The Importance Of Payday Loans

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I enjoyed reading your discussion post this week Clint. It is apparent everyone has a slightly different opinion about payday loans and the amount of interest that should be allowable. My assumption would be that most people obtaining payday loans are probably using them as a last choice to obtain needed funds. While there is an abundance of people who are unwise with the use of their money, likewise there is an equal number unable to obtain adequate employment at a livable wage, or have gotten behind because of a personal emergency. These people often live from paycheck to paycheck, and many work more than one job in an effort to pay their expenses, not necessarily due to their mismanagement of money. The question this week specifically
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