The Ethical Effects Of Housing Discrimination In The United States

Many professionals recognize the benefits of assistive animals for people with physical disabilities. This includes seeing-eye dogs that are trained to alert owners to environmental hazards. Some policies may be hard to change, but are required if needed. One well known policy

* Laws against discrimination. * Fair allocation of housing.

For the past fifty years the shift from meeting the housing needs of the poor through government projects-based housing to a more individual approach, has been slowly implemented. Housing vouchers now enable underprivileged populations to move from high-poverty, segregated neighborhoods to more un-segregated, low-poverty neighborhoods. Low-poverty neighborhoods have less crime, better opportunities for employment, and more diverse schooling options. Some housing advocates however, contend that housing assistance is unnecessary and is an income subsidy that should be combined with other social safety nets (Clark, W. 2008).

Despite increased diversity across the country, America’s neighborhoods remain highly segregated along racial and ethnic lines. Residential segregation, particularly between African-Americans and whites, persists in metropolitan areas where minorities make up a large share of the population. This paper will examine residential segregation imposed upon African-Americans and the enormous costs it bears. Furthermore, the role of government will be discussed as having an important role in carrying out efforts towards residential desegregation. By developing an understanding of residential segregation and its destructive effects, parallels may be drawn between efforts aimed at combating

What I learned this week which I found most interesting is the evolving situation of housing segregation in this country. If I would have been asked why our country is still so segregated I would say that this situation is due to the fact that we had Jim Crow laws in effect only 60 years ago and many communities have just not changed that much since then. What I wouldn’t have guessed is the widespread extent to which the races intentionally segregate themselves. Less than 50% of both blacks and whites say they want to live in a community of people who look like them. However when people actually choose their home 74% of whites end up in white communities and 66% of blacks end up living in black communities. (Chang, Alvin) Whether it is basic

The American dream, the right to own land, build a home, and start a family. Unfortunately this was not always the case as Blacks, Hispanics, and other minorities were discriminated from the early 60’s to the late 80’s and even still today. Segregation plagued the U.S., placing minorities in lower classes than whites, restricting certain rights and freedoms that our constitution laid by our forefathers has been implemented to protect U.S. citizens.

Different areas of the private sector took control of the racial segregation. Areas such as real estate, banks, labor, and toxic waste locations have participated in some way to continue the segregation and inferiority of people of color. “African Americans and other communities of color are often victims of land-use decision making that mirrors the power arrangements of the dominant society” (Bullard [1994]2004:269). The land-use decisions are used by the real estate industry. The real estate industry along with the bank industry have worked together in order to make it almost impossible for people of color to acquire their own homes. When individuals of color do obtain their own homes the real estate industry corrals them all into one zone. Then the banks charge homeowners in these zones high interest rates on the mortgages needed to maintain their home ownership. “Zoning is probably the most widely applied mechanism to regulate urban land use in the United States” (Bullard [1994]2004:269). When people of color are corralled into a neighborhood the quality of the neighborhood is diminished. The

In “The Complexities and Processes of Racial Housing discrimination” by Vincent J. Roscigno, Diana L. Karafin, and Griff tester, the main concept of racial disparity and inequality among neighborhoods is discussed, and how those inequalities became to be. They first highlight the wide range of potentially exclusionary practices, through qualitative and quantitative data comprised of over 750 verified housing discrimination cases (Roscigno, p. 162). Citing the U.S. Census, it is found that Blacks, compared to Hispanics and Asians, continue to experience high levels of residential segregation. This is done through discriminatory practices, whether they be by exclusionary or non-exclusionary methods. Even after the passing of the Fair Housing Act in 1988, discrimination against Blacks and Hispanics decreased somewhat, though African Americans still appeared to take part in racial steering, and Hispanics continued to have limitations in regards to opportunities and access to rental units (Roscigno, p. 163).

Since the end of the Second World War, the housing market had blossom throughout the nation. Thousands of the American people and veterans were able to finance a home; however, there were many who were not given the same or equal opportunities. In A Matter of Place, the documentary argued that people are still facing housing discrimination in the U.S. Housing discrimination persist because a couple were denied housing due to their race and a man was solely harassed based on his sexual orientation.

“Gatekeepers and Homeseekers: Institutional Patterns in Racial Steering';, is an informative article that touches upon many of the key points gone over in class. This article deals with the difference in the way blacks and whites were and are treated, past and present, by real estate agents when shopping for a new home. In the study, one can see that blacks were not treated as fairly as white people in the real estate market were. Many times the potential black homebuyers were discouraged from purchasing homes in the same areas that the agent would readily show a white homebuyer. The real estate agent played a very peculiar role in doing this. They were, in essence, the racist gatekeepers of a seemingly non-racist neighborhood.

Therefore, it should be talked about and understood, so that the people are not kept in the dark, especially when they have not experienced it for themselves. I believe that understanding and admitting that the issues are accurate becomes a first step to solve the problems. It is disheartening that many minority groups and protected groups fall trap to these practices. What’s worse is that there are evidences that realtors and lenders restrict housing options based on the families’ race or background. These families are facing overt limited choices for housing in a nation that boasts liberty and opportunities. Clearly, there is something that needs to be fixed in the institution or society itself. Despite there being evidences and mandates to suppress discrimination, these actions still continue for businesses and corporations are granted certain leeway. Not saying that they should be limited in their business endeavors, but certain (stricter) regulations can be put in place to check these realtors and lenders that are supposed to serve the people and aid them in attaining the basic necessity of having a shelter. However, greed and supposition take the front seat when it comes to providing a home. Moreover, people’s perceptions also have a strong role in the encouragement of unfair activities in the housing market. To me, this poses a conundrum that is harder to

Chinatown, Olvera Street, and Compton all contributed to culturally diversity and the expansion of Los Angeles. Although Los Angeles has become rich in cultures, its evolution did not go without racial tensions and segregation. With the arrival of blacks from the south, white-Los Angeles did always recognize the minority community. Angelenos did not always embrace diversity with pride, but perhaps the sad part is not the fact that racial segregation took place, but the fact that it was not created by just the individual, but also by the organization. Federal programs like the Federal Housing Administration (FHA) and the Homeowner’s Loan Corporation (HOLC) divided up Los Angeles into a complex socio-economic racial-class system. The influences of the local level influenced the federal level and revolutionized the finance industry. (Avila, lecture 2/5/02) These federal organizations blatantly labeled minorities as derogatory, uneducated, second-class citizens that brought down property value in “white” neighborhoods. Latinos and Black were often labeled as a “minority problem” and even as a “disease” on official HOLC documents. The HOLC implemented strict government guidelines and kept maps of white neighborhoods confidential. It also devised a formal and uniform style of appraising homes by breaking neighborhoods into race classifications by letter. As Waldie states, “The Montana Land Company made it clear that lots were

In the United States today discrimination is still an issue in society. As a society progress has definitely been made, but it has never fully gone away. Some of the most discriminatory action takes place in the American justice system. Young minority males between the ages of 25-29 are subject to being treated the most unfairly while whites of the same age are still being treated better than any race in this country. African American and Hispanic males are being incarcerated at higher rates than white males in America. Not only are minorities being incarcerated more, but also they are subject to harsher sentencing terms, fall victim to police racial profiling, and have disparities in the war on drugs. Also whites are still the dominant

This inequality in the political system that claims to be the fairest and most democratic in the world is unsettling in itself. However, the other inequalities still seen in US society are even more staggering. In 1968, when the Fair Housing Act put in place federal law to prevent racial discrimination in the buying and selling of houses, it was a stepping stone to a more integrated society. However, in 2005, the Federal Reserve Board conducted a survey that researched 5.3million mortgage applications, in 19 cities, from 9,300 financial institutions. Their conclusion was that African-Americans were 2:1 more likely to be turned down for a mortgage than whites, which is an overwhelming statistic.

The lack of affordable housing in the United States is a problem that doesn 't receive nearly the attention that it necessitates. This absence of affordable housing became especially prevalent following World War II when suburbanization spread across the country like wildfire. Although the sheer number of homes increased, Jim Crow segregation influenced housing policy, meaning that white institutions prevented blacks from obtaining the mortgages needed to afford such homes. Therefore, rather than accept subprime loans, which often result in foreclosure, many black people have been pigeonholed into paying exorbitant rates for dilapidated rental properties located in inner-cities, thereby creating the affordable housing problem. Although the situation seems bleak, with careful planning and execution, we can solve the affordable housing problem. Specifically, my proposal involves the following two components: the government must first revise and draft three forms of legislation that create strict yet concise standards that landlords must follow, and then allocate federal funding to health and wellness programs within poor communities. By examining the contributing societal factors to the lack of affordable housing in Milwaukee, Wisconsin, and then implementing the proposal mentioned above, one could potentially solve the affordable housing problem there and transpose the plan to other impoverished cities across the country.