Finally, an article written by Jessica Krampe entitled Does Money Really Make People Happier? says that happiness comes from making the right choices and acting on your passions. According to Krampe, the purpose of having wealth is to use it enhance the lives of the people you care about. Leaving a mark that represents your passion and values is what truly makes you happy. Furthermore, Krampe tells us that there are several ways on how to find happiness. First, you need to reflect on what you enjoy most about your life. It could either be a hobby or a talent that you love to do during your free time. Next, you should share your goals with those who are supportive of your dreams. Lastly, make the right choices and pursue the choice that will
We cannot let our work and living conditions limit our success, we must take control of the situations in our lives. As much as we have all heard it, we need to keep a positive attitude and mindset, or at least try to. This is probably the easiest way to take control of the situations you are in; keeping a positive attitude has been known to increase your physical and mental health, which can really only benefit you. In a study performed by the University of California, Riverside, in which productivity, happiness, and overall physical and mental well-being were analyzed in working individuals, it was concluded that a positive attitude and outlook has a great effect on one’s life. Generally positive, or “happy people,” were found to be more satisfied with their jobs, to perform tasks better, and less likely to be unemployed and more likely to be physically healthier and live longer than their less happy peers (Joy). Positive people being less likely to be unemployed allows these individuals to accumulate more money, which makes the general public happier nowadays, and this ultimately makes the dream of having success more easily attainable. Happy individuals being found to be healthier and to therefore live longer than less happy individuals gives these happy individuals more time to attain the “American Dream” as well. Keeping
The term 401 (k) is one that is heard quite often in today's. Most people know that it has something to do with retirement, but few young people know exactly how 401 (k) plans work or why they are becoming more and more popular. Additionally, many people who have 401 (k) plans may not know all the details of how they work, how to get the most out of their plan, and how to keep their money safe. In reality, everyone in the business world should be aware of the details and advantages of having and managing a 401 (k) type savings plan, as it is becoming one of the most popular ways to save for retirement in the United States and many other countries.
Many of you are aware of the ASM 401k plan available to its employees. Many of you may not be aware. Those of you who are aware may not fully understand all the benefits this type of plan provides for you and your family's future. We intend to change that through providing education as to how the plan works and the associated long term benefits available to participants.
As a business major and future entrepreneur, there are many things that I can do to maximize happiness. For example, I can start an agency that acts as a half-way house for the homeless. With this agency, I can help homeless people regain composure and find work. I can do this by helping them establish their portfolio and offering basic classes on work ethic and social skills. Moreover I can reach out to companies that are willing to offer employment opportunities to those who need it most.
You have worked nearly all of your adult life and you are ready to enjoy the rewards of retirement. Retiring at any age can be stress free if planned properly. There are a few steps to get you started. Ask your employer if they offer 401k. . “401k is a savings plan offered by your employer”. The savings plan allows the employee to invest a portion or percentage of their pay check before taxes.
The 401(k) plan is something that every single employee and future employee must have. Where did our 401(k)’s come from, what is a 401(k), how do you use a 401(k); these questions are just some of the few that have arisen from starting a 401(k). On average, more than 75 percent of the employment opportunities here in the United States of America, indeed have a predefined 401(k), or employment savings plan in the works. This only means that our retirement is well off to a great start.
We recommend that SmartKidz initiate a traditional 401(k) plan. A traditional 401(k) plan is a defined-contribution plan for for-profit organizations. In this plan, employees are allowed to contribute a percentage of their salary before taxes up to a maximum contribution, which is $18,000 as of 2015 (IRS). In addition, employers may choose to add to each employee’s 401(k) plan through matching each individual contribution or providing a one-time lump sum. Each employee has a tax-deferred account where he or she is able to choose where to allocate his or her contributions. For example, mutual funds and target funds are common investment options.
In the New York Times article " it's a 401(k) world", Thomas L Friedman states how technology has advanced to the point where anyone can track anyone else's form of activity. Friedman States the good and the bad of this new era of technology. He tells us how certain people will make a living in this type of world. Living in this world with new technology, it could either make you or break you. Friedman's many facts makes me agree with what he has to say.
I also wanted to introduce myself and my team – Level Four Wealth Management. We focus on transforming the 401(k) experience to support and empower your company’s hiring, retention and productivity goals.
What you feed your mind on is vitally important for success or failure. What the mind devours you will become. If you have conditioned your mind to think poor, you will remain poor. If you allow your mind to absorb prosperity, richness will come your way.
Building and running a successful 401k advising practice is not an easy profession. In fact, it takes a large amount of time, effort, talent, and resources. While starting a 401k practice is difficult, growing it can be even more of a challenge. And in this industry, growing your business should be one of your main goals.
MP Dunleavey, is the author of Money Can Buy Happiness. She is an award-winning personal finance author, editor, consultant, specializing in women and money. She is also a former columnist for The New York Times, and MSN Money. Dunleavey points out some good ideas about financial key terms to validate how spending money when makes you happy, makes a lot of sense. It’s a usual advice about retirement and paying down debt but that’s always a given. The best parts of this book are the parts that focus on happiness and evaluating if you are using money for its intended purpose.