The Importance Of Financial Hardships

Although many citizens typically make enough to live and support a family, there are still cases where individuals lack the financial support needed to administer aid to their household. A few factors that hinder members of the workforce are job availability, child care necessities, transportation, and educational requirements. For example, there are people that want to work, but after expenses are paid for transportation, childcare, etc. there is very little left

In today’s society, the stigma around child poverty is related to homelessness. Poverty is the lack of support, goods, and money. As a matter of fact, many kids who partake in the 21% statistic from NCCP do live with parents who go to work and have a paying job. With that being said, the jobs that some of their parents have are unstable and their income is very low making it difficult for these children’s parents to make ends meet. This issue is transparent and many do not realize just how much we are surrounded by those who suffer from child poverty.

Everyday in the United States there are families who struggle to make ends meet and struggle to fully provide for their families. Since the 1960s, poverty in the United States has only increased dramatically. It is said that one in six Americans today is living in poverty (What is poverty?). In this book, we learn about different families and their struggles. The information in this book describe instances about welfare, different areas of the population where there are more occurrences of poverty, and a few different families experiences of how they make it day by day to survive. Some of these common organizations that help families that live in poverty may include, food stamps, certain food programs (if

For these families to now get additional support, from the government or another outlet, they now need to go further distances since those help centers are no longer as easily accessible as they were in their previous living arrangement. In addition to that, the only jobs they are now able to find are a lot farther away as well, maybe upwards to an hour and a half of driving. This wouldn’t be as much of a problem if it wasn’t for the fact of the minimum wage being too low for it to be worthwhile for these people. Some families, like the one in the article, sell what they can, such as ice pops, to get by, as they make more money doing that then they would at a minimum wage job that’s too far

With my parents both in the Fishing industry and claiming EI benefits during the winter months I know that it can be hard sometimes when it comes to shortage of money. Though we never went below the poverty line and me and my siblings always received things we wanted, to a certain extent, we knew what it was like to be tight for money as did many other families.

According to CareerBuilder.com, a whopping 61% of American households lived paycheck to paycheck in 2009. That number is huge, especially since only 49% lived that way in 2008, and only 41% in 2007. Whether it is due to losing one or both household incomes or simply a reduction in the household incomes, the statistic is staggering. With families not able to adequately save for any unexpected expense that may arise, they are finding that more often than not there is more month than money. So what happens when the rent/mortgage payment is due, groceries need to be purchased, and then the car breaks down? For some, a small personal loan at a local bank is all it takes to get back on track. For many though, this isn’t an option, and they

The United States defines poverty for a family of four as being less than $16,036 per year, or $4,009 per person (Leone 12). People find themselves under this line for an innumerable amount of reasons. Some of these causes are under one's control and others are greater factors beyond an individual's power. Each family or individual person has unique and separate reasons for living in a state poverty. There is no way to try and define them all. Focusing in, three main topics arise that encompass the most predominant reasons for a person to fall into poverty. Education, family life and influence, along with the business cycle may work individually or together to cause poverty. These three leading

Some reasons an emergency fund is important is are in the event of unexpected events. One can still be covered from finical ruin until they can obtain more funds for financial security. Sudden unemployment, illness, household, and natural disasters can have long lasting financial implications in the wrong predicament. For the finical situation I am in any one of these events would leave me homeless in less than a month.

If a family struggles financially they may not have money for food to be put on the table and the child will be hungry, which has a knock of effect to a child’s learning. A child will struggle to focus and learn if they are hungry as food is needed in order for the brain to function well.

Companies closing or laying-off workers has left many un- and under-employed. Once a family begins operating at a deficit, recovery becomes more difficult. Without significant savings or familial support, circumstances may conspire to render families homeless through foreclosure or eviction. Once a family has lost stable housing and employment, regaining it may prove to be an insurmountable hurdle that may only be scaled with the assistance of the community.

When you think about how many people suffer each day paycheck to paycheck, Most people don't have that family member to give them some type of assistance, If you're a person who don’t have anything but you strive for what you have.

In the research by Parish, Rose, Grinstein-Weiss, Richman, and Andrew (2008) the topic of material hardships of a family is discussed. The research shows that many families with a child with a disability are financially below the poverty

Poverty has been on a incline since the economic downturn in 2007. Poverty is defined as “the state of being inferior in quality or insufficient in amount”, but a more modern definition used today is “in state of being extremely poor”. According to “Poverty in the United States” a report done by Congressional Digest, the poverty line in 2012 was 15.0 percent, which represents 46.5 million people living at or below the poverty line, and was 2.7 points higher in this year than in 2007. The article also stated that in 2012, the family poverty rate and the number of families in poverty was 11.8 percent and 9.5 million and the median income for households was $51,017, which means many of these households have students who become eligible for free lunches. In Lindsey Layton’s article “Most Public

Whether or not you call it an emergency or rainy day fund it is all the same.

Children in poverty is a typical social issue occurring in society today. “More than 16 million children in the United States – 22% of all children – live in families with incomes below the federal poverty level” (“National Center For Children In Poverty,” n.d.). The federal poverty level measures the amount of income a family takes in per year. It varies depending on the number of people in a family. For a nuclear family (two parents and two children) the federal poverty level is around twenty-four thousand dollars in a year (“Health Care.gov,” n.d.). The average American makes around forty-six thousand dollars a year. The parents of the children in poverty make at least twenty-two thousand dollars below the average. Their families are extremely poor. Also, not just one child is facing this hardship, sixteen million children are part of families below the federal poverty line, just in America. “About 22% of children in the U.S. lived below the poverty line in 2013, compared with 18% in 2008” (Calfas, 2015). Unfortunately, the rate of poverty affecting children has gone up through the years. More and more children will face poverty during day to day life. Children can be affected by poverty in many ways. “Poverty can impede children’s ability to learn and contribute to social, emotional, and behavioral problems. Poverty also can contribute to poor