The Challenges and Rewards of Providing Health Care Around The World

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Health care has been a major topic of debate over the last couple years, especially in the United States. The broken health care system of the U.S. has been ridiculed for being the only developed country that does not have a national health insurance plan that covers each and every citizen (Schneider, 2011). Other developed countries around the world have made examples of themselves by establishing insurance plans that cover every single person. However, these plans have had problems of their own. Even with these small problems, the United States could learn a lot from certain aspects of these countries flourishing health care systems. The health care systems of the United Kingdom, Japan, Germany, Taiwan, and Switzerland cover…show more content…
Taiwan also has universal insurance with only one insurance provider, which cuts down on the competition that multiple providers brings (Palfreman, 2008). Every person has a “smart card” that contains all their medical information and bills the insurance company accordingly, which keeps everyone in the country on the same page. Switzerland's health insurance status is similar to Germany, Japan, and Taiwan in almost all aspects, except Swiss insurance companies are forbidden from profiting off of basic medical care (Palfreman, 2008). The Swiss are also successful in health care because they set their prices for medical care, so people are only charged for what they need. The United States' health care system is full of problems that keep it from covering all of its' citizens and thriving. One of the biggest problems with our health care system is that it allows private insurance companies to commit “medical underwriting” against possible future clients (Palfreman, 2009). If a person has an illness or has had certain illnesses in the past, no insurance company will be willing to cover them. This is a major problem because it keeps many people from ever having health insurance. If these people want coverage, they must take jobs that offer health insurance, which may be jobs that they do not really want. A possible solution for this problem could be for the U.S. to create a
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