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The Health Insurance Portability And Accountability Act

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HIPAA ACT Summary of the Act The Health insurance portability and accountability act or HIPAA act was put in place in 1996. Since then rules and regulations have been added to the HIPPA act but the main purpose of it is the same. The HIPAA act was put in place to fix issues related to healthcare, privacy concerns, and help people keep health insurance coverage between jobs. HIPPA is broken down into two main parts or titles; Title I: Health care access, portability and renewability privacy rules and Title II : Preventing Health Care Fraud and Abuse, Administrative Simplification, Medical Liability Reform. Title I is indented to help workers and family keep their health insurance when they change or lose their job. Title I does this by stopping health insurance companies from creating premiums or eligibly rules based on a person’s health status. This includes; medical history, genetic information, or any disability. This also covers group health care and limits the restriction that can be placed on benefits for preexisting conditions. If someone does have a preexisting condition then that person can’t be denied health insurance because of the condition. This only applies if the person with the preexisting condition has received health insurance for at least 18 months. Title II is indented to define rules related to health care and the penalties for breaking them. These rules cover most of the health care process such as billing services, health plans and transmitting

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