The Affordable Healthcare Act And The Catholic Faith

More than 45 million Americans are uninsured. Even those that do have health insurance often face financial and other barriers when getting healthcare. The Affordable Care Act (ACA) removes most of these financial barriers (Kocher, Emanuel, & DeParle, 2010). The ACA guarantees access to healthcare and creates new incentives to change clinical practice, but some might be surprised to learn that the financial price tag attached goes beyond healthcare costs and taxes which all Americans will pay for costs

As our great country grows we fix and find new problems every day. One of the biggest debates in the country is regarding whether or not the new “Affordable Care Act” is posing a problem to American society and lifestyle. Many actors, sports men, and friendly faces would tell you how wonderful it will be for American medicine once the populace is insured. However “Affordable care is more of a pipe dream in America until we are a more fiscally stable country, as well as a better approach to socialized medicine. For now the only thing we should be doing regarding health care is stapling a limit to make it more affordable for middle and lower class people instead of penalizing people for something they cannot afford.

The Affordable Care Act, also called the ACA or Obamacare, is a health care reform law in America. The Affordable Care Act is a long, complex piece of legislation that attempts to reform the healthcare system by providing more Americans with affordable quality health insurance and by curbing the growth in healthcare spending. The law includes new benefits, rights, and protections, rules for Insurance Companies, taxes, tax breaks, funding, spending, and the creation of committees, education, new job creation, and more. The ACA includes 10 titles that address reform the U.S. healthcare system. Some of the provisions include eliminating lifetime and unreasonable annual limits on benefits. It mandates that EHB (or essential health benefits) must be included on all new plans. These benefits include ambulatory services, emergency care, hospitalization, maternity and newborn care, prescription drugs, mental health and substance abuse services, rehabilitative services and devices, labs, chronic disease management and oral and vision care for children. The new law prevents individuals from being dropped from their coverage for any reason other than fraud. The ACA requires coverage of preventative services and immunizations and of dependents up to the age of 26 years old. The law also provides assistance for individuals with preexisting conditions. The ACA also caps insurances companies’ non-medical and

The foremost concept of the Affordable Care Act was to allow for more poverty-stricken Americans to be able to gain access to health care. Yet, if you widen the amount of people can get free health care, who is meant to pay for them? In order for this new program to work, the US government needed enough young and healthy Americans to pay into the costs of having health care. However, problems began when Americans were finding that it was less expensive to just take the penalty for not having health care. Elementary office secretary, Catherine Moore explained in a personal interview, how a co-worker had also come across this same realization. “I worked with a lady that during the first year [of the Affordable Care Act] it was cheaper for her to take the penalty than to pay for insurance.” So now, not only is the government missing out on money that could have been used to support those who could not afford health care, but it is also encouraging healthy people who may not

Understanding public policy in the United States is basically understanding the concept of what the government do and why they do the things they do. Policies are made to focus on causes that matters to the people. “Public policy may regulate behavior, organize bureaucracies, distribute benefits, or extract taxes--or all these things at once” . In the United States, there are a substantial number of public policies made, and every now and then individuals are responsible individually to utilize these arrangements for their needs. Policies primarily are provided for the people under the national government for human rights and services. Public policy involves, and are inputs in all matters such as health care to welfare, social security, civil rights, defense, criminal justice, education, and taxation and so on. In this paper we will focus on introduction of how the America 's health system work. We will explore the kind of health care/insurance America provides and cover. As well as some of the challenges American citizens are facing, which are about the expenses that may affect the society in the future plus the protection of human rights and services.

The goal of this essay is to discuss the health care system in the United States. Another aim of this essay is to discuss the health policy, to improve, and to reduce inequalities. In the United States the private insurance system is a major provider of health care services, health care system is expensive and in many cases not efficient. This essay focuses on the patient Protection and Affordable Care Act, Formulating, Legislative, and Implementation stages.

While many Americans can enjoy the full benefits of being in a developed nation such as full access to healthcare, there are many others who only have limited access to the basic necessities. Because of this issue, the affordable care act was developed creating new laws, regulations, taxes, and subsidies as a way to ensure all Americans have equal access to healthcare. Although the law aimed to be a solution for those with little to no access to healthcare, it resulted in a number of problems that frustrated doctors and patients, and complicated the healthcare system. While some believe access to affordable healthcare for all Americans is a necessity and a reality of the future, others have determined the rising costs to sustain the law and the allegedly socialist aspects of the law that impose a “one size fits all” healthcare system on the public make it unfeasible for American citizens. The affordable care act was welcomed into law due to the promise of open access to healthcare it could potentially offer many Americans; however, the excess of regulations and limitations it places on healthcare officials, and the excess of taxes and costs to keep the system in place further limits access to healthcare for many American citizens.

The availability of healthcare is an extremely important issue in the United States. There are millions of Americans that are uninsured in the U.S. A high amount of uninsured people are from minority groups such as Hispanics and African-Americans. High deductible payments, the cost of prescription drugs, and lack of health insurance coverage cause many Americans to choose to live without insurance to save money for everyday expenses beside healthcare. Without health insurance, people do not have access to quality healthcare. Most citizens are aware of the issues in the healthcare system, but the disagreement comes when discussing how the best approach on ameliorating the system. Some believe that a more public and universal healthcare system is the best approach. Others believe that America works best through free enterprise and private institutions, and believe health insurance should be more privatized. However, health care has been shown to work best and be more available through proper public government control as it will allow for all Americans to have access to equal healthcare, in which money does not dictate health.

The United States’ healthcare system has changed during the last decade, and health care reform has taken some initiates towards fixing our health care system and addressing the healthcare crisis. These include many consumers paying for medical care indirectly through taxes and insurance premiums, indirect spending where consumers pay out-of-pocket payments, and the rising number of uninsured. The Affordable Care Act, signed into law, helps Americans get treatment by providers, health insurance more affordable to lower and middle-class Americans, enforces new rules to eliminate wasteful spending.

In 2010, President Obama passed the Affordable Healthcare Act, also known as Obama-care. Obama care it self is over twenty thousand pages long, and it may add six point two trillion dollars to the nation’s deficits. This act was made to allow everyone the opportunity to have health insurance, specially people who can not afford insurance on their own. However, instead of helping people afford health insurance, it forces people to buy insurance that might not be affordable for them based on their income. It also makes employers pay for their employee’s health care. That expense is covered by raising the prices of goods and services.

On March 32rd, 2013, President Obama presented to Congress a Healthcare Reform Stimulus Act, in which he ensured will help all the American people save plenty of money on health coverage and medical expenses; such as, hospitalization and treatments. The Affordable Health Care Act, bill was put into law to cover recipients who was paying high premiums reduce their premiums and to insure uninsured recipients who could not afford to purchase coverage get it at a cheater cost. Without a doubt, universal healthcare is still considered one of the most challenging social problems that we have to deal with today. Even though, this issue is unsolved there is still a lot to discuss that need to be clarified concerning affordable healthcare. During presidential election in 2012 both parties the Republicans and the Democrats presented different viewpoints on this ideologies matter. Obama care new health care policy was put into action this to provide more coverage to a larger percentage of low–income working American, it is less cost effective and more within citizens spending budget. “AHRQ-funded researchers compared data on health maintenance organization (HMO) premiums in various markets. Premiums were lower in more competitive markets, where a high percentage of the population was enrolled in HMOs and many HMOs competed for their business” (AHRQ, 2002, Para. 13).

Health care in the United States is driven by a patchwork of services and financing. Americans access health care services in a variety of ways — from private physicians’ offices, to public hospitals, to safety-net providers. This diverse network of health care providers is supported by an equally diverse set of funding streams. The United States spends almost twice as much on health care as any other country, topping $2 trillion each year. (WHO.INT 2000) However, even with overall spending amounting to more than $7,400 per person, millions of individuals cannot access the health care services they need.(Foundation 2009) So when the Patient Protection and Affordable Care Act (a.k.a the Affordable Care Act or ACA) was passed in the summer

In 1915, reformers issued the first major proposal for national health insurance in the United States. In 1929, the first current group health insurance plan was formed. Since that time, Americans have relied on private insurance to help protect their families. Across the nation health insurance has provided a level of comfort when a medical situation arises. Policyholders know that there will be reliable services as well as assistance with the costs. Since the passing of The Affordable Care Act (ACA) in 2010, there has been agitation in Washington, and it continues to be a topic for arguments among Americans. Even though healthcare has always been a priority, an important part of our lives, the ACA, and its provisions are detrimental. The

With the ever-changing difficulties of our health insurance landscape, the government has taken a more active role in the health care and well-being of American citizens. With this shift, programs like Medicare and Medicaid, become polarizing topics in an environment where individual finances are tight, our economy is struggling, and the future is no longer as predictable or financial secure as we once believed it to

The United States (US) healthcare has seen tremendous shifts and turns in its existence. From the beginning, American healthcare’s focus is to provide quality and safe health care to the people. On March 23, 2010, President Obama signed the Patient Protection and Affordable Care Act into law prompting another colossal change in healthcare in the US (Moses et al., 2013; Pipes, 2010; Rice et al., 2014). The policy soon took on the more commonly known name of the Affordable Care Act (ACA). The ACA brought forth the biggest growth in healthcare coverage in the US since 1965 and resulted in the reorganization of 20 % of the US economy (Pipes, 2010). The ACA’s primary goal is to expand the number of individuals covered by health insurance and decrease the general cost of health care in the country (Gonzales & Stuart, 2014; Moses et al., 2013; Rice et al., 2014). This paper will discuss the strengths and weaknesses of the United States healthcare and compare it to the reformed Dutch healthcare system.