The Affordable Care Act was passed by Congress and then signed into law by President Obama on March 23, 2010. The law was enacted in two parts: The Patient Protection and Affordable Care Act was signed into law on March 23, 2010 and was amended by the Health Care and Education Reconciliation Act on March 30, 2010. The name “Affordable Care Act” is used to refer to the final, amended version of the law. The Act provided Americans with better health security by expanding coverage, held insurance companies accountable, lowered health care costs, guaranteed more choices and enhanced the care for all Americans (Medicaid.gov). Health insurance market places allowed shoppers to compare health plan that counted as minimum essential coverage. …show more content…
Because of the Affordable Care Act, millions of American now have access to affordable healthcare, protection from abusive practices, and better access to care (WhiteHouse.gov). For too long, the American public was held hostage by predatory insurance companies. These companies used their power and privilege to keep their companies afloat while ensuring that much needed medical care was out of reach for a majority of the American public. Citizens were subjected to rules, regulations and policies that proved to be detrimental to their needs. Individuals with pre-existing medical conditions were denied care or were made to pay very expensive premiums. Policies were cancelled if additional medical conditions were identified and policies offering the bare minimum of coverage, were expensive preventing individuals from being able to afford health insurance. Americans over the age of 50 found it impossible to obtain quality insurance without paying way too much in premiums. Policies were denied for reasons that benefitted the insured. The result was that many Americans were uninsured, underinsured and when medical situations occurred, citizens were not able to obtain the proper treatment and care. This also placed a strain on the economy because individuals would go to the emergency rooms for treatment and not pay their bills resulting in the increase in premiums. The cycle continued, with bills not paid and premiums increased. This caused the
President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.
The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.
On March 23, 2010, the Affordable care act also known as “obamacare” was signed into law by president Barrack Obama. Only gay marriage legislations and gun laws have elicited more public response than the affordable care act. Both opponents and proponents have presented constructive arguments of the perceived failures and strengths of the act. Owing to the intense debate surrounding the act, very few people understand that the act only came into full implementation in 2014. The raving reviews and critiques of the debate have bordered on myths and perception influenced by political alignments. Pertinent questions have been asked about the affordable care act. There have been conflicting accounts on the role of the affordable care act in regulating the health insurance industry. Concerns have been raised on why patients are paying higher out of pocket expenses yet the affordable care act was meant to introduce checks and balance in healthcare provisions. This paper therefore seeks to deeply explore the affordable care act by researching on these questions. The paper will also demonstrate perspectives on the good and the bad that comes from the affordable care act. Lastly, the paper will analyze healthcare situation in New York City with statistics showing that healthcare services are becoming more expensive in the city even after the full implementation of the affordable care act.
On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and to protect consumers from abusive insurance company practices (Whitehouse.gov). President Obama states that the Affordable Care Act is the most important health care legislation enacted in the United
President Obama signed the Affordable Care Act (ACA) into law on March 23rd of 2010, with hopes of helping make sure every American have access to quality and affordable health care. Having health care coverage is really a big deal, whether you are a parent with private insurance, a senior with Medicare or a single woman with a pre-existing condition, the Affordable Care Act (ACA) can save you money and help you get better coverage.
The Affordable Care Act established by Barack Obama it is a revolutionary law that was passed to change the healthcare system in America. The affordable care act has many pro and cons. Is the Affordable care a good idea? The Affordable care act was put in place to help maintain healthcare spending cost, reduce the amount of people who are uninsured, create universal healthcare, expanding coverage for young adults and to make prescription drug coverage more affordable for seniors. In the year of 2010 and 2011 over 5.1 million seniors and people with disabilities on Medicare have saved over 3.1 billion on prescription drugs, however this includes a one-time rebate
There are so many parts to the Affordable Care Act bill also known as Obamacare, that it can become confusing to most Americans. There are some areas of the bill that I agree with, such as benefits for women, senior citizens and college student’s coverage. There are some negatives as well as positive to the Employer Mandate, which we will review.
Just like anything else that is first implemented out to people, there are also flaws. Not everything that first rolls out to the public is perfect. However, although this new health care may have some flaws in the beginning, some may say that there are a little more just minute flaws. Some may express that the new Affordable Care Act may be a reform that will hurt us rather than help us. “If there is any area of social policy in which Americans are likely to be aware that their system has flaws, it is in health care.” As if America it is not already the country that has the most expensive health care system , “Americans pay an average annual cost of $8,174 per person for their health care, over twice as high as the average Western
During the botched 2010 roll out of the affordable care act, multiple veteran’s agencies marched on Washington with fears of how the Tax/Mandate would affect indigent veterans who could not afford the penalty and could not afford secondary insurance. In their hubris, these agents pushed an agenda that has greatly hurt the veteran population.
The Affordable Care Act (ACA) is a health reform law that was signed by President Barrack Obama on March 23, 2010. The full name of the law is the Patient Protection and Affordable Care Act (PPACA). One week later the President also signed a law called the Health Care Education and Reconciliation Act (HCERA), which was a supplement that made several changes the PPACA. What the country currently refers to as the ACA or "Obamacare" is both of these laws combined. (McDonough, 2012)
Some states have accepted the terms of the program including all of its expansion on the health care system, but some have been reluctant to implement the program. One of those reluctant states has been Florida, which is apparent by multiple court cases that has come since its inception (1). With Florida’s House of Representative consisting of a majority of Republicans, the conservatives of the state have fought the incorporation of the bill (2). With legislative bodies in opposition of the terms of the Affordable Care Act, it begs to question how policy makers have approached the issue of healthcare. My research question was in what ways the Affordable Health Care Act has affected healthcare in Florida, and how effective has it been in
The Affordable Care Act has been a hot topic of discussion for almost 6 years. The Affordable Care Act or, Obamacare, is a federal statute that was signed into law by President Barack Obama on March 23rd, 2010. The Affordable Care Act guarantees access to health care for all Americans, mandates the exploration of new approaches to coordinated health care delivery, gives physicians more information to make them better clinicians and patients more information to make them more
The Affordable Care Act, also known as ACA or ObamaCare, is one of the largest and most polarizing cultural change efforts in recent history. While the ACA impacts all Americans in some way, many of the details surrounding the law itself are still being challenged or under review in some capacity. The Affordable Care Act includes many complex issues and moving parts but the failed initial launch of the online healthcare marketplace by the Obama Administration, in partnership with various agencies and external contractors, is an excellent of example of what can go wrong when trying to make sweeping change efforts.
The Affordable Care Act is designed to increase access to inexpensive health care coverage, but the law omits one group of people from advancing: the nearly 12 million undocumented immigrants presently existing in the United States. The high costs of health care and the loss of health insurance coverage are two significant long-term challenges that provoke many Americans. These problems are particularly severe for migrants in the United States, who have predominantly low rates of health insurance coverage and poor access to health care services. Once settled in the country, many migrants face a lifetime of change and acculturation.
Healthcare reforms have always been a big priority to many presidents of the United States. Every president has been trying to introduce different healthcare reforms to congress but many have not seemed to work. Health is very important, when one thinks about it, health is on par with education on the priority list because both of this factor into economic development. If we do not have healthy citizens that do not have their proper vaccines then our life expectancy is going to decrease. When President Barack Obama was first elected into office, one of his main points was the healthcare system in America. He wanted everyone in the United State to have affordable health care and if they were seriously poor then he wanted them to have health