The Benefits Of Obamacare

America: The Land of the Free. Or, as someone who is familiar with the US health care system would call it, America: The Land of Overpriced Health Care That Covers a Fraction of it’s People. The US spends more money on their health care than any other country, yet there is a myriad of problems that exist within the system preventing it from being efficient. Billions of dollars are poured into the system for medication and treatment, when a lot of this spending is unnecessary.

Basic changes were needed in the way Americans got health coverage. Trying to figure out what it was going to cost them starting in 2014, when major parts of the Affordable Care Act, also known as “Obamacare”, went into effect was the challenge. The four main ways Americans experience healthcare once the Health Reform Law was fully in effect were coverage by an employer, the government, buy it themselves or have none. About half of Americans get insurance through their jobs. About one third through the government like Medicare and Medicaid. About one in ten purchase insurance themselves. And still another 30 million, just under one in ten, no coverage at all.

Controversy always surrounds change. Healthcare is this kind of controversial topic where people refuse to accept changes, even though changes must be made. Obamacare details many changes, how they will be made, and whom they will affect. As with any bill, there are pros and cons that exist as the bill helps many, but makes some a little worse off. Taking into account the pros that include the minimum benefits package and expansion of Medicare coverage as well as the cons that include rising costs to government and a shortage of doctors, I would vote against the bill.

Obamacare, by definition, is a US healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes, but is this accurate? There are many opinions on whether the United States as a whole is benefiting from the healthcare reform, or if the citizens are worse off because of the new laws. The only positive many people, including myself, see coming from Obamacare is the increase in the number of insured individuals throughout the country. On the other hand, Obamacare did not address issues such as asymmetric information, adverse selection, and market failure. So, why should we keep Obamacare and is there better options for the health of our country?

As Americans citizens we have the freedom of religion, speech and press, the right to vote, the right to bear arms and the right to a fair trial so why not the right for affordable health insurance. Americans would appreciate reasonably priced health care with benefits and Obamacare was the first presidential attempt to force less ideal health care on all Americans; Trump has promised to revamp Obamacare and help Americans with better health care coverage.

My name is John Brentwood. I am a 56-year-old retired individual who is currently not receiving health insurance as I fall into what, post ACA, is labeled the “coverage gap.” By detailing my life story and discussing the Supreme Court’s decision to make Medicaid expansion voluntary, I hope to convince you to consider finding a way to reinstate Medicaid expansion for all states.

meaningful perception, even when they are not proven to be true. Some republicans are going against it. Why are the Republicans against it? Republicans say they are imposing towards the Affordable Care Act because of further many costs on the business, that most republicans are describing it as a "job killer". 32 million were insured will have to buy health insurance or even have to face a fine and those who cannot afford it are going to be subsided by the government. The package also includes ban insurers from refusing to cover people with existing medical problems and charging women more. “It's estimated that 22 million would lose medical insurance if Obamacare were repealed.” (“Why is Obamacare so controversial? - BBC News”). The Pew Research

The Affordable Care Act (ACA) was passed on March 23, 2010, with intentions of providing, expanding and all the while reducing the cost of health insurance to millions of small businesses, underinsured or non-insured Americans (Harrington, 2016). More importantly, the ACA requires each American native to get medical coverage or generally pay to assess under premiums in which Americans can afford. Enlistment involves a basic join technique, which is either done through a medical coverage commercial center, an agent or an immediate supplier. The ACA works by giving cost endowments to direct wage workers and private companies through saddling medicinal services supporters and high-wage workers (Harrington, 2016).

The most obvious advantage to Obamacare is that it expands “affordable” health insurance to many uninsured citizens through Medicaid, their employers, and their state’s health insurance marketplace that compares the prices for the type of health insurance an individual desires whether it is public or private. The compromise is that for these new eligible members to have access to health care, new taxes on high-wage earners must be imposed. My family and I are republican conservative and although we are not qualified as high-wage earners, $200,000 individually and $250,000 joint, we are hesitant on the idea of having to pay for others health insurance depending on the type of people. We do not know if whether higher wage earners are paying

The Affordable Care Act was passed by Congress and signed into law by President Barrack Obama, on March 23, 2010. On June 28, 2012 the Supreme Court rendered a final decision to uphold the health care law ( U.S Dept). There are key concepts to the Affordable Healthcare Act, or also known as, Obama Care. They are coverage, cost, and care. It was put into place to protect American people and the ability to provide Health Insurance for everyone. It covers preventative care coverage for all young adults, pre-existing conditions eliminated exclusions for children, controls the withdrawal of insurance coverage, gains access for member rights to appeal, terminates lifetime limits to coverage, review increases for premiums, maximum benefits

During the Second-Presidential Debate on Sunday, October 9th, Donald Trump stated that he intends to abolish Obamacare, the Affordable Care Plan, as it was a complete disaster and a fraud. Trump discussed his plan to replace this health care plan with a far more affordable plan. Rather than spend the time to alter this plan as Clinton had proposed, fixing the issues that exist within it and do away with this parts alone while fixing the rest of the Affordable Care Plan and keeping this plan in place, Trump intends to enforce a drastically new plan. This policy plan consists of ultimately allowing insurance companies to compete, and this would allow as Trump mentioned in the debate the insurance companies to essentially have monopolies.

Because millions have been able to free ride the health care system Obama emplaced a new health reform changing thousands of lives, making healthcare affordable for all people and giving citizens who are already covered new or more benefits. Healthcare has always been a pricey yet necessary asset to life. In the 1920s the middle class seemed to have struggled with the growing cost of medical visits. In the late 1920s a Dallas hospital started to offer joint affordable healthcare for only $.50 a month. Soon other states started to use the same method. The US began to identify the process as the Blue Cross. In that same year the stock market crashed and the Great Depression started. Essentially crushing everyone's financial stability, the

It will be realized that the Obamacare which is also referred as Affordable Care Act happened to become a law in 2010. Notably, the act was basically aimed at offering health insurance coverage to citizens in American that was affordable (Kennedy 2013). Obama healthcare system was also designed in order to guard the consumers from most of the tactics by the insurance companies which may in the long run restrict care and increase the patient costs. Statistics extend to reveal that a large fraction of the Americans have greatly benefitted by obtaining significant insurance coverage as provided by the Affordable Care Act. Most of these individuals that have benefited were those having low-paying jobs as well as the unemployed. Some of these individuals were unable to work as a result of obligations from the families and due to disability while others failed to obtain superior health insurance following pre-existing medical conditions like chronic disorders (Japsen, 2014).

The affordable care act offers United States’ citizens' access to health insurance, protects them from companies' irrational actions and reduce costs overall. Specifically, in Michigan, countless amount of residents benefit from the actions of the ACA and has created a comfortable living environment. Not only that, the ACA has helped many of those in poverty who are not able to support themselves with their specific illness or disability. Although, numerous people agree that there are minimal issues existing and more improvements should be done. A great deal of people consider the fact that certain costs may be inexpensive for the poverty class, but prices are rising for those in the middle class. Facing the issues of the ACA and adding

Thank you Peter for your post. I completely agree with you, Obamacare has powerfully managed to force citizens into purchasing a product sponsored by the government i.e. health insurance, by imposing a fine to anyone who has not purchased the before-mentioned product. This is agreeably the government overstepping its boundaries. Obamacare, bailing out distressed businesses, and war caused the U.S. to over-extend itself and is now trillions of dollars in debt. The authority often disputes that it is preserving industries that are too essential to the country to perish. By this they indicate if the industry collapsed the country’s economy would be in peril. As an interesting note, Hank Greenberg's filed a suit against the U.S. government for