The Current Private Healthcare System With A Universal Healthcare Program

Although America has one of the most sophisticated healthcare systems in the world, health coverage for all as not been achieved. William et al. (2015) explain, "with the enactment of the Patient Protection and the Affordable Care Act of 2010-would reduce the proportion of uninsured people to about 6 percent of the U.S. population"(455). However, more health coverage for the population does not mean the nation is a healthy one. Although improving healthcare access is essential, William et al.

United States is the largest and most diverse society on the globe. It spends almost 2 trillion dollars every year on health care, which is one in every seven dollars in the economy. U.S is one of the very few nations where all its citizens do not have medical coverage. Although it spends heavily on per capita on health care, and it has the most advanced medical technology system in the world, still it is not the healthiest nation on earth. The system performs so poorly that it leaves 50 million without health coverage and millions more inadequately covered (Garson, 2010).

Financial burdens greatly limit the system’s accessibility; however, many in the U.S. are unable to fully utilize either option. Census estimates from 1999 indicate that 43 million Americans live without health insurance even though 75 percent of them have a full-time job or live in a household with at least one member working full-time (Mueller, , 5) In addition to the totally uninsured, census estimates also reveal that approximately 42 million other people in the U.S. are underinsured. This means that they have some insurance, but are still unable to afford all of their needed prescriptions, tests, visits to physicians, or hospital

Universal Healthcare sounds appealing, but it actually lowers the quality and quantity of healthcare services that are rendered to patients, thus downgrading the healthcare system as a whole.  Not having to pay, with everyone having coverage leads to longer wait times for medical service and many people overusing health care services. Implementation of Universal Healthcare in the United States would lead to a detrimental crippling of the nation’s health system. For those countries that have implemented Universal Healthcare or a system similar to it, all or most aspects of the coverage such as cost and care is generally provided by and tightly controlled by the government, a public-sector committee, or employer-based programs, with most of the funding essentially coming from tax revenues or budget cuts in other areas of spending. This paper will conclude with comparing the US healthcare system to others and how the US has one of the most advanced systems in the world.

The question of Universal Healthcare in the United States has valid and non valid arguments with supporters on both sides of the issue. Millions of Americans do not have affordable health care insurance. The main question is who is responsible to provide this? Is it feasible for government to pay for the lack of health care by taxpayer’s dollars? Should you be responsible for yourselves or should you be compensated by the government?       Unemployment is at record high making health insurance less attainable or affordable than ever. In most cases, additional restrictions or

Have you ever thought about how many people in the world suffer from diseases but can’t afford to be taken care of? 45,000 people die annually in the U.S. alone because of their lack of healthcare. Well, with universal healthcare, this can definitely help change this all around. I am able to inform you on this possible implementation because I have done extensive research through study of political stand points and geographically for a prior research assignment as well as knowledge from the media and government on this topic. With this plan in action, people all around the country don’t have to suffer from disease simply because they are poor. I will tell you all about our current healthcare system and why it needs to change, what universal

The United States is the only modern industrialized country with out a sound health care system. Since 1999, one in six, not including the elderly, went without health care coverage for the entire year. More males went without coverage then females. Those most likely to be covered were those who were elderly and under the age of 18. Even Canada has a system where every one in the country

Contrary to what many people believe, America’s health status is not quite “up-to-par,” to say the least. Over forty-seven million people in the United States lack health insurance; that is more than 15% of our nation’s population! At first this disturbing truth seems impossible to believe, being as America is one of the most technologically advanced and economically developed countries in the world. “We spend trillions of dollars per year on medical care. That’s nearly half of all the health dollars spent in the world. But we’ve seen our statistics. We live shorter, often sicker lives than almost every other industrialized nation. “We rank 30th in [global] life expectancy” (Adelman 2008). Knowing this brings rise to the question: why are

The rising healthcare cost is an issue that affects many working class Americans. Experts have tried to come up with different ways to make health care more affordable and easily accessible to all. Despite all the efforts and even after the Affordable Care Act, there are still millions of Americans without health insurance coverage and therefore unable to access the necessary medical care. According to a 2015 report by the U.S Census Bureau, there are over 33 million uninsured Americans. (“Health Insurance Coverage in the United States: 2014 - p60-253.pdf,” n.d.) The Affordable Care Act has unquestionably made healthcare more accessible and reduced the number of uninsured Americans. However, there are still millions of

The author states that if America is able to find the political will to provide universal healthcare coverage, the rest of the world can then show the way. This says to me that the United States must look within itself and make the moral determination as to whether healthcare should be considered a fundamental right granted to all its citizens as a theme of this book. Once addressed, the United States can join the other industrialized countries that have long since implemented universal healthcare systems such as: Germany, France, United Kingdom, and Canada; who have more cost effective systems which produce better health outcomes than the US.1

Healthcare coverage is a contentious issue for the United States and affects everyone, those with low income and individuals with higher income. The common complaint among individuals is the cost of care. The US is notorious for having a higher cost for medical care than other developed countries. Up to this point finding, suitable plans have been fruitless therefore it’s time to explore other options. Universal health coverage is indeed to beneficial to the country. According to Herzlinger, Richman & Boxer (2017), The main reason for a delay in the implementation of affordable universal coverage is that of the high costs to treat individuals with a pre-existing condition since they are accounting for a significant portion of health care spending

According to Squires and Chloe, the United States of America is considered as the greatest country in the world, with the largest economy, military powers, freedom of religion and speech, and one of the most successful democrats (2). However, the United States in the only western modernized nation that does not offer free healthcare services to all its citizens. Apparently, the costs of the healthcare services to the uninsured individuals in the US are prohibitive, where the insurance companies are interested in making higher profit margins than providing adequate health care to the insured (Squires and Chloe 4). These conditions are unexpectable and incompatible with the United States

When it comes to our health, a good healthcare plan is a very important subject for all individuals. Some even argue that it is a basic right to have one. Bernie Sanders stated, “Healthcare must be recognized as a right, not a privilege. Every man, woman, and child in our country should be able to access the health care they need regardless of their income…” (“Issues: Medicare for All”). However, reality tells us a whole different story. America is one of the most developed countries in the world with some of the best medical care. Yet, how can the people enjoy the benefits when it is almost unaffordable to most. People are afraid to fall sick just because they are afraid of how much it would cost. However, sometimes a doctor or hospital visit is unavoidable. In most cases, it comes at a great price, especially to the middle class and the elderly. Wealthy individuals are likely to reap the benefits of having an expensive healthcare plan, while the rest may suffer from the unimaginable cost of treatments, or even worse, live a risky life without insurance. An effective solution to this problem would be a Universal Healthcare System. This would ensure that all people have equal and affordable health coverage, centralized healthcare records for all individuals which will help easy diagnosis by doctors and reduce the intensive labor costs of medical billing. Moreover, it may boost the economy by freeing business from providing expensive healthcare benefits to workers.

Currently, the issue of health insurance has been a bone of contention for the public regarding whether the United States government should provide this health plan or not. People often possess different perspectives and refer to pros and cons on both sides of the spectrum. While some believes a universal healthcare system will set a foundation for a lower quality of service, increasing governmental finance deficit, and higher taxes, others do not hold the same thought. A universal healthcare system brings enormous advantages rather than disadvantages, such as all-inclusive population coverage, convenient accessibility, low time cost, and affordable medical cost, all of which not only provide minimum insurance to the disadvantaged but also improve the efficiency of medical resources distribution.

Access to preventive health care should not be definable as one of life’s luxuries, yet that is what is has come to be for the approximately “50 million Americans” who have no health insurance (Turka & Caplan, 2010). Clogged emergency rooms and “preventable deaths” are just two of the consequences associated with the lack of health insurance that would provide access to preventive care (Turka & Caplan, 2010). We as a nation are depriving our citizens of one of our most basic needs—being healthy.