The Debt That Affects Young Students

Should college be free? The first reason it should be free is it would provide every american a chance to improve themselves and help them get more educated. The second reason is it would relieve the stress from the students that were trying to work a job to pay for their bills and study for upcoming exams and other assignments they must finish. The third reason is America would have a better educated population and it would help people get the job they have always wanted and help them make more money. College should be free because it would give every American a good education, we would have a better educated population, and it would help people get the jobs they have always wanted and help them make more money.

Just about everyone agrees that college should be more affordable. A century ago high school was becoming a necessity, not a luxury; today the same is happening to college. If college is essential for building a career and being a full participant in our democracy as high school once was, shouldn 't it be free, paid for by public dollars, and treated as a right of all members of our country? The average college graduate comes out of college with at least $60,000 in debt and if they went to an Ivy League should that shots up to upward of $100,000 all this debt before they even get their first real job (“Fast Facts”). This is the burden that students have to worry about and then they only have six months to find a job that can cover they loan payments, which can be as much as a couple thousand dollars a month and most working people can’t afford that. These days it is highly emphasized that the responsibility to educate the poor lies on the shoulders of the government. It should be, considering the significant hike in the tuition fees worldwide. In such circumstances, many intelligent and hardworking students miss out on studying in a university due to lack of funds. This not only demoralizes the student, but also has a negative impact on the society as it loses out on its future professionals.

An education is one of the most important tools a person can acquire. It gives them the skills and abilities to obtain a job, earn a wage, and then use that wage to better their lives and the lives of their loved ones. However, due to the seemingly exponential increase in the costs of obtaining a college degree, students are either being driven away entirely from earning a degree or taking out student loans which cripple their financial prospects well after graduation. Without question, the increasing national student loan debt is one of the most pressing economic issues the United States is dealing with, as students who are debt ridden are not able to consume and invest in the economy. Therefore, many politicians and students are calling

I personally don't think that college should be free. Students who pay for their college are more motivated, hard working and independent. Many students would have poor motivation to finish school, because they can always come back. As a matter of fact students with ambitions to get university degree are learning much harder in high school than other, who thinks they don’t need an extra paper. There are many students that are so smart, and they will find the way to get money for school. With extra work and help from family students will be able to afford college tuitions. Students need to depend on themselves; otherwise every taxpayer will have to cover their education expenses. There are several reasons why

One of the main reasons why college should not be free is because of the common conception of free things: free things are not good quality. Nothing that is given out for free is ever good quality, they are usually simple things such as a pen or sunglasses covered in a company's logo—never anything with great use. Many are afraid that if college becomes free the quality of the education will suffer tremendously. If colleges weren't being paid money by the students they will cut professors pay and other education boosting factors that will result in a lesser education. This point is further explained and supported by the website "idebate" stating that nothing is good or worthwhile if it is free, just

According to dissent magazine, Bruenig (2015 ) states “ The main problem with free college is that most students come from disproportionately well-off backgrounds and already enjoy disproportionately well-off futures, which makes them relatively uncompelling targets for public transfers” with that being stated . I feel like no one should get a free handout especially those who are of the well-off status. Why should they get everything so easy? Make them work for it. By making tuition free you would just basically be handing them a degree without having to work hard for it. when there is money at hand, (tuition) college is taken seriously.

The prospect of attending college can be both exciting and disconcerting, particularly given the current cost of tuition. “Free college programs that cover students' tuition are a step toward addressing issues of the cost of higher education, but leave questions of quality unanswered” (Bayer). Which means free tuition for a student that doesn’t have financial aid assisting them. I believe college should be free within the United States. Although there are states with “free”college or some kind of program to assists students in ; I believe all the states should provide free college for students. This being said, college should be free for students; no matter their race, religion, or sex. They would only be responsible for utilities and whatever else they chose to buy. Tution would essentially be paid by taxpayers within the state. Students can’t afford tuition and expenses due to them not making enough money at their part time job while going to school full-time. Even if a student could afford the tuition they still would not have enough to cover their other expenses.

While researching this topic I came upon a very interesting article; Why tuition free College Makes Sense. The author, Lawrence S. Wittner, explains briefly the

The presidential race is now consuming America. It is mentioned every morning in the news and in every “scroll” through social media. While important topics such a national security, national debt, and international affairs are brought up constantly in the debate spotlight, higher education is a topic less discussed. However, each presidential candidate has a specific, strategic plan to tackle current issues in higher education. The main issue that candidates believe should be addressed includes college costs and how they impact student debt. Each candidate has a different stance on the issue, and each have a plan to move toward solving the issue. This review will cover the current issue of student debt and how that is impacting America, each presidential candidates strategic plan to tackle this issue, a critique of each presidential candidate’s plan, and a reflection of solutions presented. Each candidate running for the 2016 presidency deserves full recognition, this review will focus on the two leading presidential candidates: Hillary Clinton and Donald Trump.

In the 2016 presidential campaign free college tuition was highly debated. President Obama briefly talked about it as well. Tuition is one of the most expensive pieces of obtaining a higher education. US citizens deserve higher education. The people of America are ready for a change. College tuition should be free, so that more Americans can attend higher education and make something of themselves.

"Debt is a trap, especially student debt, which is enormous, far larger than credit card debt. It 's a trap for the rest of your life because the laws are designed so that you can 't get out of it. If a business, say, gets in too much debt, it can declare bankruptcy, but individuals can almost never be relieved of student debt through bankruptcy." This compelling statement was made by American activist, linguist, journalist and philosopher, Noam Chomsky. On the topic of student debt, I realize that it is by far one of the most largest and most considerable issue plaguing college graduates today. That is why my number one goal is to graduate college, not only for my bachelor 's, but also my master 's and doctorate 's degrees, debt free. I

As it is said that,”Nothing is free in life” it also remains true with college tuition, one of the biggest argument against a free college is the fact that the 6000$ per year fee for college would just be turned into taxes and now instead of just those few who want to get post-secondary study everyone will have to pay for it. Unfortunately that is true and the rise in taxes would be tremendous increase. But again neither is FREE healthcare free and everyone seems to be liking it even though an average person only makes about 7 visits to doctor per year.Another common argument against free college is that it would be just like high school where students just don't care about studies or their grades but thousands of students throughout Alberta would be glad that they don't have to pay around 20,000$ for a college degree.

Scherer & Anson (2014) are of the opinion that the crushing debt of students has slowed the U.S. economy as the students cannot buy homes and vehicles leave alone start their families. Comparing the net worth of a student without a loan and that with a loan, it is evident that the former has a higher net worth while the latter has a low net worth. Individuals with student loans are burdened with their financial condition (Konczal, 2015). This will affect their movement towards adult life. In this regard, the student debt reduces the likelihood of marriage. Konczal (2015) also argues that adding ten thousand dollars in loans reduces the marriage likelihood by around seven percent.

College should not be free because, if it was, it could strain public budgets, decrease financial knowledge, and devalue the college experience. If college were free, where would the money come from to pay bills and professors? If college were free, it would strain public budgets even further, leading to shortages rather than increased access (Pethokoukis). The United States would lose a huge amount of money.

Higher education should, without a doubt, be free and available for all. Imagine if you were a high school student with good grades and you weren’t able to go to college because of the high expenses; how would you feel? The costs have just gotten out of hand for students. Some kids have had no other choice but to enter the work field making little money. When this happens, people are unable to support themselves and are living paycheck-to-paycheck. To avoid situations like poverty,