The Impact of Electronic Banking on Commercial Banks Operations

2167 Words Dec 1st, 2012 9 Pages
THE IMPACT OF ELECTRONIC BANKING ON COMMERCIAL BANKS OPERATIONS

TABLE OF CONTENT

Cover page

Title page

Approval page
Dedication
Acknowledgment
Abstract
Table of content

CHAPTER ONE

Introduction

Background of study
Statement of problem
Objective of the study
Significance of the study
Scope and limitations of the study
Definition of terms

CHAPTER TWO

Review of related literature

Introduction

Meaning of electronic banking

Origin of electronic banking
Meaning of computer
Relevance of computer to electronic banking
Electronic banking products

Benefits of electronic banking

Problems associated with electronic banking
Solutions to problems associated with electronic banking

CHAPTER THREE

Research design and methodology
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‘IT’ is not considered as core business while IT managers are treated as auxiliary staff rather than innovators.
So, finally, the justification of huge investments in “IT” by the banking sector is yet to establish the much needed impact.

2. STATEMENT OF PROBLEM
Banks since the inception of the use of electronic banking products in the late 1980’s have not made their presence felt much. These are as a result of problems associated with the use of electronic banking which includes.
2. COST OF OWNSERHIP AND ADOPTION. Electronic banking is very expensive because it entails the acquisition of computers, telecommunication gadgets. Banks spend a lot on these products because of the exchange rate between the naira and the dollar.
2. POOR ORIENTATION So many people are still ignorant of the services and benefits available to them through the use of electronic banking products. The benefits includes that it is fast, safe and reliable.
3. LACK OF INFRASTRUCTURES. Irregular source of power supply and unavailability of telecommunication systems are hindrances to the sources of electronic banking.
4. ANXIETY AND FEAR. This has to do with some people’s belief that anything that has to do with computers is evil and associated with what the Bible called the end time moves of Satan. Also here is this general fear that the introduction of computers would displace them of