This claim arises out of a lawsuit filed by Plaintiff, Debra Nathan-Nenn, on her own behalf, and on behalf of her minor son, Grey Hoffman. The Amended Complaint alleges in general that Ms. Nathan-Nenn executed a written lease to rent a house from the insureds starting on June 1, 2013. The plaintiffs further allege that starting on the day the plaintiffs took possession of the house, the drain in the kitchen sink was not working and the insureds failed to correct this condition. The complaint continues to allege additional deficiencies in the rental property such as mold growth in one of the bedrooms and in various locations of the house due to excess moisture and failure to patch exterior openings, insufficient heating, holes in the exterior walls, an unfinished deck, insufficient weather sealants, vermin in the crawlspace, frozen pipes and lack of running water. The plaintiffs further allege that the insureds have failed to address and resolve the above issues. The most serious claim is that the mold present throughout the house caused the plaintiff and her minor son to become ill.
The insureds, who live in a separate house on the same property, refute all of the plaintiffs’ allegations with the exception of their concession that a portion of the siding is missing from one of the exterior walls. They explained that during the renovation of the house, which was completed approximately one year before the plaintiffs took possession, they had a window removed from