The Health Care Reform Act

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

The Affordable Care Act includes changes to Medicare, Medicaid, private insurance, and creates many conflicts and benefits around how it will affect health care in the future. Clearly, all items within the medical reform are connected, so that a positive impact in one area may inversely affect another. The primary change is the extension of health care coverage to the uninsured, but it comes with a cost. Costs include penalties, taxes, reduced medical access, and lower reimbursement rates for physicians and hospitals. The Affordable Care Act is conceived with a good purpose; as a result, everyone will now have access to affordable health care, although, “affordable” is not yet well defined. Health care providers will be able to continue their vocation of providing good care for our society, but in some cases, changes to insurance may still have a poor outcome.

The Affordable Care Act passed in 2010 and signed by President Obama on March 23, 2010. The vision was to reform the health-care in America worked and dramatically decreases the number of uninsured individuals. President Barack Obama campaigned aggressively under the phrase’ “Yes We Can”. In the end “Yes he did” get the health-care reform legislation past and set into motion the overall of health insurance decades in the making. Many of the major objectives of the Affordable Care Act were setup to be implemented over time, most of which will be in place by 2016. Until then it is somewhat difficult to determine the true impact of the Affordable Care Act on individuals and their medical care and the financial impact of the costs. As,

The Patient Protection and Affordable Care Act (PPACA) is a United States federal statute that was signed into law by President Barack Obama on March 23, 2010. This particular law has come with much controversy. The law (along with the Health Care and Education Reconciliation Act of 2010) is the principal health care reform legislation of the 111th United States Congress. PPACA reforms certain aspects of the private health insurance industry and public health insurance programs, increases insurance coverage of pre-existing conditions, expands access to insurance to over 30 million Americans, and increases projected national medical spending while lowering projected Medicare spending.

Christmas Eve 2009 marked an important date for the beginning of the Affordable Care Act Bill (ACA). It was on this day that the bill was passed through the Senate where the majority democratic party voted yes on this historically altering bill. While the main provision of the bill is to provide health care benefits for all American citizens the bill is a lot more than just that. With provisions that have nothing to do with health care reform, new taxes that will affect the businesses that have to follow the new regulations, and the questions raising the constitutionality of the bill the ACA is a very intriguing topic. Small businesses account for a large portion of job growth in America and there are fears that the ACA will squander this

In 2010 during the term of President Barack Obama something needed to be done due to the rise of healthcare costs and the number of people who were uninsured and unable to pay their healthcare bills (ehealthinsurance 2014). United States spent more on healthcare than any other country but yet was only the 34th in life expectancy. These are some of the many reasons why The Affordable Care Act came about and was signed into a health care law. This landmark law impacted and changed many aspects of the healthcare system, as well as influenced everyone’s healthcare options in the United States. The Affordable Care Act has been just about been one of the most

The affordable care act was passed into law by congress and the president in 2010. This plan was established to help all individuals obtain health insurance, regardless of having a pre-existing condition through the government marketplace as an affordable amount, or if you did not meet the set standards, was offered a state based health care coverage (HHS, 2015). Those individuals who did not have qualified medical coverage for the majority of the tax year, they would be penalized and have to pay a certain amount or a percentage based off of their income. Also under the ACA employers are now responsible, depending on how many employees are employed with their company, to offer their full time employees health care coverage, or also face a

For the past several months, the news feeds have been full of stories on Obamacare, more accurately described as The Affordable Care Act. The Affordable Care Act is the largest mandated healthcare change in the United States since Medicare and Medicaid began in 1965 (Mayer, 2013). It was signed into Law in 2010 designed to give all Americans access to healthcare. Whether you are for or against The Affordable Care Act one thing is above dispute, it has caused a Nationwide uproar. Now that we are in a new Presidential era, steps are being taken to “Repeal and Replace” Obamacare.

In my view The Patients’ Choice Act that was introduced by Paul Ryan in 2009 would have been a better choice for the new health care reform than The Affordable Care Act. Even though there is no health care crisis of the uninsured, Ryan’s plan involved incentives for prevented care that could lower cost of premiums and encourage healthier lifestyles. Under The Patients’ Choice Act, the American people retain their freedom whether to have health care or not; however the ACA has a personal mandate that requires individuals to carry health care insurance or face a fine (tax). Ryan’s plan would have ensure universal affordable health care for all Americans without increasing government spending.

The Affordable Healthcare Act also known as ACA, is very important for us as consumers. But what does it mean exactly? Well the Affordable Health Care Act allows us to have insurance coverage. There are several different ways that we can achieve coverage either as an individual or through our employer. There are many different health care insurance is you can trees from and they all have different things they cover in different cost or premiums. There are several different things that can take into account the price of the insurance that you pay for. The Healthcare market place, supply and demand, and the government all have an effect on our coverage.

“In 2010, Congress enacted the Patient Protection and Affordable Care Act in order to increase the number of Americans covered by health insurance and decrease the cost of health care” (Supreme Court Opinion, 1). In America, it is a basic necessity to possess health care, logically, Congress would like to make such a necessity more accessible to Americans. Due to a divided government, there are variant views on whether this is necessary and just. Health care benefits all Americans; it is just a matter of if the policy of a required national health care is beneficial.

On March 32rd, 2013, President Obama presented to Congress a Healthcare Reform Stimulus Act, in which he ensured will help all the American people save plenty of money on health coverage and medical expenses; such as, hospitalization and treatments. The Affordable Health Care Act, bill was put into law to cover recipients who was paying high premiums reduce their premiums and to insure uninsured recipients who could not afford to purchase coverage get it at a cheater cost. Without a doubt, universal healthcare is still considered one of the most challenging social problems that we have to deal with today. Even though, this issue is unsolved there is still a lot to discuss that need to be clarified concerning affordable healthcare. During presidential election in 2012 both parties the Republicans and the Democrats presented different viewpoints on this ideologies matter. Obama care new health care policy was put into action this to provide more coverage to a larger percentage of low–income working American, it is less cost effective and more within citizens spending budget. “AHRQ-funded researchers compared data on health maintenance organization (HMO) premiums in various markets. Premiums were lower in more competitive markets, where a high percentage of the population was enrolled in HMOs and many HMOs competed for their business” (AHRQ, 2002, Para. 13).

The passage exhibits the 2010 Patient Protection and the Affordable Care Act (PPACA) in the U.S. that put the topic of health care reform and health care costs in the national spotlight again. Once employers starting abandoning in managing the care. The purpose of this paper is discuss the Health Care Reforms of the key issues, challenges, opportunities and is the health care reform good thing or not. The enactment of the health care reform comes from the path of dependence. The Health Care Reform, was passed by President Obama, this is a federal government’s role that is financed by delivering a health care system.

United States of America is the only advanced nation that does not provide their citizens with some sort of health coverage. Americans go on with health care if they can afford it and those who are not able to afford health care have trouble dealing with health care coverage or poor treatment. In fact, thirty- two million Americans deal with no health care. This being true, President Obama followed through with the Health Care and Education Reconciliation Act of 2010. Ever since then, there has been chaos between two opposing groups, the Pro Health Care and Con Health Care.

The implementation of the Affordable Care Act (ACA), popularly known as “Obamacare”, has drastically altered healthcare in America. The goal of this act was to give Americans access to affordable, high quality insurance while simultaneously decreasing overall healthcare spending. The ACA had intended to maximize health care coverage throughout the United States, but this lofty ambition resulted in staggeringly huge financial and human costs.