The Affordable Care Act Of The United States

United States is the largest and most diverse society on the globe. It spends almost 2 trillion dollars every year on health care, which is one in every seven dollars in the economy. U.S is one of the very few nations where all its citizens do not have medical coverage. Although it spends heavily on per capita on health care, and it has the most advanced medical technology system in the world, still it is not the healthiest nation on earth. The system performs so poorly that it leaves 50 million without health coverage and millions more inadequately covered (Garson, 2010).

The United States has a very unique healthcare system. Does this mean that we are simply leagues ahead of the rest of the world in healthcare? Unfortunately, not at all. The ideal of American exceptionalism is apt to describe our healthcare system. That is, our current system is exceptionally bad. Per capita, the United States spends “twice the average of other developed countries” on healthcare ("United States Per Capita Healthcare Spending Is More Than Twice The Average Of Other Developed Countries"). Yet, in the World Health Organization’s ranking of healthcare systems by nation, the U.S. comes in at a dismal 37th place, despite spending the most per person of any country on Earth on healthcare ("World Health Organization’s Ranking of the World’s Health Systems").

The United States health care system ranks 37th in the world. Statistically, it’s bizarre how United States is amongst one of the most advanced nations in the world and the fact that it spends more on its healthcare

Many people believe that the current of health care in the United States is the best health care in the world however it has major shortcomings that has become more visible for the whole world to see. The United States has the most expensive health care system in the world based on health expenditure per capita and on

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

HealthCare.gov, if the individual is unemployed and cannot afford any health plan and does not

The Affordable Care Act established by Barack Obama it is a revolutionary law that was passed to change the healthcare system in America. The affordable care act has many pro and cons. Is the Affordable care a good idea? The Affordable care act was put in place to help maintain healthcare spending cost, reduce the amount of people who are uninsured, create universal healthcare, expanding coverage for young adults and to make prescription drug coverage more affordable for seniors. In the year of 2010 and 2011 over 5.1 million seniors and people with disabilities on Medicare have saved over 3.1 billion on prescription drugs, however this includes a one-time rebate

During the botched 2010 roll out of the affordable care act, multiple veteran’s agencies marched on Washington with fears of how the Tax/Mandate would affect indigent veterans who could not afford the penalty and could not afford secondary insurance. In their hubris, these agents pushed an agenda that has greatly hurt the veteran population.

The subject of insurance and how heavily the government can mandate it or not mandate it is a constant struggle in politics. There is always the question of “what kind of relationship should the government have with its people and what role should it play with businesses?” Currently, a popular subject is the Affordable Care Act (Obamacare) and it is challenging the boundaries by requiring people to have health insurance and requiring businesses to offer health insurance to everyone and anyone. Mandating insurance is a hot button subject in other areas too that we will discuss like auto insurance, workers’ compensation insurance, and professional malpractice insurance.

The Affordable Care Act, also known as ACA or ObamaCare, is one of the largest and most polarizing cultural change efforts in recent history. While the ACA impacts all Americans in some way, many of the details surrounding the law itself are still being challenged or under review in some capacity. The Affordable Care Act includes many complex issues and moving parts but the failed initial launch of the online healthcare marketplace by the Obama Administration, in partnership with various agencies and external contractors, is an excellent of example of what can go wrong when trying to make sweeping change efforts.

The Affordable Care Act is designed to increase access to inexpensive health care coverage, but the law omits one group of people from advancing: the nearly 12 million undocumented immigrants presently existing in the United States. The high costs of health care and the loss of health insurance coverage are two significant long-term challenges that provoke many Americans. These problems are particularly severe for migrants in the United States, who have predominantly low rates of health insurance coverage and poor access to health care services. Once settled in the country, many migrants face a lifetime of change and acculturation.

ObamaCare focuses more on making sure individuals are covered than it does on addressing the price of care

For instance, the United States claims that the reason their healthcare expenses are so high is because of higher quality of service. However, opting to practice ornamental procedures and innovations rather than improving current issues does not enhance the quality of care provided at all. Instead, it produces a system quite subpar. Ranking 37, according to the World Health Organization; America is well below countries such as Canada, who ranks 30th, and Austria who ranks 9th. A commonality between countries that rank higher than the US is that they all have some form of government subsidized healthcare which proves that higher costs does not always equal higher quality. Government mandated healthcare surpasses private healthcare systems because there are further universal guidelines, unions, and support programs to ensure the wellbeing of healthcare providers. Without these supports, physicians consistently make medical errors due to overworking, stress, and unchecked mental fitness. As shown in the United States, a recent study done by John Hopkins university declared medical mistakes to be the third leading cause of death in their country. About 250 000 deaths per year, 700 a day. Another reason why people may believe socialized healthcare is inefficient is because of the “excruciating” wait times and delays for life saving surgery. Granted, this

Consider a worker in the 15 percent bracket who also (in effect) pays a combined (employer and employee) payroll tax of 15.3 percent. If his insurance premium is $1,000, his taxes fall by $303, that is, 30.3 percent (15 percent + 15.3 percent) of $1,000. His after-tax cost of health insurance is thus $1,000 less $303, or $697. In contrast, a worker in the 25 percent bracket faces a total tax rate of 40.3 percent (25 percent + 15.3 percent). For her, the after-tax cost of a $1,000 premium is just $597 ($1,000 minus 40.3 percent of $1,000). Savings on state and local taxes could further lower the cost for both

Insurance firms provide network services that incur far less expenses compared to out-of-network hospitals and physicians promoting more affordable healthcare for policyholders (Sommers et al., 2015). Preventive services are also offered which beneficial particularly for vaccines, screenings, and checkups, and the deductibles do not have to be met to receive the services at no cost. Cost support is accessible to assist in reducing the monthly costs of health insurance. It could be referred as a tax subsidy or tax credit whereby federal money assists individuals that incur accrue between 100 percent and 400 percent of the Federal Poverty Level (Nikpay et al., 2016). Hence, it helps the vulnerable populations which include lower income earners and people who are at risk of suffering from diseases that require long-term care such as chronic conditions.