The Current Health Care System

1632 WordsApr 23, 20177 Pages
Introduction Although we live in one of the richest countries in the world, there are over 39 million Americans with no health insurance coverage. The current health care system mandates individuals purchase health insurance coverage from private insurance companies to access healthcare systems. Access to comprehensive health care should not be considered a commodity because health is fundamental to the well-being of individuals. Further, society (government) must accept the responsibility to ensure access to affordable health care. Therefore, I believe the government should take the responsibility of becoming the sole provider of health insurance coverage and not private corporations. This goal will give the federal government full…show more content…
According to a report from the White House, the uninsured portion of the U.S. population has dropped from almost 15 percent to nearly 10 percent. Since the start of the first open enrollment period in October 2013, the uninsured rate has decreased across all race/ethnicity categories. Health insurance coverage gains were especially strong in Medicaid expansion states among low and middle-income population groups. PNHP’s NHI program would extend coverage to all ages groups, and expanded to include acute, rehabilitative, long-term and home care, mental health, dental services, dental services, occupational health care, prescription medications and supplies, preventive and public health measures. To determine which services are medically necessary and reduce costs, PNHPs suggest using “boards of expert and community representatives to assess which services are unnecessary or ineffective and exclude them from coverage” (P.N.H.P., 2016). Further, PNHPs believe abolishing financial barriers to care is essential to their reform and only a single payer comprehensive program can minimize health disparities in the U.S. Public administration of insurance funds would save tens of billions of dollars each year. To prove their points the physicians present an evidence that shows that private health insurers and HMOs consume 13.6 percent of premiums for
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