The Health Care Reform : The Affordable Care Act

Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.

The Affordable Care Act (Obamacare) is a healthcare program created by president Obama’s administration. The goal of the Affordable Care Act is to make sure every United States citizen has health insurance. The Affordable Care Act provides “affordable” health insurance plans to citizens that do not have any and make about $15,000 a year. While the idea of providing health insurance to the millions of American’s that cannot afford it is great, everything comes at a cost. According to Emily Miller, Obamacare is causing people’s health insurance premiums to rise by around 1 to 9 percent (Miller 15-15). Not only are insurance premiums rising, but ever since the Supreme Court declared the Affordable Care Act constitutional approximately 20 tax hikes have been approved (Battersby). All the aforementioned reasons are helping pay for Obamacare. Although providing health insurance for people that cannot afford it is important, the Affordable Care Act should be revoked because it will hurt the economy.

The goal of this paper is to explain the downfalls of Obamacare and share the stories of individuals affected negatively and directly by the approval of the policy. Although Obamacare set out with good intentions, many people are still left without health care coverage because of the constant revisions of the bill. There have been many taxes raised for the approval of this policy, and has caused problems for individuals who do not want coverage under Obamacare but would want coverage under a different company. Obamacare has helped some, but has caused other problems that would make it a bill that should be up for repeal.

The Affordable Care Act, also known as Obamacare, is an act passed by president Barack Obama on March 23, 2010. This act, which provides affordable health insurance to Americans, was passed for three primary reasons. These reasons are to reduce the number of individuals in the United States who currently are not covered by some form of health insurance, to improve the availability and quality of existing health care programs, and to reduce the cost of health care to individuals and the government (“Patient Protection”, 2014). The Affordable Care Act has been successful in some ways, but ineffective in other ways since it was passed in March of 2010. For example, Obamacare has helped expand Medicaid and has helped those who have Medicare. However, this act has had a negative impact on the uninsured and on insurance premiums. In addition, some small businesses have benefited from this act, while others have had a negative effect. The Affordable Care Act has many pros, but it also has some cons, which is why there are still some changes and ideas that I would like to see implemented in our healthcare system.

The Affordable Care Act passed in 2010 and signed by President Obama on March 23, 2010. The vision was to reform the health-care in America worked and dramatically decreases the number of uninsured individuals. President Barack Obama campaigned aggressively under the phrase’ “Yes We Can”. In the end “Yes he did” get the health-care reform legislation past and set into motion the overall of health insurance decades in the making. Many of the major objectives of the Affordable Care Act were setup to be implemented over time, most of which will be in place by 2016. Until then it is somewhat difficult to determine the true impact of the Affordable Care Act on individuals and their medical care and the financial impact of the costs. As,

Since the law was signed in 2010, the Affordable Care Act is a working progress, it continues to changes to help improve individual’s needs. When the Marketplace, first launch there were some technical difficulties. The marketplace website was created so consumers can shop for affordable insurances that meets their needs. Now, despite some of the difficulties and the negativity from the media, the Affordable Care Act has many constructive effects. Obama care created the patient’s bill of rights. What many Americans fail to realize is, why many individuals were without health insurance. Before the law was created, insurances were more like a business. They would drop people without notice, raise premiums rates, or simply deny

The Affordable Care Act (Obamacare) from being introduced in 2010 has not been well received by the public. Two main consequences are economic issues, and many states rejecting the act. Economic issues are relevant because it is assumed that insurance premiums are increased, rising cost increases during a recession, mandated benefits and other costs will be passed on to consumers and billions of dollars will be taken from seniors Medicare benefits. In addition, a requirement of the act is that insurance companies spend at least 50-80 percent of premium dollars on medical care, which will lead to less consumer choice and higher prices. Many states are choosing to reject the act

The changes that have been made have been monumental in the health care world. These changes have been positive as well as negative. This new government policy has come about through the Affordable Care Act, more commonly known as Obamacare. This new program has been so purely monumental, because government until then had not been directly involved with health care as much as they are. Benefits include lower costs, and thousands of uninsured individuals and families with health care. Downsides are more and higher taxes, and health insurance goes up. There has been much controversy centered around this topic, and many debates bring the good and bad points of Obama care. One significant fact about Obamacare, is that a lot of Americans don’t understand what Obama care is and what it actually is designed to accomplish. The important question to ask, is do the benefits outweigh cons? Many say yes, and many would like to challenge that. The Affordable Health Care act was designed to give aid to thousands that did not, or could not have health care and it has done exactly that, however it has made others pay in their place, and the question still stands. Is that right, or wrong?

The Affordable Health Care Act (ACA) has been a hot topic of discussion since it was signed into law by the President in March 2010. According to the U.S. Department of Health & Human Services, the primary upshot of this act was to provide health benefits and access to health insurance to millions of uninsured under the new law. A study conducted by the Commonwealth Fund was released in 2013 identifying 60 percent of the population aged 19-29 did not seek medical care because of cost. Since its acceptance by the Supreme Court to uphold the new law, millions of the formerly uninsured residents can now purse necessary medical treatment when desired.

According to Jayne O’Donnell, since January 2010, more than 40 rural community hospitals have closed their doors. In addition, O’Donnell points out that,

A few important points, Parks (2011) found that, “As of 2013, there are approximately 44 million Americans that are not able to afford the costs of health insurance” and Epperly (2012) found that, “In 2014, six in ten Americans without health insurance could get coverage for $100 or less a month”. Now I am very open to the fact that ObamaCare has its many flaws that can negatively impact others, therefore I do not want to take this opportunity to force my opinion on others. It is important to know how much the health care system has been greatly affected by ObamaCare and to share the benefits, know the rights and protection of the people that ObamaCare also has to offer.

Patients Rights can sometimes be about making choices. you would probably want your parents to go with you to make your choices of what to do when you're in the hospital and your sick because your parents would probably know more that you would know about it and you could make the wrong choice if you're not thinking correctly. If you were in an a comma and you already made choices about what you want to do before you were in an a comma,your parents should have the right to decide something else for you because your choice of what you want to do may not be the right choice as you think it would might be.

For the past several months, the news feeds have been full of stories on Obamacare, more accurately described as The Affordable Care Act. The Affordable Care Act is the largest mandated healthcare change in the United States since Medicare and Medicaid began in 1965 (Mayer, 2013). It was signed into Law in 2010 designed to give all Americans access to healthcare. Whether you are for or against The Affordable Care Act one thing is above dispute, it has caused a Nationwide uproar. Now that we are in a new Presidential era, steps are being taken to “Repeal and Replace” Obamacare.

The Affordable Healthcare Act also known as ACA, is very important for us as consumers. But what does it mean exactly? Well the Affordable Health Care Act allows us to have insurance coverage. There are several different ways that we can achieve coverage either as an individual or through our employer. There are many different health care insurance is you can trees from and they all have different things they cover in different cost or premiums. There are several different things that can take into account the price of the insurance that you pay for. The Healthcare market place, supply and demand, and the government all have an effect on our coverage.

Advocates of Obamacare can point to the 6.2 million Americans who have been enrolled in individual-market coverage since Obamacare was put into place. However, you have to take into account the 3.8 million who have lost their employer-based coverage. So even though millions of Americans have new coverage, a substantial number will also find that they will lose the insurance they currently carry. According to the CBO, "8–9 million Americans that currently receive employer-sponsored coverage will lose it. Of these, 1–2 million would go from receiving coverage from an employer to obtaining coverage through the exchanges". As companies struggle in a tough economy, the 2012 annual employee premiums jumped on average 10.6 percent. Because of the negative incentives in Obamacare, it is cheaper for many employers to stop coverage altogether and let their employees fall into the exchanges. For those who purchased coverage on their own, the law has caused health insurance costs to rise significantly. Since Obamacare imposes substantial costs on the insurance industry, through taxes and regulations that force insurance companies to spend more, insurance premiums will likely continue to