The Affordable Care Act ( Obamacare )

The Affordable Care Act is considered to be a landmark legislation that sought to bring changes to overhaul the health care system within the United States. While the ACA has brought necessary improvements and changes to how health care is handled, it has also directly affected many stakeholders within the health care industry. The major stakeholders of health care are considered to affect each and every aspect of the massive industry, and can be influential. This paper will be specifically addressing the effects of the ACA on the employer stakeholder group. It will talk about the new responsibilities and taxes employers must face, how the ACA is currently affecting employers at the moment and into the future, how the employees and their dependents will be affected by these changes, and finally what strategies employers can take to mitigate

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.

Universal Healthcare in the United States has been a long time journey that dates back decades and we, as a country, are far behind other developed countries who have had universal healthcare for a long time. Today, Healthcare is obtained through employers or by people paying for it by themselves, which is incredibly expensive due to high premiums. Five years have passed since the controversial Obama care, or Affordable Care Act, was signed into law on March 23, 2010. The Affordable Care Act aimed at fixing the many problems that the United States has with healthcare by making it available to everyone, but also more efficient and this required drastic changes that made some people happy while others unhappy since some are benefiting while others are not. These people include politicians, but foremost presidential candidates. Candidate’s stance on the issue of healthcare is truly important due to the fact that if they’re the next president of the United States, it could hurt or improve the health care reform. Noteworthy candidates are: Jeb Bush, Hillary Clinton, Marco Rubio, and Bernie Sanders. Republicans and Democrats have long debated whether or not the Affordable Care Act should be repealed or replaced. Republicans believe that it is a problem while Democrats support it. The Affordable Care Act should not be replaced but instead improved because it provides quality and affordable health care to Americans. Everyone gets sick and people shouldn’t be afraid of receiving help

The Affordable Care Act is considered one of the most important legislations related to health care reform to ever been enacted in the history of the United States (Cannan, 2013). The ACA was developed in order to give consumers control of their health care and to provide them with a means of power. The intention was for Americans to have stability and flexibility when it came to making personal healthcare decisions. Many citizens have been able to opportunity obtain affordable healthcare coverage with this reform that they did not have before. Programs have been developed to assist those with pre-existing conditions that may have previously been unable to obtain coverage. Options for young adults under the age of 30 who may not have had coverage have been developed under other health coverage program enacted. The Affordable Care Act has also offered protection for those that received arbitrary withdrawals of insurance coverage. Many Americans have chosen to opt out of healthcare coverage altogether in the past, but this is no longer an option without a penalty. There is a fine that is required to be paid when filing annual income taxes. Unfortunately, some Americans are uninsured and do not have the means to pay for health insurance, and are forced to pay the fine. This has been a growing issue in America as many families cannot afford much more beyond the daily necessities. Therefore, any serious injury or illness can quickly diminish any savings or cause debt to those

The Affordable Care Act was signed into law early spring of 2010. It’s probably the most comprehensive reform we’ve seen in the United States healthcare system within the last forty four years. Although the law was put into effect, the features of the new law took effect in 2014. The Affordable Care Act changed the non insurance group market in the United States, mandates most residents to have health insurance, considerably expand public insurance and subsidize private insurance, while raising revenue from a variety of new taxes. Projecting the impacts of the health care system will be challenging, but related estimates were required for the legislative process, and conducted by the Congressional Budget Office.

The Affordable Care Act was signed into law by President Barack Obama on March 23, 2010. The Affordable Care Act also nicknamed as “ObamaCare” faced huge amounts of adversity and challenges on its way to being ratified and upheld by the Supreme Court. Some of these arguments highlight the disadvantages of free social services, the escalating federal deficit, and the altering the healthcare industry’s landscape completely. Healthcare is generally defined as providing for the wellbeing of a personal through medical services. In America, all services come with a price, and healthcare has become an industry that is nearly only about the money and less about the patient. Needless to say, the quality of care that a patient receives is almost

The goal of this policy brief is to support Alabama’s current decision to continue Medicaid Primary Care Parity, as first enacted by congress in 2010 to all states under section 1202 of the Affordable Care Act (ACA). However, as Alabama is facing budget cuts to its Medicaid services, supporting the “Ensuring Access to Primary Care for Women and Children Act” will extend federally funded Medicaid primary care parity without harming the state budget and negate the consequences of limiting Medicaid enrollee access and benefits. The federal government proposed to pay 100% of Medicaid services mandated under section 1202, from 2013 to 2014, which has since expired in December 2014. This program requires certain primary care services to be reimbursed at higher rates equivalent to those rates paid by Medicare for equivalent primary care services. Limited provider participation, limited Medicaid beneficiary access & decreased enrollment of physicians, physician assistants (PAs) and nurse practitioners (NPs) into primary care can be improved through this monetary incentive.

The Affordable Care Act was signed into law in 2010, just over five years ago. Since then the healthcare industry, and even organizations outside the industry, have been affected in many ways; from new reimbursement models, opening healthcare exchanges, millions of individuals gaining insurance that they previously did not have, and a plethora of new regulations just to name a few. Although the law was passed in 2010, it wasn’t until 2014 that millions of newly insured participants entered into the system when much of the affects were initially recognized. However, even with two enrollment periods under our belt, a new enrollment period set to begin in a month, along with additional regulations still to be fully recognized, how the

Societal beliefs and values influence the Affordable Care act. The health care budget is under constraint, how to provide the most recent and enhanced health care while saving money has become a major issue. With this new health reform, millions of Americans who could not afford insurance with their employers or are uninsured due to lack of employment have the opportunity to become insured. The major economic change in this society has created enormous challenges for workers, families, as well as employers. The implementation of this act reduced this plague in the health delivery system.

Where will I go when I’m sick? Who can I rely on, my government or myself? Will I have to choose between paying bills and the health of my family? The United States of America’s government’s Affordable Care Act is attempting to remove that question from every citizen’s mind. The ACA will allow lifesaving and non-emergency medical treatments to be at the fingertips of every tax paying American. It will make healthcare a right, not just a luxury. Although these may seem like outstanding qualities, is it really all that it is made out to be? “The Affordable Care Act (ACA), officially called The Patient Protection and Affordable Care Act (PPACA), is a US law that reforms both the healthcare and health insurance industries in America. The law increases the quality, availability, and affordability of private and public health insurance to over 44 million uninsured Americans through its many provisions which include new regulations, taxes, mandates, and subsidies (PAR 2, Obamacare Facts).” With that being said, I will discuss the controversies seen from both parties in relation to the Affordable Care Act, and bring forth many important factors such as: the benefits and consequences, the cost of the ACA and the coverage actually received, and the future of the Health Care System in a world with Obamacare. The purpose of this paper is to give information in an unbiased manner in relation to the Affordable Care Act.

Studies in various cities in the United States have revealed that there is an overall inadequacy of health care for low income, homeless, and uninsured individuals (Hwang et al., 2010). The government has recognized the lack of healthcare for these individuals. For many years, politicians have been struggling to enact a healthcare reform. Finally, in March 2010 the Affordable Care act was written into law (Hammer, Phillips, & Schmidt, 2010). There have been many debates on the pros and cons and how effective this act will be at achieving the goal. These debates raise the question, should poor or homeless individuals be required to pay for healthcare insurance?

The Affordable Care Act was passed in 2010, with the intent of ensuring that most people in the United States have medical insurance. With this new healthcare system came the responsibility that individuals would have to take initiatives in an effort to stay healthy or at the least, increase their level of activity and health awareness, making them more responsible for their own wellness. The preventative care portion included in the Affordable Care Act is one of the fundamental items of the law and is a particularly meaningful, very positive attribute in health care reform for the American people. Wellness in the workplace has become an essential issue to help reduce companies’ medical cost, and to help employees get on track to know their numbers, get healthy, and have a positive healthy mental attitude. Many employees do not understand or know how to achieve and maintain a healthy lifestyle. With the rising cost of healthcare, especially relating to people not taking care of their bodies, wellness in the workplace has become even more critical. Author Lori Breiner (2007) “believes wellness in the workplace has economic benefits for organizations, because if workers are healthy, they miss less time from work.” Breiner’s theory would suggest that better health increases productivity and profits in the workplace.

In the wake of the 2016 presidential election, concerns have been raised regarding the Republicans’ desire to repeal the Affordable Care Act, informally referred to as Obamacare. The ACA was originally enacted into law in 2010 and has been annually provisioned to expand its ability to not only improve the nation’s access to health care, but also to reform the health care delivery system. Through the ACA, private and public insurance has become more available and affordable, new health care delivery models have improved quality of care, and several workforce policies have made primary care a more desirable profession for medical students.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.