more stringent in their reimbursements towards physicians treating their patients, which is lowering the quality of health care. These insurance reimbursements are a large portion of a physician’s salary, so in order to generate enough revenue to continue practicing, many doctors are pressed to handle a much higher patient load than they are

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