The Affordable Care Act Is The Us Healthcare Reform Law

1393 WordsJun 1, 20166 Pages
What is Obamacare? The affordable Care Act is the US healthcare reform law. The law makes health care and health insurance more affordable and move available to more Americans the official name is the Patient Protection and Affordable Care Act of 210, but is mostly referred to as Obamacare. This law was signed on March 23, 2010. Originally the ACA was enacted to increase the quality and affordable of health insurance, lower the uninsured rate by expanding public and private insurance coverage, and reduce the costs of health care for individuals. There have been several provisions made to the act since 2010. Within my paper I will be discussing the pros and cons of the ACA, changes that are taking place within the act and from the standpoint of the insurance companies that offer insurance through the marketplace, lastly explaining my ethical and Christian Worldview. Pros and Cons: The ACA is not all bad it has provided the opportunity for more Americans to have insurance within the U.S. It requires insurance companies to cover a person’s essential health care needs such as preventive care visits, maternity and newborn care, mental and behavioral, lab test, pediatric care, prescriptions drugs, outpatient care, emergency room services, and hospitalization, and people with preexisting conditions cannot be denied by insurance companies nor can they drop them, or raise premiums once they get sick. Also, another great thing is that parents can add their children up to the age of

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