The Ideal Health Care System

A national health care system in the United States has been a contentious topic of debate for over a century. Social reformists have been fighting for universal health care for all Americans, while the opposition claims that a “social” heath care system has no place in the ‘Land of the Free’.

Money plays a huge role in access, therefore it is a vital issue to discuss. Within the current system, lack of money results in lack of health care, which leaves thousands of people without any health care coverage. Between 2001 and 2005, the number of people paying for health insurance increased 30%, however income only raised 3% (Health Care Problems). Adequate income is a necessity and unfortunately that is not present. According to the National Conference of State Legislatures, the average annual premium across the country is $16,000. Currently, the average annual income in the United States is $51,107. Mint Money Management suggests that about 4-6% of one’s total income should be spent on insurance, including life, disability, and health insurance. However, the averages in the United States show that the average person spends about 31% of their income on health insurance, which is not financially beneficial. When this rise in health insurance is not parallel to the inflation of income, innocent people are left without a method to achieve health care. There is a program for those who can’t afford health insurance out of pocket nor have access to it, and that is called Medicaid. Issues still exist with the program. There is only so much funding, which leaves many still uninsured. Additionally, people with Medicaid have difficulty

Providing healthcare coverage to all citizens can be challenging to many countries and only the most developed countries have adequate resources to truly provide universal coverage to their citizens. Still, when coverage and resources are not sufficient, care is rationed through limited supply or limited access. Most countries have mechanisms in place, however, to insure that affordability does not limit access to necessary services.

Recently the Untied States top priority has been to provide accessible and affordable health care to every American. Those that lack access to coverage find it much more difficult to seek proper treatment and when they do they maybe left with astronomical medical bills. The CommanWealth Fund found that one-third or thirty three percent of Americans forgo health care because of costs and one-fifth or twenty percent are thus left with medical bills that have problems being able to pay. The federal government, through the Affordable Care Act (2010), has mandated that every person have health coverage in order

In today’s day and age, American households can all agree that health insurance is not a luxury, but a necessity. Without it, costs of emergency room visits and prescription medicines can be financially devastating. However, in the past many families and individuals have taken the risk of not being insured due to the high cost of the insurance itself. To attempt to reform this unfair system, the Obama administration signed into law the Patient Protection and Affordable Care Act in 2010. The law, coined “Obamacare,” has received much opposition due to its expansion government programs and increase in spending. It brings to question how much the government should be involved in an area that for the majority of America’s history, has been

There are providers, of public hospitals community and rural health centers, and local health department considered to be safety net providers that service the uninsured. But the result of increased demand has caused limited capacity and decreased treatment options due to eroding finances (KFF, 2013). In order to improve the well beings of Americans, it is imperative to establish a health care policy that will deliver comprehensive coverage for all.

The article being summarized is out of the book Health Care Delivery in the United States by Jonas and Kovner. The chapter is called Access to Care written by Billings, Cantor, and Clinton in 2011. The article is a review of literature because it is a chapter from a book and did not test any new information. The chapter looked at studies that have been done and comparing and showing the different findings. The point of this chapter is to, “understand the nature of the access problem, understand the distinction between economic and noneconomic barriers to health care, understand the characteristics of the uninsured and the policy implications of those characteristics, understand how access barriers impinge on health, understand how access barriers affect the health care delivery system, and understand the challenges for recently enacted national health care reform, particularly around reducing noneconomic and quasi-economic barriers to care” (Billings, 2011, p. 151). The main point of this chapter and researching findings was to look at the barriers that still exist in the health care system that are causing people to remain uninsured in this time of health care reform.

Health care is intended to provide financial support in case an unforeseen medical cost occurs and to make customary doctor’s visits more affordable. It also prevents having to compensate money out of pocket for health costs. No one ever anticipates to get injured or sick, but when it happens, people will not have to be troubled with the aspect of paying health care. In 2014, the government spent about 18% of the gross domestic product on health care, and in the average household “lost

The health care system in the United States is one of the greatest concerns facing Americans today and is an issue both moral and economic in nature. Some think the system should stay, for all intents and purposes, the same. They believe that the right to healthcare is a stepping stone toward socialism, and that it is the responsibility of the individual to obtain health care. These are usually the more ideologically conservative citizens and politicians who believe that medicine should remain a free enterprise, not to be constrained by government interference. Then there are those who believe that healthcare is a right, and the federal government has a responsibility to make sure it is available to all citizens, not just those who can afford

Now that the best health care system in the world (Faguet, 2013, p.7) has been demolished after the passing of the Patient Protection and Affordable Care Act (ACA) in March of 2010, how have Americans allowed these historical problems to happen to them? Much of the legislation was written to confuse the average American so that they would not understand what was being done to them (Gruber, 2014). The ACA was more than 2000 pages in length and most, if not all, of the members of Congress did not even read the bill before they voted on it. The House Speaker leader at the time, Nancy Pelosi, went on record saying that "We have to pass the bill to find out what is in it." Based on the exact words of the number one architect of the Affordable

For this paper I have chosen to write about the future trends in the United States healthcare system regarding Financial and Insurance issues, and access to health care including the uninsured and those in the poverty levels. Health care financing is affected by many things and affects the society in many ways. The costs of health care can be kept affordable for both individuals and society. It is not really the costs of health insurance that

Good health insurance can be expensive, and is therefore often out of reach for lower and moderate income families, particularly if they are not offered health benefits through work. To make coverage obtainable for families that otherwise could not afford it and to encourage broad participation in health insurance, the Affordable Care Act (ACA) includes provisions to lower premiums and out-of-pocket costs for people with low and moderate incomes. The adequacy of this assistance will be key determinants of how many people ultimately gain coverage and whether or not lower-income people will be able

The implementation of the health care reform law has yielded the largest reduction in the aim for uninsured for the last couple of decades. But, while the uninsured rates have decline access to care has now become a prevalent issue. “ The expansion of coverage is not an expansion of actual care and this distinction is becoming very clear’ Heritage ( 2014) Access to

A health care system is the association of institutions related to people's health and resources. It delivers health services in order to meet the health needs of the targeted populations (Nigam, 2011). There is a wide variation in the world of how different nations organize their health care systems, with almost all nations having differing health care organizational structures. Planning in some countries for health care distributes to those participating in markets. In other countries, however, planning is as a result of joint efforts between the government, religious bodies, and charities among other groups (Nigam, 2011).

I feel as if we will never have a perfect health care system in place. No matter what we try, something will always need tweaked. We need to find a way that makes health care more affordable for everyone. With Obama care we had an option for everyone to get health insurance. Now what the government is trying to pass through will cause million of people to lose their health care. Also, Medicaid is going to be reduced by millions. So many poor, disabled, and old people will lose their insurance making it hard for them to get the help they need. Politicians make us think there is just a simple fix to our health care system, but it’s much more complex then that. I don’t believe there is just one simple fix to our health care. It will take time